The real estate industry has been a part of my life for over 20 years. I enjoy so many of the aspects of it and my career shows I have experience from being a land developer to owning my own appraisal and home inspection businesses. I love the numbers so I was naturally drawn to work with mortgage lending. My specialty is providing detailed information to people so they can truly make informed fin
ancial decisions from whether or not to refinance, what mortgage tool is right for the purchase, to what kind of real estate investment would be wise to consider in their portfolio. I am very comfortable reviewing financials of self-employed borrowers and work well with financial planners, integrating the mortgage in the overall strategy of real estate investing. The tools which make these decisions more informed are the reports I provide such as the cash flow analysis, comparing internal rate of return on a possible purchase, and the rent vs. Not everyone needs or asks for this detailed of information, but for those who do, I have the information needed to guide them. One thing you will learn about me is that I care deeply for those who serve us both locally and abroad. This includes firefighters, law enforcement, teachers, health care providers and the US Military. These heroes are the framework of our society and our communities and I want to support them any way I can. On the personal side, I have been married to my lovely wife for 33 years. We have two sons, one of which is just out of the military using his GI bill to get his fire science degree and the other is currently serving in the Marines. We are a very close family and enjoy hiking, biking, entertaining and skiing. We also love to give back through our local non-profits and community events. I would enjoy meeting you and getting to know the vision and goals of you and your family. Please don’t hesitate to give me a call or drop me an email and I can get you the information you need to get your next goal started!