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GRANCO Federal Credit Union

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Ephrata, WA
GRANCO Federal Credit Union

GRANCO Federal Credit Union is a small town credit union that was founded in 1956 for the employees and family of the Grant County PUD. (4/2/93)

4.

The By-Laws of GRANCO Federal Credit Union requires new members to meet eligibility requirements to be considered with-in the “field of membership”. The field of membership of GRANCO Federal Credit Union is limited to those having the following common bonds:
1. Employees of the Public Utility Districts of Grant, Kittitas, Okanogan and Douglas Counties (Municipal Corporations of the State of Washington), Washington, who work in Grant, Kittitas, Okanogan or Douglas Counties, Washington. (Grant County PUD 3/19/56), (Kittitas, Okanogan & Douglas County PUDs – 4/25/80)

2.Employees of the following companies who work in Ephrata, Washington:

a. South Columbia Basin Irrigation District (Power Generation Division) (6/16/88)

b. Columbia Basin Public Hospital District #3 of Grant CountyAka Columbia Basin Hospital (12-16-2009)

3.Employees of the Municipal Corporation of Grant County, Washington. Employees of the City of Ephrata who work in Ephrata, Washington. (12/29/93)

5. Employees of the City of Soap Lake who work in Soap Lake, Washington (8/25/99)

6. Employees of the Ephrata School District No. 165 who work in Ephrata, Washington (4/27/2010)

7. Employees and Board of the Wilson Creek School District No. 167-202 who work in Wilson Creek, Washington (02/21/2012)

8. Employees of the Moses Lake School District #161 who work in Moses Lake, Washington (11/20/2012)

9. Employees of the Quincy Valley Medical Center/Grant County Public Hospital District #2 who work in Quincy, Washington. (11/20/2012)

10.Employees of the City of Moses Lake who work in Moses Lake, Washington. (11/20/12)

11.Volunteers of Grant County Fire District #13 who work in or are supervised from Ephrata, WA.

12.Employees of McKay Healthcare and Rehabilitation Center who work in Soap Lake, WA.

13.Employes of Soap Lake School District #156 who work in Soap Lake, Washington; 3/27/14-1A

14.Volunteers Firefighteers of The City of Ephrata who work in or are supervised from Ephrata, WA. 10/23/2014-1A

15. Employees of Big Bend Community College

Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; persons retired as pensioners or annuitants from the above employment; members of their immediate families; and organizations of such persons. Limited liability companies or corporations will not be considered within the field of membership. Definition of immediate family: Spouses, Parents, Grandparents, Siblings, Children, Grandchildren and Daughters-in-law and Sons-in-law (related by blood or marriage and, step or adopted).

11/04/2026

GRANCO will be closed Wednesday, November 11th for Veterans Day.

11/04/2026

Vote for the 2026 Teacher of the Year

The nominations are complete. Now is your chance to recognize all the hard work your favorite teacher does and vote them Teacher of the Year!

Voting will be open from November 4th - November 15th. The winners will be announced on November 19th.

The winning teacher will receive $500 for their classroom from GRANCO.* The two runners-up will each receive $250 for their classrooms from GRANCO.*

VOTE HERE! >> https://lp.constantcontactpages.com/sv/4oWb1bh

ENTRY RULES

*NO PURCHASE OR TRANSACTION IS NECESSARY TO ENTER OR WIN. A PURCHASE, PAYMENT, OR TRANSACTION OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED.

1. CONTEST DESCRIPTION: Voting is open to the public based on nomination submissions for Teacher of the Year. There will be three (3) Prizes awarded.

2. ELIGIBILITY: Voting is open to public and nominations submitted for teachers who are legal residents of the United States 18 years or older as of the time of their entry. The following individuals are not eligible to enter or win: employees of GRANCO FCU and all of their immediate family members (spouse, parent, child, sibling, in-laws and/or the household members of each). The contest is intended solely for viewing and participation in the United States and shall be construed and evaluated solely under United States federal, state and local laws. The contest is void where prohibited, taxed, or restricted by law. Participation constitutes entrant's full and unconditional agreement to these Official Rules and Sponsor's and Administrator's decisions, which are final and binding in all matters related to the Contest. Winning a prize is contingent upon fulfilling all requirements set forth herein.

3. HOW TO ENTER: NO PURCHASE OR TRANSACTION IS NECESSARY TO ENTER OR WIN. Beginning October 8, 2026, community members are invited to nominate outstanding teachers using the form above. Once the nomination period has concluded on November 3rd, the public will vote for their favorite teachers starting November 4th. The three teachers with the most votes at the end of the voting period on November 15, 2026, will become the Teacher of the Year finalists.

4. CONSUMER DISCLOSURE - PRIZE DETAILS:

* The winning teacher will receive $500 for his/her classroom.

