Victory Mortgage Solutions LLC NMLS 2446837

10/01/2026

It's National Women's Small Business Month! At Victory Mortgage Solutions, we’re proud to be a woman-owned business serving homebuyers and families in Frederick, MD and beyond.

Being woman-owned is an important part of who we are. It represents leadership, determination, and a commitment to building something that makes a meaningful difference in the lives of our clients and our community.

From answering questions to navigating the mortgage process, our goal is simple: provide honest guidance, clear communication, and personalized service every step of the way.

We’re proud to be a woman-owned business, proud to support our community, and grateful for every client who trusts us with their homeownership journey

Natasha Chanazaroff
240-367-7220
[email protected]
NMLS #: 1609659

Mike Hooven
610-717-6743
[email protected]
NMLS #: 1708102

Steve Petruzzello
240-674-4209
[email protected]
NMLS # 187642

Victoria Hale, AMP
310-962-9731
[email protected]
NMLS # 780101

Thomas Trott Jr.
301-748-1694
[email protected]
NMLS # 486208

Victory Mortgage Solutions LLC | 301-682-2113 | NMLS # 2446837
VictoryMortgageSolutions.com
Equal Housing Opportunity Lender

09/30/2026

Buying your first home can be a complex process. The extensive paperwork, financial terminology, and critical decisions may lead to uncertainty for many first-time buyers, who often fear making an uninformed choice or being perceived merely as a commission. At Victory Mortgage Solutions, we prioritize transparency and integrity. Tom and the Victory team are dedicated to providing you with the clarity and support you need throughout the mortgage process. You don’t have to navigate this journey alone; we are here to respectfully address your inquiries and guide you every step of the way.

Tom and the Victory team bring patience, clarity, and genuine care to every conversation. So you feel confident and comfortable through every step of the mortgage process.

You don’t have to figure it all out on your own. You just need someone who will treat your questions with respect. That’s what we’re here for.

🔑 Ready to buy your first home with a team you can trust? Talk to Tom.

Tom Trott Jr.
301-748-1694
[email protected]
NMLS # 486208

Full Review: "I had an amazing experience with Victory Mortgage Solutions. Tom was so personable and very supportive throughout the entire process. As a first time homebuyer, they helped me feel comfortable and understand each step of the way."

Victory Mortgage Solutions LLC | 301-682-2113 | NMLS # 2446837
VictoryMortgageSolutions.com
Equal Housing Opportunity Lender

09/23/2026

Rethinking the Mortgage Process. The world is changing, and so is lending. Traditional mortgage requirements haven’t kept up with how people live and work today—but alternative lending has.

Whether you're a business owner, investor, or simply have a unique financial story, you deserve a loan that works with your life—not against it.

It’s time to stop letting outdated systems limit your options and start exploring what’s really possible.

🔑 Victory Mortgage Solutions has the experience and resources to match you with alternative lending options that work for *your* life.

Victory Mortgage Solutions LLC | 301-682-2113 | NMLS # 2446837
VictoryMortgageSolutions.co
Equal Housing Opportunity Lender

09/22/2026

At Victory Mortgage Solutions, clear communication, honesty, and professionalism are at the heart of everything we do. 🌟

Victoria’s commitment to being responsive, transparent, and straightforward shines through in every client interaction. Her dedication to clearly explaining options and putting clients first is exactly what makes the Victory experience stand out. Way to go, Victoria! 👏

🏡Helping clients feel informed and confident throughout the mortgage process is what makes the work so rewarding! Victoria and the entire Victory Mortgage Solutions team are committed to being responsive, transparent, and dependable from start to finish. From answering questions to exploring the right loan options, our team is here to make the journey as smooth and stress-free as possible.

Ready to make your homeownership goals a reality? Contact Victoria and the Victory Mortgage Solutions team today to explore your options and find the right mortgage solution for you!

Full review: “Efficient and responsive. Very clear about options and straightforward, honest, and professional.”

Victoria Hale, AMP
310-962-9731
[email protected]
NMLS # 780101

Victory Mortgage Solutions LLC | 301-682-2113 | NMLS # 2446837
VictoryMortgageSolutions.com
Equal Housing Opportunity Lender

09/22/2026

Last day to vote!! Thank you so much to everyone supporting us!

IT'S TIME TO VOTE!! Best of the Best in Frederick is back! We made the top 5 for Mortgage Companies and now it's time to vote once again! Vote for us once everyday from today, 9/16 until Tuesday, 9/22. If we helped you take Victory in home buying, please vote, share, and help us take Victory as Best of the Best in Frederick. Use the link in the comments to go straight to Victory's ballot page!

Thank you to all of our voters, clients, and supporters—past, present, and future for all of your support!

