GRANCO Federal Credit Union

GRANCO Federal Credit Union GRANCO Federal Credit Union is a small town credit union that was founded in 1956 for the employees and family of the Grant County PUD. (4/2/93)


4.

The By-Laws of GRANCO Federal Credit Union requires new members to meet eligibility requirements to be considered with-in the “field of membership”. The field of membership of GRANCO Federal Credit Union is limited to those having the following common bonds:
1. Employees of the Public Utility Districts of Grant, Kittitas, Okanogan and Douglas Counties (Municipal Corporations of the State of Washin

gton), Washington, who work in Grant, Kittitas, Okanogan or Douglas Counties, Washington. (Grant County PUD 3/19/56), (Kittitas, Okanogan & Douglas County PUDs – 4/25/80)


2.Employees of the following companies who work in Ephrata, Washington:

a. South Columbia Basin Irrigation District (Power Generation Division) (6/16/88)

b. Columbia Basin Public Hospital District #3 of Grant CountyAka Columbia Basin Hospital (12-16-2009)


3.Employees of the Municipal Corporation of Grant County, Washington. Employees of the City of Ephrata who work in Ephrata, Washington. (12/29/93)


5. Employees of the City of Soap Lake who work in Soap Lake, Washington (8/25/99)


6. Employees of the Ephrata School District No. 165 who work in Ephrata, Washington (4/27/2010)


7. Employees and Board of the Wilson Creek School District No. 167-202 who work in Wilson Creek, Washington (02/21/2012)


8. Employees of the Moses Lake School District #161 who work in Moses Lake, Washington (11/20/2012)


9. Employees of the Quincy Valley Medical Center/Grant County Public Hospital District #2 who work in Quincy, Washington. (11/20/2012)


10.Employees of the City of Moses Lake who work in Moses Lake, Washington. (11/20/12)


11.Volunteers of Grant County Fire District #13 who work in or are supervised from Ephrata, WA.


12.Employees of McKay Healthcare and Rehabilitation Center who work in Soap Lake, WA.


13.Employes of Soap Lake School District #156 who work in Soap Lake, Washington; 3/27/14-1A


14.Volunteers Firefighteers of The City of Ephrata who work in or are supervised from Ephrata, WA. 10/23/2014-1A

15. Employees of Big Bend Community College

Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; persons retired as pensioners or annuitants from the above employment; members of their immediate families; and organizations of such persons. Limited liability companies or corporations will not be considered within the field of membership. Definition of immediate family: Spouses, Parents, Grandparents, Siblings, Children, Grandchildren and Daughters-in-law and Sons-in-law (related by blood or marriage and, step or adopted).

School Employee Appreciation DayThank you to all the local school employees! We truly appreciate your dedication to the ...
09/05/2026

School Employee Appreciation Day

Thank you to all the local school employees! We truly appreciate your dedication to the next generation of leaders and contribution to their well-being! We want to show our gratitude by taking a day to celebrate you! On September 25th we will have a discount especially for you.

We will be offering a .5% APR* reduction off regular loan rates on new personal or auto loans for all school employees of Ephrata, Moses Lake, Othello, Quincy, Soap Lake, and Wilson Creek School Districts.

*APR = Annual Percentage Rate. Qualifying applicants will receive a .5% reduction on their standard loan rate. Individuals must be a member or sign up for a membership with GRANCO FCU to qualify. Must provide a pay stub from a qualifying employer. Loan applications may be submitted on or before September 25th, 2026 to receive a rate reduction. See credit union for full details.

GRANCO will be Closed on Monday, September 7th for Labor Day.
08/31/2026

GRANCO will be Closed on Monday, September 7th for Labor Day.

08/25/2026
Municipal Employee Appreciation DayThank you to all the municipal employees! We want to show our gratitude by taking a d...
08/03/2026

Municipal Employee Appreciation Day

Thank you to all the municipal employees! We want to show our gratitude by taking a day to celebrate you. On August 21st we will have a discount especially for you.

We're offering a discount of .5% APR off regular rates on new personal or auto loans for all municipal employees of Grant County.

Contact us for details.

*APR = Annual Percentage Rate. Qualifying applicants will receive a .5% reduction on their standard loan rate. Individuals must be a member or sign up for a membership with GRANCO FCU to qualify. Must provide a pay stub from a qualifying employer. Loan applications may be submitted on or before August 21st, 2026, to receive a rate reduction.

Contact GRANCO Federal Credit Union for full details.
509.754.5233

07/21/2026

Two weeks to go! A big shoutout 📣to our sponsor GRANCO Federal Credit Union of Ephrata!

When: Tuesday, August 4th
Time: 6pm - 8pm

Back to School Loan and Backpack DrawingIf paying cash for school or school supplies is a concern, let GRANCO help you s...
07/17/2026

Back to School Loan and Backpack Drawing

If paying cash for school or school supplies is a concern, let GRANCO help you spread out those expenses with a low-rate personal loan.

Your kids can't wait to get back to school, and we know that the cost of school, school supplies, lunchbox, backpack, and even clothing can be challenging. We know you want them to start this school year right.

Let us give you a helping hand with those expenses with a GRANCO

Back-to-School Personal Loan.

PLUS, when you stop by a GRANCO branch, you can enter to win a backpack full of school supplies!

The backpack drawing will be held at both branches on July 31st.

Ready to get the school year started? Please stop by and see us in Moses Lake or Ephrata, or call 509.754.5233 today!

GRANCO Summer Project Loan You spent the winter dreaming and the spring planning.Summer is just around the corner. It’s ...
07/13/2026

GRANCO Summer Project Loan

You spent the winter dreaming and the spring planning.
Summer is just around the corner. It’s time to nail down your financing for your home improvement projects. With a Summer Project Personal Loan from GRANCO, you get your project done on time and on budget without running up a balance on your high-interest credit card.

Get your projects done and a payment you like. Visit us in Moses Lake or Ephrata to get started or call 509.754.5233.

Contact a GRANCO Representative for Details at 509.754.5233

Time to Refi Your Ride and Save!Your car's been good to you, but your auto loan could be better!If you have a high-inter...
07/09/2026

Time to Refi Your Ride and Save!

Your car's been good to you, but your auto loan could be better!

If you have a high-interest loan or high payments, let us help you out. Move your auto loan to GRANCO and see how much better it can be.

Make new memories in your old car, it's not done with you yet.

Contact GRANCO at 509.754.5233 today!

Get a GRANCO Summer Fun Loan and Save!Whether you're dreaming of taking a trip of a lifetime or doing an adventure close...
07/09/2026

Get a GRANCO Summer Fun Loan and Save!

Whether you're dreaming of taking a trip of a lifetime or doing an adventure close to home, GRANCO can help you with a low-rate loan.

GRANCO has many loan options for you and is the best option to avoid getting caught up in the bills of a high-interest credit card.
Ready to start your adventure? Contact GRANCO for full details.
Contact GRANCO at 509.754.5233 See less

Address

Ephrata, WA

Opening Hours

Monday 10am - 5pm
Tuesday 10am - 5pm
Wednesday 10am - 5pm
Thursday 10am - 5pm
Friday 10am - 5:30pm

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