USB Insurance Solutions

10/01/2026

Amen 🙏

Si este mensaje tocó su corazón, déjele un ❤️, escriba “Amén” en los comentarios y compártalo con alguien que lo necesite.

09/26/2026

Insurance questions don’t always have a one-size-fits-all answer.

Sometimes you just need someone to listen, explain the options clearly, and give you room to ask what’s on your mind. That’s how I like to work.

Whether your question is about Medicare, Marketplace coverage, or planning for final expenses, send me a message. I’m Mike Garzón with USB Insurance Solutions, and I’d be glad to talk with you.

09/25/2026

Turning 65? Don’t wait until the last minute to figure out Medicare.

The first step is understanding what applies to you. Are you still working? Do you have coverage through your employer or your spouse? Are your doctors and prescriptions important to your choice? Those details matter.

I’m Mike Garzón with USB Insurance Solutions. If you’re approaching 65 and aren’t sure where to start, send me a message. We’ll talk through your situation in plain English.

Hablamos Español

07/17/2026

🚪 Released from Incarceration & Special Enrollment Period (SEP)

Did you know that being released from incarceration may qualify you for a Special Enrollment Period (SEP), allowing eligible individuals to enroll in Marketplace Health Insurance outside of Open Enrollment?

This is another common qualifying life event to be aware of.

💡 Insurance doesn't have to be confusing. Together, we'll make it simple, one topic at a time.

07/16/2026

Medicaid Determination & Special Enrollment Period (SEP)

Did you know that a Medicaid determination may qualify you for a Special Enrollment Period (SEP), allowing eligible individuals to enroll in Marketplace Health Insurance outside of Open Enrollment?

This is another common qualifying life event to be aware of.

💡 Insurance doesn't have to be confusing. Together, we'll make it simple, one topic at a time.

07/15/2026

🚚 Moving & Special Enrollment Period (SEP)

Did you know that moving alone doesn't automatically qualify you for a Special Enrollment Period?
In many situations, you must also meet additional Marketplace requirements, such as having had qualifying health insurance before your move.

Every situation is different, so it's important to understand the rules before assuming you qualify.

💡 Insurance doesn't have to be confusing. Together, we'll make it simple, one topic at a time.

07/14/2026

Family Changes & Special Enrollment Periods (SEP)

Did you know that certain family changes may allow you to enroll in Marketplace Health Insurance outside of Open Enrollment?
In this video, I cover three common situations that may qualify: 👰 Marriage 👶 Birth, Adoption, or Foster Care 💔 Divorce (when it results in the loss of health coverage)

Remember, not every life event automatically qualifies for a Special Enrollment Period, and every situation should be reviewed individually.

💡 Insurance doesn't have to be confusing. Together, we'll make it simple, one topic at a time.

07/13/2026

Special Enrollment Period | Loss of Coverage

Lost your health insurance? You may have options.

In this episode of Insurance Made Simple, I share three common examples of qualifying loss of health coverage that may allow you to enroll outside of Open Enrollment.

07/10/2026

Can I still enroll in Marketplace Health Insurance after Open Enrollment ends?"

That's one of the most common questions I hear as a licensed insurance agent.
The answer isn't always a simple yes or no.

Many people think they're out of luck once Open Enrollment ends, but there are situations that may allow you to enroll at other times during the year.

Not every situation qualifies, and understanding the rules can make all the difference.
In this series,

I'll explain the most common Special Enrollment Periods one by one in simple, easy-to-understand language.
Follow along so you don't miss the next video!

💬 Have you ever been told you had to wait until Open Enrollment? Let me know in the comments.
Short Version (Perfect for TikTok & IG)

07/05/2026

Did you know you may still qualify for Marketplace Health Insurance even if Open Enrollment is over?

One of the most overlooked ways to qualify for a Special Enrollment Period is through a Medicaid denial letter.

If you applied for Medicaid and were denied, don't throw that letter away! It may allow you to enroll in an ACA Marketplace health insurance plan outside of Open Enrollment.

Every situation is different, but if you've recently received a Medicaid denial letter and aren't sure what your options are, I'd be happy to help you review them.

📞 Call or Text: 832-732-3334
🌐 usb.agency

Licensed in: TX • AZ • NC • SC • FL • MI

Hablamos Español.