Laurie Tracy - VA Loan Specialist - NMLS #525748

Laurie Tracy - VA Loan Specialist - NMLS #525748 VA Loan Specialist | NMLS #525748 | 30+ yrs helping Veterans & homebuyers. Message me to get started. VA, FHA, Conv & Jumbo loans. HSTMortgage NMLS #192608.

Licensed: VA MC-2440 | MD 10674 | DC MLB 192608 | WV ML38682 | FL MLD1927 | NC L-194428 Home Savings & Trust Mortgage - NMLS # 192608 Licensed by the Virginia State Corporation Commission:
-2440, MD #10674, DC MLB 192608, WV ML-38682, FL MLD1927, NC L-194428. Laurie Puccio Tracy NMLS # 525748 (www.nmlsconsumeraccess.org). Laurie Tracy brings over 30 years of mortgage industry experience to every transaction, combining expert guidance with a personalized approach to lending. Whether you're a first-time homebuyer or a seasoned homeowner, Laurie is committed to finding the right loan to meet your unique needs—guiding you smoothly from application to closing. As a Military Lending Specialist, Laurie has deep expertise in VA loans and proudly supports our service members and veterans. She is also highly experienced in a wide range of loan programs, including Conventional, FHA, USDA, and VHDA—for both purchases and refinances. A proud Alexandria, Virginia native, Laurie is a military wife, mother of two, first-time grandmother, and pet parent to two beloved pups—Paulie and Logan.

09/09/2026
09/08/2026
09/07/2026

For most first-time buyers, the hardest part of buying a home is making the numbers work. You budget, you save, and the finish line still feels far away.

09/06/2026

Most people think a newly built home costs more than an existing one. But right now, that’s actually backwards.

09/03/2026

You've been waiting for something to change before you buy. It just might not be the thing you expected…

When I prepare a home loan estimate, I use your actual income, debts, available funds, and goals—not a national average ...
09/02/2026

When I prepare a home loan estimate, I use your actual income, debts, available funds, and goals—not a national average that may have nothing to do with your life.

With more than 30 years in mortgage lending, I know how important it is to understand the numbers before you fall in love with a home. I’ll walk you through your estimated monthly payment, interest rate, closing costs, and cash needed so you can make decisions with confidence.

Whether you’re buying your first home, using your VA benefit, moving into your next home, or considering a refinance, let’s put together a home loan estimate you can actually plan around.

No guesswork. No pressure. Just clear numbers and honest guidance.

09/01/2026

Address

3701 Pender Drive
Fairfax, VA
22030

Telephone

+17035077410

Website

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