Mary C. Baragary, Senior Mortgage Banker NMLS #269740

Mary C. Baragary, Senior Mortgage Banker NMLS #269740 Mary Catherine Baragary and her team are dedicated to helping you streamline and simplify your home loan process.

They strive for prompt pre-approvals, timely and clear communication for all parties involved, and a stress-free closing experience. Branch Manager and Mortgage Loan Officer #269740

06/18/2026

Check out this home! Reach out to Katherine Effinger Main Key Realty for showings or more info!

Before you start touring homes, it’s important to know what price range is right for you 💡. Your income, monthly debts, ...
06/18/2026

Before you start touring homes, it’s important to know what price range is right for you 💡. Your income, monthly debts, and savings all play a big role in determining how much house you can comfortably afford. Once you have that number, we can focus on homes that truly fit your budget and wish list. Let’s team up to find your perfect match—starting with your budget!

Wednesday win 🏆 very grateful to the clients who choose team MCB for their mortgage/loan needs! What’s a win you are cel...
06/17/2026

Wednesday win 🏆 very grateful to the clients who choose team MCB for their mortgage/loan needs!

What’s a win you are celebrating? Drop them below! Let’s spread some positivity! 🙌.

Need a loan? Apply www.applywithmcb.com

🏡✨ Thinking about homeownership but concerned about the down payment?Minimum Down Payments for Various Mortgage Types:- ...
06/16/2026

🏡✨ Thinking about homeownership but concerned about the down payment?

Minimum Down Payments for Various Mortgage Types:

- Conventional Loan: Only 3% down to begin your home buying journey.
- Adjustable-Rate Loan: Just 5% down with flexible interest rates.
- FHA Loan: A low 3.5% down, ideal for first-time home buyers.
- VA Loan: No down payment required for veterans.
- USDA Loan: Zero down payment for eligible rural and suburban homebuyers.

Whether you’re buying for the first time or transitioning homes, we have options to suit your situation. Don't let the fear of a large down payment deter you from your dream home! https://buyerprequalify.com/mcbaragary0?brand=NDk0LjE3MjMzODcyNTU

First-Time Homebuyer Guide: Unique Steps to Start Your Journey�Embarking on the path to homeownership? Here are some uni...
06/15/2026

First-Time Homebuyer Guide: Unique Steps to Start Your Journey�

Embarking on the path to homeownership? Here are some unique steps tailored just for first-time buyers:
- Explore First-Time Buyer Programs: Look into FHA, VA, or USDA loans, which offer lower down payments and more lenient credit requirements, making it easier to secure a mortgage.
- Check Eligibility for Tax Credits: Investigate potential tax credits or deductions available to first-time buyers that can help reduce your financial burden and make homeownership more affordable.
- Leverage Down Payment Assistance: Many states offer grants or forgivable loans specifically designed to help first-time buyers cover down payments and closing costs, easing the initial financial strain.
- Attend Homebuyer Education Courses: Some programs require these courses, which not only fulfill requirements but also provide valuable insights and can lead to better mortgage terms.

These steps are designed to guide you through the home buying process with confidence and ease, making your dream of homeownership a reality.
https://buyerprequalify.com/mcbaragary0?brand=NTAxLjE3MjU0NjMzNzY

Looking to buy a home? Let’s get the process started!
06/14/2026

Looking to buy a home? Let’s get the process started!

Ready to explore exciting financial opportunities? Contact us to get pre-approved.
06/13/2026

Ready to explore exciting financial opportunities? Contact us to get pre-approved.

It’s Friday! You already know team MCB will be rocking red today! 💃🙌Join us by wearing red to support our trips! Remembe...
06/12/2026

It’s Friday! You already know team MCB will be rocking red today! 💃
🙌Join us by wearing red to support our trips!
Remember. Everyone. Deployed. ♥️

06/11/2026

This home just had a price improvement, reach out to Jessica Wilson Realtor for more info!

06/10/2026

Look at Lorene Holst Realtor listing in St. Louis!

Address

114 E Main Street Rear, Ste 101
Festus, MO
63028

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