Steven R. Hartman, Financial Services Professional, Nylife Securities LLC

04/27/2026

Even modest changes in retirement income can raise Medicare premiums under IRMAA. Here's how even a small increase can affect your retirement costs.

Even modest changes in retirement income can raise Medicare premiums under IRMAA. Here’s how a small increase can affect your retirement costs.

01/08/2026

Research shows that those who retire without structure, purpose or social connection experience faster cognitive decline, higher rates of depression, even shortened life expectancy. Learn more.

A fulfilling retirement begins with a blueprint for living, rather than simply the accumulation of a large nest egg. Financial freedom is meaningful only when it supports a life of purpose, connection and vitality.

07/28/2025

Social Security is an important source of income for millions of retirees. Here’s a look at some facts about Social Security that may surprise you.

Even if you’ve been collecting benefits for years, you may have more to learn.

04/21/2025

Which is a better choice for you? Probate or a living trust? Learn some of the pros and cons of each.

People are conditioned to believe they should avoid probate at all costs, but when compared with living trusts, probate could be a smart choice for some folks.

02/08/2024

Great news! New York Life just announced that 2024 will be the 170th consecutive year that eligible participating policy owners receive a dividend. Even better, the declared dividend is $2.2 billion! Want to know why that's important? I'll be happy to explain.

We can help you create a temporary, long-term, or permanent life insurance solution that meets your needs and your budget

12/18/2023

The IRS has released higher federal tax brackets for 2024 to adjust for inflation. Take a look at the increased standard deductions and the adjustments for other tax provisions, in this article.

The IRS on Thursday announced higher federal income tax brackets and standard deductions for 2024. Here's what taxpayers need to know.

06/09/2023

A last will and testament is the primary tool to determine who inherits your estate. Use this guide to learn exactly what it is, why it’s so important, and how you can create yours.

A last will and testament is a legal document that controls how most of your property and obligations are distributed after your death. A valid will allows you to leave assets to people that would be excluded by the laws controlling property distribution after you die, change how your assets would b

04/08/2023

Debt can have a significant impact on your credit rating and your future, but paying it down shouldn't be an all-or-nothing approach. Learn how you can better handle debt without limiting your financial future.

Paying off debt can feel overwhelming. Discover with New York Life how managing debt allows you to pay it over time without limiting your future.

03/06/2023

Congress is expected to pass a bill that will make big changes to your retirement plan, allowing you to save more. Here’s what you need to know.

Americans could start saving a lot more for retirement.

10/14/2022

North Dakota, September 12, 2022 – Steven R. Hartman from the North Dakota General Office of New York Life has been listed on the 2022 Forbes Top Financial Security Professionals Best-in-State list. The individuals named to this list of distinguished professionals were chosen based on many criteri...