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Vivian Daniel at First Heritage Mortgage

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United States
Fairfax, VA
Vivian Daniel at First Heritage Mortgage

Vivian Daniel | NMLS ID #1006920

First Heritage Mortgage, LLC
Equal Housing Lender
Company NMLS ID #86548 (www.nmlsconsumeraccess.org)

At First Heritage Mortgage, we understand that your home represents peace of mind for your family, a sense of community belonging, and in many cases, your most significant financial investment. Work with our team of lending experts for greater simplicity, honesty, and fairness throughout the mortgage process. Our History
Founded in 1996, First Heritage Mortgage was designed to be the premier source of mortgage financing in the Washington DC area. By working hard to prove ourselves on every loan, we have earned a reputation for our ability to provide innovative mortgage solutions, customized to the unique needs of each borrower. Today, we serve customers throughout the Mid-Atlantic, southern East Coast, and beyond. Our Approach
We go beyond traditional conventional mortgage programs to offer FHA and VA insured mortgages, financing for new construction and second homes, first time homebuyer assistance programs, refinancing options, and more. As a direct lender, we control every aspect of the mortgage process from start to finish. Our borrowers’ loans are processed, underwritten, and closed in a local First Heritage Mortgage office. This translates to a speedy and accurate delivery of services, removing much of the stress from the process. Reach out today to learn more - We look forward to the opportunity to work with you! First Heritage Mortgage, LLC is an Equal Housing Lender. Company NMLS ID #86548
(www.nmlsconsumeraccess.org)

Georgia Residential Mortgage License #66965
Licensed by the NJ Dept of Banking and Insurance

Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act

11/01/2026

If you’ve been keeping an eye on mortgage rates, you’ve probably noticed they move with the news. Whether it is a conflict overseas, a pandemic, or a trade dispute, suddenly, rates are shifting. 🌎

It's not a coincidence. We created a guide that breaks down why this happens, what history can teach us, and how you can stay ahead of it! ➡️ https://fhmtg.com/blog/how-global-events-affect-mortgage-rates-and-the-housing-market/
https://myoc.io/f2XEDy0y3Ag/l3792

10/28/2026

Are you feeling priced out or outbid on homes that should be in your budget? A new housing law might finally shift things in your favor. 🙌

This blog breaks down what the 21st Century ROAD to Housing Act actually does for real buyers — from making smaller mortgages easier to get, to limiting how many single-family homes big investors can scoop up. 🤩

Read our blog to see how these changes could impact your home search. 🔗
https://myoc.io/f2XEDy0y3Ag/t5kay

10/23/2026

“Cash to close” sounds confusing, but it really just means what you’ll need to pay on closing day to actually get your keys. 💸✨

This blog walks you through what cash to close includes, how it’s different from closing costs, what adds to or lowers that number, and how you’ll pay it so there are no last-minute surprises at the closing table.

If you want to feel fully prepared before the big day, check out our blog! 👇
https://myoc.io/f2XEDy0y3Ag/u6eFV

10/21/2026

POV: You’re ready to buy a home but have no idea where to start 🏡

The first step is to get pre-qualified! It helps you understand your buying power, plan your budget, and know what homes to start looking at. Plus, the process may be easier than you think. 👏

Save yourself the guesswork and check out our latest blog for everything you need to know about getting pre-qualified. 👇
https://myoc.io/f2XEDy0y3Ag/lnY5A

10/18/2026

Are you wondering if there is anything actually changing for everyday homebuyers in today's housing market? This new housing law might be the shift you’ve been waiting for. 🙌

👉🏼 The 21st Century ROAD to Housing Act is now law, and it’s designed to make it easier to buy a home, especially for everyday buyers. It introduces a new pilot program to make small mortgages (under $100,000) more accessible and puts fresh limits on the biggest corporate investors buying up single-family homes, so regular buyers have a fairer shot.

Check out our blog to see what this law could mean for your home search. 🔗
https://myoc.io/f2XEDy0y3Ag/Hl8tk

10/16/2026

Unlocking your VA home loan benefits just got way easier 🇺🇸

This blog breaks down all things VA loans — how you can buy a home with no down payment, skip monthly mortgage insurance, and still get competitive rates, plus how things like the VA funding fee, closing costs, and reuse of your benefit actually work in real life!

If you're ready to see what your VA benefits can do for you, check out our blog! 👇
https://myoc.io/f2XEDy0y3Ag/HDau8

10/14/2026

🚨 Last call! FHM's social media webinar is tomorrow at 10 AM!

If growing your business and staying top of mind with your network are on your radar, you don't want to miss this 📲

The FHM Marketing team is breaking down how to choose the right platforms, figure out what to post, and build a social media strategy that feels authentic without adding more to your plate.

The webinar is tomorrow, Thursday, October 15, at 10 am! If you haven't registered yet, they have a few spots left. Register here. 👇
https://zoom.us/webinar/register/6517907937624/WN_cnynfJz0RnW7u5k6J4WXig #/registration

10/11/2026

HOA fees. Rules. Maybe even a very specific shade of beige for your front door. 😂 That's what HOA is most known for. But there’s more to a homeowners association than just neighborhood restrictions. HOAs can help manage maintenance, maintain shared spaces and amenities, address community concerns, and even help protect property values. 🏡

Of course, there are trade-offs — and whether an HOA is worth it really comes down to what you value most in a home.
🏊 Amenities
🌳 Maintenance
📋 Community standards
💰 HOA fees
🚪 Restrictions

So, is an HOA actually worth it? We’re breaking down the pros, cons, costs, and what to consider before buying a home in an HOA community.

Read the full blog to decide if HOA living is right for you.👇
https://myoc.io/f2XEDy0y3Ag/NtvvY

10/09/2026

Have you looked at current house prices and wondered how anyone can afford the down payment right now? 😬

Trust us, you’re not alone! For most first-time buyers, the down payment is the biggest obstacle between renting and owning. But a little strategy can go a long way in turning your dreams into a reality. 🏡✨

Our latest blog breaks down 3 ways to save faster and highlights assistance programs that could help make buying a home more attainable than you think. Are you ready to get closer to those house keys? 🔑
https://myoc.io/f2XEDy0y3Ag/6eRQp

10/07/2026

Building a real estate portfolio isn’t one-size-fits-all — so why should your financing be?

Conventional loans can be a great fit for investors with strong, traditionally documented income. But for self-employed investors, business owners, or those growing a rental portfolio, Non-QM options like DSCR and Bank Statement Loans may offer the flexibility traditional financing doesn’t. 🤝

We’re breaking down Conventional vs. Non-QM loans, including the pros, qualification differences, and financing options investors should know about before their next purchase. 🏠

Read the full guide to find the right financing strategy for your next investment property. 👇
https://myoc.io/f2XEDy0y3Ag/kspuh

Address

Fairfax, VA

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Website

https://fhmtg.com/vivian-daniel

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