* The two Runner-ups will both receive $250 for his/her classroom

Prize is not transferable. No cash redemptions, substitution or transfer of prize permitted.

5. PRIZE ELIGIBILITY AND AWARDS: All potential winners must comply with all terms and conditions of these Official Rules, and being declared an official winner is contingent upon fulfilling all requirements set forth herein. All potential winners of the Contest are subject to verification by GRANCO FCU, whose decisions as to the administration and operation of the Contest and the selection and verification of potential winners are final and binding in all matters related to the Contest. All materials submitted become the sole property of the Sponsor and will not be returned.

11/04/2026

Need Christmas Cash?

Don't just make it through the season, bring the cheer and deck the halls with our help!

A Holiday Loan from GRANCO will help you afford the most wonderful time of the year without that high-interest credit card. For a limited time, you can get up to $4,000 at rates as low as 8.89%. Be sure to ask how to save an additional .50% APR.

This promotion will be going from November 1, 2026 – January 31, 2027.

*APR=Annual Percentage Rate. APR reduced from qualifying rate with 0.25% reduced for automatic payments. Additional 0.25% reduction for opening new Christmas Club Account. Additional terms and conditions may apply.

See credit union for full details

Contact GRANCO by calling 509-754-5233

10/31/2026

Enter to Win a Thanksgiving Turkey!

All members are invited to enter their name for our Annual Thanksgiving Turkey Drawing. There will be three winners from each GRANCO branch announced on November 24th.

The winners will receive a gift card to purchase their Thanksgiving turkey. The gift cards given out will be $35, $25, and $15 from each branch.

Visit either GRANCO branch to enter!

10/28/2026

2026 Teacher of the Year!

Nominate your Favorite Teacher for 2026 Teacher of the Year!
Nominations are now open. Now is your chance to recognize all the hard work your favorite teacher does and vote them Teacher of the Year!

Nominate your favorite teacher from October 8th through November 3th. Voting will be open from November 4th - November 15th. The winners will be announced on November 19th.

The winning teacher will receive $500 for their classroom from GRANCO.* The two runners-up will each receive $250 for their classrooms from GRANCO.*

Nominate Your Teacher Here >> Nomination Page URL: https://lp.constantcontactpages.com/sv/eygkEl6

ENTRY RULES
*NO PURCHASE OR TRANSACTION IS NECESSARY TO ENTER OR WIN. A PURCHASE, PAYMENT, OR TRANSACTION OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED.
1. CONTEST DESCRIPTION: Voting is open to the public based on nomination submissions for Teacher of the Year. There will be three (3) Prizes awarded.

2. ELIGIBILITY: Voting is open to public and nominations submitted for teachers who are legal residents of the United States 18 years or older as of the time of their entry. The following individuals are not eligible to enter or win: employees of GRANCO FCU and all of their immediate family members (spouse, parent, child, sibling, in-laws and/or the household members of each). The contest is intended solely for viewing and participation in the United States and shall be construed and evaluated solely under United States federal, state and local laws. The contest is void where prohibited, taxed, or restricted by law. Participation constitutes entrant's full and unconditional agreement to these Official Rules and Sponsor's and Administrator's decisions, which are final and binding in all matters related to the Contest. Winning a prize is contingent upon fulfilling all requirements set forth herein.

3. HOW TO ENTER: NO PURCHASE OR TRANSACTION IS NECESSARY TO ENTER OR WIN. Beginning October 8, 2026, community members are invited to nominate outstanding teachers using the form above. Once the nomination period has concluded on November 3rd, the public will vote for their favorite teachers starting November 4th. The three teachers with the most votes at the end of the voting period on November 15, 2026, will become the Teacher of the Year finalists.

4. CONSUMER DISCLOSURE - PRIZE DETAILS:
* The winning teacher will receive $500 for his/her classroom.
* The two Runner-ups will both receive $250 for his/her classroom
Prize is not transferable. No cash redemptions, substitution or transfer of prize permitted.

5. PRIZE ELIGIBILITY AND AWARDS: All potential winners must comply with all terms and conditions of these Official Rules, and being declared an official winner is contingent upon fulfilling all requirements set forth herein. All potential winners of the Contest are subject to verification by GRANCO FCU, whose decisions as to the administration and operation of the Contest and the selection and verification of potential winners are final and binding in all matters related to the Contest. All materials submitted become the sole property of the Sponsor and will not be returned.

10/21/2026

Happy Halloween!

Bring the kids and show off your costumes at both GRANCO locations on October 30th from 3:00 to 5:30 PM.

A great time and place to get some Halloween goodies!

10/15/2026

Make sure to vote!!

10/14/2026

2026 Teacher of the Year!

Nominate your Favorite Teacher for 2026 Teacher of the Year!

