Kathi Giguere - Major Mortgage - nmls# 369271

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United States
Farmington, NM
Kathi Giguere - Major Mortgage - nmls# 369271

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Personal NMLS 369271

11/02/2026

Rates ended last week at their lowest point since late September.

Where things landed (national averages, Mortgage News Daily, 10/30):
• 30-yr fixed: 7.27%, down 0.06 for the week
• 15-yr fixed: 6.92%, down 0.06
• FHA: 6.90%, down 0.08
• VA: 6.91%, down 0.08
• Jumbo: 7.55%, down 0.05

On the housing side, new listings are down 1.5% from a year ago (Realtor.com) and single-family completions are down about 11% this year. Fewer homes coming to market means pricing and prep matter more than ever if you're selling, and a quick move matters if you're buying.

Rates change daily. The best way to know what today's number means for your budget is to get Pre-Qualified.

DM us UPDATE and we'll walk you through it.

10/31/2026

Happy Halloween! 🎃👻

Wishing you a night full of treats, safe trick-or-treating and the best candy on the block.

From our team to your home, have a spooky, sweet one.

10/31/2026

10/31/2026

Breaking up with your landlord this spooky season? 👻

Every rent check builds someone else's equity. When you own, those monthly payments start working for you.

Not sure where to start? Getting Pre-Qualified shows you what you could afford, so you can house-hunt with confidence.

Comment BOO and we'll help you plan your next step.
https://www.majormortgage.com/loanofficers/kathi-giguere/

10/31/2026

Some mortgage myths are scarier than any haunted house. Let's put them to rest. 🎃

• "You need perfect credit." Many buyers qualify with less-than-perfect credit.
• "Student loans mean you can't buy." They're part of the picture, not a deal-breaker.
• "Self-employed? Forget it." It may take a few more documents, but it's very doable.
• "The lowest rate is always the best deal." Fees, terms and cash to close matter too.

Heard a myth you're not sure about? Visit https://www.majormortgage.com/loanofficers/kathi-giguere/ and we'll tell you what's real.

10/31/2026

Haunted houses? Please. These are the real scares. 👻

• Rent going up. Again.
• Opening a new credit card during underwriting
• House hunting without being Pre-Qualified

The good news: all three are avoidable with a plan.

Which one scares you most? Tell us below, or visit https://www.majormortgage.com/loanofficers/kathi-giguere/ and we'll help you skip the scary parts.

Address

5920 E Main Street, Unit B
Farmington, NM
87402

Telephone

+15053204169

Website

https://www.majormortgage.com/loanofficers/kathi-giguere/

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