Golden Bear Mortgage Corporation

10/17/2026

Good vibes headed into the weekend

10/09/2026

In 1990, the average homeowner spent 31.5% of their income on their mortgage.

Today? 35.3%.

That's it. That's the difference.

Home prices are up. Rates are down from 1990. And incomes have more than tripled.

The math is closer than you've been told.

The biggest barrier to homeownership right now isn't affordability. It's believing you can.

If you want to know what the numbers actually look like for you, send me a DM or visit gbmc.com.



Golden Bear Mortgage Corporation
NMLS # 2518500 | DRE # 02220110
806 Bidwell Street, Folsom, CA 95630
www.gbmc.com | Equal Housing Opportunity

09/29/2026

Sellers are nervous. Homes are sitting. And buyers who move right now are walking away from the closing table with their rate bought down and closing costs covered — paid by the seller.

This is what a buyer's market looks like.

Thousands of dollars in seller concessions. 46.7% jump in seller contributions this month alone.

If you've been waiting for the right time — this is it. Swipe to see exactly what you can ask for and how to get ready to move.

DM us or call (916) 761-2327 | (916) 337-4000

Golden Bear Mortgage Corporation
NMLS # 2518500 | DRE # 02220110
806 Bidwell Street, Folsom, CA 95630
gbmc.com | Equal Housing Opportunity

09/16/2026

Many sellers are crediting buyers thousands of dollars at the closing table right now.

That money can buy down your interest rate, cover your closing costs, or both.

We broke down exactly what's happening in the market and what it means for buyers and homeowners in the Sacramento area.

Sellers are paying up to $12,000 in concessions in Sacramento. Here's how buyers and homeowners can take advantage of the August 2026 market shift.

08/17/2026

AI can answer your mortgage questions. But it doesn't know guidelines, can't read your file, fight for your deal, or pick up the phone at 6pm when your closing is on the line.
For that — you need an expert.

📞 (916) 761-2327
📞 (916) 337-4000
gbmc.com

Golden Bear Mortgage Corporation
NMLS # 2518500 | DRE # 02220110
806 Bidwell Street, Folsom, CA 95630
Equal Housing Opportunity

08/08/2026

Welcome to 2773 Via Fiori — a stunning contemporary custom home tucked inside the exclusive gated community of Villadoro!
This one truly has it all — elegant enough for entertaining, comfortable enough for everyday living.
🔑 OPEN HOUSE — Today & Tomorrow, 11am–2pm
Come see it in person this weekend!
📍 El Dorado Hills, CA 95762
💰 Offered at $1,699,000
Presented by Michael McMurtrey

Back ‹ › Active Price: $1,699,000 Property Type: Residential Beds: 4 Baths: 4 Square Footage: 3629 Property Description Download PDF Welcome to an exceptional contemporary custom residence in the exclusive El Dorado Hills gated community of Villa Doro! Built in 2020, this stunning 3,629 sqft hom...

07/04/2026

Happy Independence Day from our family to yours! Wishing you a safe, fun, and memorable 4th of July weekend!

Golden Bear Mortgage Corporation
NMLS # 2518500 | DRE # 02220110
gbmc.com | Equal Housing Opportunity

07/03/2026

Great day with even better playing partners!
Gina Kidd Real Estate Julie Shroyer

07/03/2026

Freedom looks like a lot of things. 🇺🇸
For some people, it looks like no more landlord. No more asking permission to paint the walls. No more rent increases every year. No more building someone else's equity.
This 4th of July, if homeownership is on your radar — you might be closer than you think.
Same-day pre-approvals. Free. No obligation. DM us or visit gbmc.com
Happy Independence Day from all of us at Golden Bear Mortgage. 🥂

Golden Bear Mortgage Corporation
NMLS # 2518500 | DRE # 02220110
806 Bidwell Street, Folsom, CA 95630
www.gbmc.com | Equal Housing Opportunity

07/01/2026

Golden Bear Mortgage is a Preferred Partner with Sacramento Real Producers. 🏆
Sacramento Real Producers represents the top-producing agents in our market. Being part of their trusted vendor network means a lot to us — and we look forward to serving their agents and clients at the highest level.
To the agents in the Real Producers community — we'd love to connect.

Golden Bear Mortgage Corporation
NMLS # 2518500 | DRE # 02220110
gbmc.com | Equal Housing Opportunity