Brandon Thompson Mortgage Loan Originator NMLS #889084

Brandon Thompson Mortgage Loan Originator NMLS #889084 Helping others find their way HOME. Brandon Thompson, Mortgage loan officer. NMLS #889084

5.0 star review received on Experience.com for Brandon Thompson by Joseph K - Brandon made the entire process smooth, st...
08/14/2026

5.0 star review received on Experience.com for Brandon Thompson by Joseph K - Brandon made the entire process smooth, straightforward, and easy to understand from start to finish. Communication was excellent, they were always available to answer questions, and they kept everything moving along efficiently.

Click to see all 30 reviews of Guild Mortgage - Brandon Thompson, Loan Officer | NMLS # 889084

5.0 star review received on Experience.com for Brandon Thompson by Megan K - Brandon  was  always  available  to  answer...
08/03/2026

5.0 star review received on Experience.com for Brandon Thompson by Megan K - Brandon was always available to answer our numerous questions, no matter the time or day. He walked us through the process and ensured we under everything as first time home buyers.

Click to see all 28 reviews of Guild Mortgage - Brandon Thompson, Loan Officer | NMLS # 889084

5.0 star review received on Experience.com for Guild Mortgage - Brandon Thompson by Stephanie S - Brandon was excellent ...
07/15/2026

5.0 star review received on Experience.com for Guild Mortgage - Brandon Thompson by Stephanie S - Brandon was excellent to work with! He is smart, responsive, and clear! A great partner in the process!

Click to see all 27 reviews of Guild Mortgage - Brandon Thompson, Loan Officer | NMLS # 889084

5.0 star review received on Experience.com for Brandon Thompson by Dan Y - Brandon  is a  wonderful  representative for ...
07/06/2026

5.0 star review received on Experience.com for Brandon Thompson by Dan Y - Brandon is a wonderful representative for your company.

Click to see all 26 reviews of Guild Mortgage - Brandon Thompson, Loan Officer | NMLS # 889084

5.0 star review received on Experience.com for Guild Mortgage - Brandon Thompson by Debbie T - is always great to work w...
07/03/2026

5.0 star review received on Experience.com for Guild Mortgage - Brandon Thompson by Debbie T - is always great to work with. He explains everything in a clear and concise manner. He's the best.

5.0 star review received on Experience.com for Guild Mortgage - Brandon Thompson by Vivian D - Asa first time homebuyer,...
06/29/2026

5.0 star review received on Experience.com for Guild Mortgage - Brandon Thompson by Vivian D - Asa first time homebuyer, I honestly had no idea how the loan process worked or what to expect. Brandon made everything so easy to understand and was there to guide me every step of the way. He was incredibly patient, answered all of my questions, and always took the time to explain everything clearly. He worked hard to help me lock in a great deal and made what could have been a stressful process feel smooth and manageable. I always felt like he had my best interests in mind. If you’re looking for a loan officer who is knowledgeable, responsive, and truly cares about helping you achieve your goal of homeownership, I highly recommend Brandon. I couldn’t have done it without him!

Click to see all 24 reviews of Guild Mortgage - Brandon Thompson, Loan Officer | NMLS # 889084

5.0 star review received on Experience.com for Brandon Thompson by Bobbi H - Brandon made the loan experience super easy...
06/19/2026

5.0 star review received on Experience.com for Brandon Thompson by Bobbi H - Brandon made the loan experience super easy. He was always available for questions and guidance. I would highly recommened him to anyone looking for a mortgage.

Click to see all 23 reviews of Guild Mortgage - Brandon Thompson, Loan Officer | NMLS # 889084

5.0 star review received on Experience.com for Guild Mortgage - Brandon Thompson by Scott R - I was looking to refinance...
04/27/2026

5.0 star review received on Experience.com for Guild Mortgage - Brandon Thompson by Scott R - I was looking to refinance my home with a cash-out option, and Brandon guided me through every step of the process. His communication was excellent—he consistently kept me informed about what was needed from me and set clear expectations for each stage. The entire experience was smooth and stress-free. I’m extremely grateful for Brandon’s support and highly recommend working with him if you’re considering a refinance.

Click to see all 22 reviews of Guild Mortgage - Brandon Thompson, Loan Officer | NMLS # 889084

5.0 star review received on Experience.com for Guild Mortgage - Brandon Thompson by Kaelin B - I’ve worked with Brandon ...
04/15/2026

5.0 star review received on Experience.com for Guild Mortgage - Brandon Thompson by Kaelin B - I’ve worked with Brandon on a few home buying transactions at this point and he is always so helpful, understanding, patient and resourceful! He will truly be there for you during the whole process!

Click to see all 21 reviews of Guild Mortgage - Brandon Thompson, Loan Officer | NMLS # 889084

10/01/2025

🚨 Government Shutdown & Mortgage Impact Update 🚨

Since Congress has not reached a debt ceiling agreement the Federal government shutdown has begun.

Here’s what it means for the mortgage and housing market:

✅ Conventional (Fannie/Freddie) – No impact
✅ Ginnie Mae – Still issuing securities
✅ VA Loans – Still operational, but appraisals may take longer
✅ FHA Loans – Can continue to close, though condo approvals and staff responses may be delayed
❌ USDA Loans – No new commitments/guarantees during the shutdown. Existing commitments can still close and will be guaranteed once operations resume
📄 Tax Transcripts (IRS) – Expected to remain fully operational
🪪 Social Security Validation – No change. Still required before closing
🌊 Flood Insurance (NFIP) – New/renewal policies may pause. Private flood coverage is an option
👩🏽‍💼 Federal Employees – If furloughed, that income cannot be used for qualification until they return to work

⚡ Key Takeaway: USDA loans and some FHA processes may see delays, while most other programs will continue operating normally.

Please reach out if you have any questions!

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Frederick, MD

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