Ruben Perez - LoanDepot

Ruben Perez - LoanDepot I'm a licensed mortgage originator (NMLS23348), licensed to originate mortgage loans in Ca & FL
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Congratulations to the Johnson's for another successful purchase, as they continue to add to their investment portfolio....
09/08/2026

Congratulations to the Johnson's for another successful purchase, as they continue to add to their investment portfolio. They've increased their investment portfolio by 5 new properties within the last year alone. All with investment financing that requires no income or employment verification.

If you're looking to add to your portfolio with as little red tape as possible. Look no further and call or text me for more information.

https://www.loandepot.com/rubenperez?utm_source=TE&utm_medium=Social&utm_campaign=120544-8123v2a&ldec=Retail_TE_Social_120544-8123v2a&loid=rubenperez

Congratulations to the Rosales family.  This young couple purchased their first home together, and I was honored to be a...
09/04/2026

Congratulations to the Rosales family. This young couple purchased their first home together, and I was honored to be a part of that journey.

Always a pleasure working with the super team of Manny & Marie Archondo of Estate Properties. Our partnership has brought the dream of homeownership to dozens of families over the years, and I look to partnering up for dozens more.

Whether you're a first-time homebuyer, seasoned buyer, or looking to expand your investment portfolio. I've got the loan for you. Let's connect and take that next step together.

https://www.loandepot.com/rubenperez?utm_source=TE&utm_medium=Social&utm_campaign=120544-8123v2a&ldec=Retail_TE_Social_120544-8123v2a&loid=rubenperez

Congratulations to the Johnson's on yet another investment purchase.  It's an honor and a privilege to continue to help ...
08/03/2026

Congratulations to the Johnson's on yet another investment purchase. It's an honor and a privilege to continue to help you finance and grow your investment portfolio.

This was another successful DSCR loan purchase. This is truly an investor friendly loan that allows you to close quickly and efficiently, with very competitive offerings that are much more affordable than most other investment financing options.

If you're looking to purchase an investment property that requires no employment or income verification, allow me to show you how.

https://www.loandepot.com/rubenperez?utm_source=TE&utm_medium=Social&utm_campaign=120544-8123v2a&ldec=Retail_TE_Social_120544-8123v2a&loid=rubenperez

Congratulations to the Vega family on their new home.  This one was very rewarding as they were looking to sell their cu...
07/31/2026

Congratulations to the Vega family on their new home. This one was very rewarding as they were looking to sell their current residence and purchase the perfect upleg that met all their families needs within their budget. Once again, we were cleared to close well ahead of schedule, and had to wait for other transaction to close.

Always great working with the fantastic husband and wife team of Manny & Marie Archondo with Estate Properties. They really went above and beyond to make this happen for them. I also want to give a shout out to Jackie's Team over at Peninsula Escrow who were the one coordinating and making sure both transactions closed simultaneously.

If you're looking to finance your next home, condo, or investment property...let me help you make the process as seamless and stress free as possible.

https://www.loandepot.com/rubenperez?utm_source=TE&utm_medium=Social&utm_campaign=120544-8123v2a&ldec=Retail_TE_Social_120544-8123v2a&loid=rubenperez

Congratulations to my client, George, on his new home.  This was a relocation from South Florida, and we achieved Cleare...
07/23/2026

Congratulations to my client, George, on his new home. This was a relocation from South Florida, and we achieved Cleared to Close status two weeks ahead of our closing date. So, there was no stress wondering if it would all be wrapped up in time. Welcome to St. Augustine. Always a pleasure to be a part of your journey.

If you're looking to make a move within the state or coming in from another state and want the peace of mind that financing will be in place on time or ahead of schedule, give me a call. We'll make it happen.

https://www.loandepot.com/rubenperez?utm_source=TE&utm_medium=Social&utm_campaign=120544-8123v2a&ldec=Retail_TE_Social_120544-8123v2a&loid=rubenperez

Congratulations to Erin on her oceanfront condo.  Hope you have many wonderful long walks along the beach.Every closing ...
06/25/2026

Congratulations to Erin on her oceanfront condo. Hope you have many wonderful long walks along the beach.

Every closing is special, but this one was both special and challenging. I took a condo with a high short term rental concentration that standard Conventional, FHA nor VA would finance and found it a home, when so many others would have turned it down.

Always great working with the talented Derrick Richardson from United Real Estate Gallery. We're making dreams come true one transaction at a time.

Whether you're looking for your forever home, second home, or investment financing either in Florida or California, give me a call. I've got you covered.

https://www.loandepot.com/rubenperez?utm_source=TE&utm_medium=Social&utm_campaign=120544-8123v2a&ldec=Retail_TE_Social_120544-8123v2a&loid=rubenperez

This one was special, as the house was in need of significant repairs and could not be financed with standard loan optio...
05/18/2026

This one was special, as the house was in need of significant repairs and could not be financed with standard loan options. I assisted the buyer to purchase it with a renovation loan and financed all the repairs, plus some upgrades.

Home was purchased "as is" and about $90,000 in renovation costs were included in the loan. So, not only was my client able to finance the purchase, he also financed a new roof, bathroom remodel, and a few other needed repairs and upgrades he selected to do. In the end the home even appraised for significantly more than the acquisition and renovation cost combined.

Whether you're a buyer or an agent, don't let a bad home inspection or "subject to" appraisal stop your deal in its tracks. Contact me to discuss renovation options that can save the deal and make everyone happy.

https://www.loandepot.com/rubenperez?utm_source=TE&utm_medium=Social&utm_campaign=120544-8123v2a&ldec=Retail_TE_Social_120544-8123v2a&loid=rubenperez

Congratulations to William on his new home.  This is his first home, and couldn't be more excited for him.  It's an hono...
04/30/2026

Congratulations to William on his new home. This is his first home, and couldn't be more excited for him. It's an honor and a privilege to be a part of this journey. Great working once again with Tarrockia Harris at Keller Williams Advantage III.

Allow me to help you choose the right option to finance your next opportunity. Contact me to get started today!

https://www.loandepot.com/rubenperez?utm_source=TE&utm_medium=Social&utm_campaign=120544-8123&ldec=Retail_TE_Social_120544-8123&loid=rubenperez

Address

3 South 2nd Street
Fernandina Beach, FL
32034

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+13107210079

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