Victory Mortgage Solutions LLC | 301-682-2113 | NMLS # 2446837
VictoryMortgageSolutions.com
Equal Housing Opportunity Lender

09/16/2026

IT'S TIME TO VOTE!! Best of the Best in Frederick is back! We made the top 5 for Mortgage Companies and now it's time to vote once again! Vote for us once everyday from today, 9/16 until Tuesday, 9/22. If we helped you take Victory in home buying, please vote, share, and help us take Victory as Best of the Best in Frederick. Use the link in the comments to go straight to Victory's ballot page!

Thank you to all of our voters, clients, and supporters—past, present, and future for all of your support!

Victory Mortgage Solutions LLC | 301-682-2113 | NMLS # 2446837
VictoryMortgageSolutions.com
Equal Housing Opportunity Lender

09/16/2026

Buying a home can come with a whole new vocabulary—APR, PMI, LTV, escrow, fixed rates, adjustable rates… and suddenly, it can feel like you need a dictionary just to understand your mortgage! 😅

But here’s the good news: you don’t have to figure it all out on your own. At Victory Mortgage Solutions, we believe understanding your mortgage is an important part of feeling confident in your homebuying journey.

Here are a few terms you’ll want to know:
📌 APR: The overall yearly cost of your mortgage, including certain fees and interest.
📌 PMI: Private Mortgage Insurance, which may be required when you put down less than 20% on a conventional loan.
📌 LTV: Loan-to-Value ratio, which compares your loan amount to the value of the home.
📌 Escrow: An account used to help manage expenses like property taxes and homeowners' insurance.
📌 Fixed vs. Adjustable Rates: A fixed-rate mortgage keeps the same interest rate throughout the loan, while an adjustable-rate mortgage can change over time.

The more you understand, the more confident you can feel about your decisions. And if a mortgage term has you scratching your head, just ask! We’re here to explain it in a way that makes sense.

🏠 Your questions are welcome. Your goals matter. And your path to homeownership deserves to be understood. Victory Mortgage Solutions — helping you move from confused to confident, one mortgage term at a time.

Victory Mortgage Solutions LLC | 301-682-2113 | NMLS # 2446837
VictoryMortgageSolutions.com
Equal Housing Opportunity Lender

09/15/2026

A house becomes a home through the moments you create inside it. ❤️🏡

That's why we're passionate about helping families find financing that fits their goals—not just today, but for years to come. Every family deserves a place where milestones are celebrated, traditions begin, and lifelong memories are made.

Your journey home starts with the right mortgage partner that helps you navigate the mortgage process with confidence and find a loan that works for your unique situation. Let's make it happen.

Victory Mortgage Solutions LLC | 301-682-2113 | NMLS # 2446837
VictoryMortgageSolutions.com
Equal Housing Opportunity Lender

09/09/2026

For many veterans, active-duty service members, and eligible surviving spouses, a VA loan can make the path to homeownership more accessible and affordable! 🏡

A VA loan is a mortgage program backed by the U.S. Department of Veterans Affairs. One of the biggest advantages of a VA loan is that many qualified borrowers can purchase a home with no down payment. Additional benefits include competitive interest rates, no private mortgage insurance (PMI), and more flexible qualification requirements than some conventional loan options.

At Victory Mortgage Solutions, we are committed to helping veterans and military families understand the benefits available to them and guiding them through every step of the home financing process. If you're considering buying a home or want to learn more about whether a VA loan is the right fit for your situation, our team is here to answer your questions and help you move forward with confidence.

Victory Mortgage Solutions LLC | 301-682-2113 | NMLS # 2446837
VictoryMortgageSolutions.com
Equal Housing Opportunity Lender

09/02/2026

There's no greater compliment than knowing our clients feel supported every step of the way.

For Tom, helping people achieve homeownership is about more than securing a mortgage—it's about building relationships, earning trust, and guiding clients with confidence through one of life's biggest financial decisions.

At Victory Mortgage Solutions, we believe buying a home should be an exciting experience—not an overwhelming one. That's why we're committed to educating, guiding, and advocating for our clients from the first conversation to closing day. Every question matters, every decision is important, and every client deserves personalized service they can trust.

When you work with Tom and the team at Victory Mortgage Solutions, you're not just getting a lender—you're gaining a trusted partner who is with you from application to closing. Thank you for allowing us to be part of your homeownership journey! 🏡💙

Full Review:
What truly sets Tom apart is his dedication to ensuring his clients are comfortable and informed every step of the way. He went above and beyond to secure the best rates and options for me, and it was clear he had my best interests at heart.

Thomas Trott Jr.
301-748-1694
[email protected]
NMLS # 486208

Victory Mortgage Solutions LLC | 301-682-2113 | NMLS # 2446837
VictoryMortgageSolutions.com
Equal Housing Opportunity Lender