Ruben Perez - NMLS 23348

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Ruben Perez - NMLS 23348 I'm a licensed mortgage originator (NMLS23348), licensed to originate mortgage loans in Ca & FL
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Home is where the best Halloween memories are made. From costumes and candy to gathering with loved ones, we hope your d...
10/30/2026

Home is where the best Halloween memories are made. From costumes and candy to gathering with loved ones, we hope your day is filled with all your favorite traditions. Happy Halloween!

A past client had been through weeks of back-and-forth trying to secure a HELOC-multiple income streams, shifting terms,...
10/23/2026

A past client had been through weeks of back-and-forth trying to secure a HELOC-multiple income streams, shifting terms, and ultimately a decline. When loanDepot's 5x5 HELOC* was introduced, we revisited the scenario with a new approach. By restructuring the scenario, leveraging a single borrower, and linking all eligible asset accounts, we were able to present a clearer financial picture. The result? Approved in just one day**. Even more surprising, the property value came in significantly higher and the income calculation aligned closely, without the complexity of the original file. A frustrating situation turned into a fast, successful outcome.

Ready to explore what's possible? Call today to see what’s possible.

Condo financing got a major update. Some condo transactions may become easier to finance, while others will require a cl...
10/14/2026

Condo financing got a major update. Some condo transactions may become easier to finance, while others will require a closer look at project eligibility and documentation. The best time to review a condo project is before the offer is accepted. Let's connect.

09/23/2026

When your wife says “trust me” and then pulls out a belt… 😳😂

Attempt 1: missed, but my face survived.
Attempt 2: 🎯

Apparently I really do trust my wife. 😂❤️

And you can trust us with your real estate + mortgage needs.🏡🔑😂

Congratulations to the Johnson's for another successful purchase, as they continue to add to their investment portfolio....
09/08/2026

Congratulations to the Johnson's for another successful purchase, as they continue to add to their investment portfolio. They've increased their investment portfolio by 5 new properties within the last year alone. All with investment financing that requires no income or employment verification.

If you're looking to add to your portfolio with as little red tape as possible. Look no further and call or text me for more information.

https://www.loandepot.com/rubenperez?utm_source=TE&utm_medium=Social&utm_campaign=120544-8123v2a&ldec=Retail_TE_Social_120544-8123v2a&loid=rubenperez

Congratulations to the Rosales family. This young couple purchased their first home together, and I was honored to be a...
09/04/2026

Congratulations to the Rosales family. This young couple purchased their first home together, and I was honored to be a part of that journey.

Always a pleasure working with the super team of Manny & Marie Archondo of Estate Properties. Our partnership has brought the dream of homeownership to dozens of families over the years, and I look to partnering up for dozens more.

Whether you're a first-time homebuyer, seasoned buyer, or looking to expand your investment portfolio. I've got the loan for you. Let's connect and take that next step together.

https://www.loandepot.com/rubenperez?utm_source=TE&utm_medium=Social&utm_campaign=120544-8123v2a&ldec=Retail_TE_Social_120544-8123v2a&loid=rubenperez

Congratulations to the Johnson's on yet another investment purchase. It's an honor and a privilege to continue to help ...
08/03/2026

Congratulations to the Johnson's on yet another investment purchase. It's an honor and a privilege to continue to help you finance and grow your investment portfolio.

This was another successful DSCR loan purchase. This is truly an investor friendly loan that allows you to close quickly and efficiently, with very competitive offerings that are much more affordable than most other investment financing options.

If you're looking to purchase an investment property that requires no employment or income verification, allow me to show you how.

https://www.loandepot.com/rubenperez?utm_source=TE&utm_medium=Social&utm_campaign=120544-8123v2a&ldec=Retail_TE_Social_120544-8123v2a&loid=rubenperez

Congratulations to the Vega family on their new home. This one was very rewarding as they were looking to sell their cu...
07/31/2026

Congratulations to the Vega family on their new home. This one was very rewarding as they were looking to sell their current residence and purchase the perfect upleg that met all their families needs within their budget. Once again, we were cleared to close well ahead of schedule, and had to wait for other transaction to close.

Always great working with the fantastic husband and wife team of Manny & Marie Archondo with Estate Properties. They really went above and beyond to make this happen for them. I also want to give a shout out to Jackie's Team over at Peninsula Escrow who were the one coordinating and making sure both transactions closed simultaneously.

If you're looking to finance your next home, condo, or investment property...let me help you make the process as seamless and stress free as possible.

https://www.loandepot.com/rubenperez?utm_source=TE&utm_medium=Social&utm_campaign=120544-8123v2a&ldec=Retail_TE_Social_120544-8123v2a&loid=rubenperez

Address

1000 South Pine Island Road
Fernandina Beach, FL
33324

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+13107210079

Website

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