Republic State Mortgage Company

10/21/2026

5.0 star review received on Experience.com for Chad Hays by Thomas T H - Great job

Click to see all 291 reviews of Chad Hays, Loan Officer | NMLS # 148936 | Equal Housing Lender

08/07/2026

06/23/2026

5.0 star review received on Experience.com for Chad Hays by Shannon L B - This is my second time working with Chad on a loan for a new home and again he made the process easy. Everything went smoothly throughout the entire process. I highly recommend Chad!

Click to see all 290 reviews of Chad Hays, Loan Officer | NMLS # 148936

05/31/2026

5.0 star review received on Experience.com for Chad Hays by Christopher R G - Chad is awesome. He is very knowledgeable and pointed me in the direction i needed to go with everything. Super nice person and would get back to me night or day. I would recommend him to anyone.

Click to see all 289 reviews of Chad Hays, Loan Officer | NMLS # 148936

05/03/2026

5.0 star review received on Experience.com for Chad Hays by Charlotte S - He knew exactly what needed to be done !!! And got it done

Click to see all 288 reviews of Chad Hays, Loan Officer | NMLS # 148936

04/21/2026

4.83 star review received on Experience.com for Chad Hays by Casey S T - As a first time homeowner, Chad walked me through the process to help me understand everything better. I really enjoyed working with him as we worked to purchase our first home.

Click to see all 287 reviews of Chad Hays, Loan Officer | NMLS # 148936

04/15/2026

5.0 star review received on Experience.com for Chad Hays by Timothy E - Chad clearly communicated everything he needed and in a timely manner. He did absolutely everything that he said he was going to do and went above and beyond and even answered questions outside of work hours. He was very fast and effective at getting us approved for our mortgage. It was an excellent experience. We highly recommend him.

Click to see all 286 reviews of Chad Hays, Loan Officer | NMLS # 148936

04/15/2026

5.0 star review received on Experience.com for Chad Hays by Amanda E - Chad went above and beyond to get us pre-approved on a Saturday evening within 1 hour. We are very appreciative!

Click to see all 285 reviews of Chad Hays, Loan Officer | NMLS # 148936

04/11/2026

5.0 star review received on Experience.com for Chad Hays by Eric M J - Very helpful throughout the whole process. Answered any questions we had! Friendly guy!

Click to see all 284 reviews of Chad Hays, Loan Officer | NMLS # 148936

04/06/2026

5.0 star review received on Experience.com for Chad Hays by Brooke C - Chad was very easy to talk to and was very fast at answering any questions that we had. He made the entire loan process smooth and hassle-free. I would recommend Chad to anyone who is in the market to purchase or refinance a home!

Click to see all 283 reviews of Chad Hays, Loan Officer | NMLS # 148936

02/09/2022

Here at Republic, our #1 core value is relationships!

What does that look like to us?
🔹Building Relationships with our customers to help them accomplish the American dream of owning a home.
🔹Building relationships within our team! That way we can help you accomplish your goals even better!

"Our purpose is building relationships!"

02/05/2022

Paying rent every month can often feel like a waste of money. Let’s change that!

🏠Owning a home will give you many things:
🔹Build equity
🔹Being able to customize your space
🔹Not having to worry about your rent increasing next year

Contact us today and we can discuss your options!

02/02/2022

Aspiring to be a new homeowner? Let’s get you pre-approved today!
Getting pre-approved will help you in many ways!
🔹You will know how much you can afford when buying a new home.
🔹You will also be able to put in an offer after you have found your dream home.

Contact us today and we will help you get pre-approved!

01/31/2022

🥳Join us today, as we celebrate Lauren's Birthday!🥳

Lauren, is our region's Processing Manager. We are so thankful for all that she does for our team! We hope your day is as special as you are to us!

Comment below wishing Lauren the best day!

01/29/2022

No one knows what will happen during the 15 or 30 years of your mortgage term. And just like the housing market fluctuates and rates go up and down, your career, family situation, and other circumstances can change, too. There are certain times refinancing might be a good financial move, here’s three of them:

🔹 The interest rates went down
🔹 Household Income changed
🔹 Debt-to-Income ratio shifted

Wanting to consider refinancing?? Contact us today and we can answer any questions you have!

01/27/2022

📣We have a few different options to choose from when it comes to financing a home with no down payment!

🏠 Kentucky Housing Loan with a DAP
🏠 USDA loan
🏠 VA loan

Contact us today to talk to a loan officer about these options!

*Subject to loan guidelines.

01/25/2022

We love the culture here at Republic!

We've been named a 2022 winner! Thanks to our hard-working and dedicated employees, who helped to make this happen!

Find more info here: https://topworkplaces.com/company/republic-state-mortgage/chron/

01/24/2022

📣Have you heard yet?? The NEW loan limits for 2022 are out and we are excited for this INCREASE!

Contact us today to find out how this increase could benefit you!

01/17/2022

Republic State Mortgage offices will be closed on Monday, January 17 in observance of MLK Day honoring Dr. Martin Luther King Jr. Our offices will reopen on Tuesday, January 18 at 9 a.m.

12/31/2021

Republic State Mortgage offices will be closed on Friday, December 31 for the New Year's holiday. We will reopen on Monday, Jan. 3 at 9 a.m. We would like to wish everyone a safe and Happy New Year!