Nominations are now open. Now is your chance to recognize all the hard work your favorite teacher does and vote them Teacher of the Year!

Nominate your favorite teacher from October 8th through November 3th. Voting will be open from November 4th - November 15th. The winners will be announced on November 19th.

The winning teacher will receive $500 for their classroom from GRANCO.* The two runners-up will each receive $250 for their classrooms from GRANCO.*

Nominate Your Teacher Here >> Nomination Page URL: https://lp.constantcontactpages.com/sv/eygkEl6

ENTRY RULES

*NO PURCHASE OR TRANSACTION IS NECESSARY TO ENTER OR WIN. A PURCHASE, PAYMENT, OR TRANSACTION OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED.

1. CONTEST DESCRIPTION: Voting is open to the public based on nomination submissions for Teacher of the Year. There will be three (3) Prizes awarded.

2. ELIGIBILITY: Voting is open to public and nominations submitted for teachers who are legal residents of the United States 18 years or older as of the time of their entry. The following individuals are not eligible to enter or win: employees of GRANCO FCU and all of their immediate family members (spouse, parent, child, sibling, in-laws and/or the household members of each). The contest is intended solely for viewing and participation in the United States and shall be construed and evaluated solely under United States federal, state and local laws. The contest is void where prohibited, taxed, or restricted by law. Participation constitutes entrant's full and unconditional agreement to these Official Rules and Sponsor's and Administrator's decisions, which are final and binding in all matters related to the Contest. Winning a prize is contingent upon fulfilling all requirements set forth herein.

3. HOW TO ENTER: NO PURCHASE OR TRANSACTION IS NECESSARY TO ENTER OR WIN. Beginning October 8, 2026, community members are invited to nominate outstanding teachers using the form above. Once the nomination period has concluded on November 3rd, the public will vote for their favorite teachers starting November 4th. The three teachers with the most votes at the end of the voting period on November 15, 2026, will become the Teacher of the Year finalists.

4. CONSUMER DISCLOSURE - PRIZE DETAILS:

* The winning teacher will receive $500 for his/her classroom.

* The two Runner-ups will both receive $250 for his/her classroom

Prize is not transferable. No cash redemptions, substitution or transfer of prize permitted.

5. PRIZE ELIGIBILITY AND AWARDS: All potential winners must comply with all terms and conditions of these Official Rules, and being declared an official winner is contingent upon fulfilling all requirements set forth herein. All potential winners of the Contest are subject to verification by GRANCO FCU, whose decisions as to the administration and operation of the Contest and the selection and verification of potential winners are final and binding in all matters related to the Contest. All materials submitted become the sole property of the Sponsor and will not be returned.

10/13/2026

We Appreciate all Service Members!

We appreciate all those who serve our country in the military for all that they do to keep our country safe and defend our freedom! On Friday, November 6th, we will have a discount, especially for you.

We will be offering a .5% APR* reduction off regular loan rates on new personal or auto loans for all current military and military veterans. Individuals must be a member or sign up for a membership with GRANCO FCU to qualify. Must provide a pay stub from a qualifying employer. Loan applications may be submitted on or before November 6th, 2026, to receive a rate reduction.

Contact us for details.

*APR = Annual Percentage Rate. Qualifying applicants will receive a .5% reduction on their standard loan rate. Individuals must be a member or sign up for a membership with GRANCO FCU to qualify.

Loan application and purchase order (if applicable), must be received no later than November 6th to qualify for the loan promotion.

Contact GRANCO Federal Credit Union for full details.

509.754.5233

10/10/2026

POWER UP EXTENDED to October 19th!!!

By popular demand, POWER UP has been extended to October 19th!

You can do it all with a new Power Up loan from GRANCO.
From October 2nd to October 19th, members can apply for a Power Up loan with a 0.5% Annual Percentage Rate discount when you purchase or refinance any new or used Car, Truck, RV, or Boat. With Power Up, you can also finance up to 100% plus Tax and License and have ZERO payments for 45 days.*

Even if you have an existing loan from a dealership or bank, you can move it to GRANCO and take advantage of this offer. *
So, if you’re planning on getting a new or used vehicle, or refinancing the one you have, get a Power Up auto loan from GRANCO.

Don't wait, apply for pre-approval now and purchase between October 2nd and October 19th.

*See credit union for complete details. Offer good October 2nd to October 19th. 2026.

Loan application and purchase order (if applicable) must be received no later than October 19th 2026.
Contact GRANCO by calling 509-754-5233

Address

Ephrata, WA

Opening Hours

Monday	10am - 5pm
Tuesday	10am - 5pm
Wednesday	10am - 5pm
Thursday	10am - 5pm
Friday	10am - 5:30pm

Website

https://www.granco.org/

Alerts

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