CLS Insurance

CLS Insurance We are a small business, local insurance broker! Specializing in home, auto and business insurance. Contact us for a quote today!

If your business uses vehicles for work, you might need commercial auto insurance!๐—ก๐—ฒ๐—ฒ๐—ฑ ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ฎ๐—ด๐—ฒ? Letโ€™s review your optio...
11/28/2025

If your business uses vehicles for work, you might need commercial auto insurance!

๐—ก๐—ฒ๐—ฒ๐—ฑ ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ฎ๐—ด๐—ฒ?

Letโ€™s review your options todayโ€”๐——๐—  ๐˜‚๐˜€!





Home insurance rates in California are out of control! But why? ๐Ÿค” ๐Ÿ”ฅ More wildfires = higher risk ๐Ÿ’ฐ Fewer insurers = less...
11/26/2025

Home insurance rates in California are out of control! But why? ๐Ÿค”
๐Ÿ”ฅ More wildfires = higher risk
๐Ÿ’ฐ Fewer insurers = less competition
๐Ÿ“‰ Inflation & rebuilding costs = higher payouts

๐—ง๐—ต๐—ฒ ๐—ด๐—ผ๐—ผ๐—ฑ ๐—ป๐—ฒ๐˜„๐˜€?
We have solutions to keep your rates as low as possible.

๐—Ÿ๐—ฒ๐˜โ€™๐˜€ ๐˜๐—ฎ๐—น๐—ธ!

If you have employees in California, Workers' Compensation Insurance is REQUIRED! It covers medical expenses, lost wages...
11/24/2025

If you have employees in California, Workers' Compensation Insurance is REQUIRED!

It covers medical expenses, lost wages, and rehab costs if an employee gets injured on the job.

Avoid penalties & protect your teamโ€”get covered today! โœ…

Big insurance carriers are pulling out of California, canceling policies, and skyrocketing premiums. If your home insura...
11/21/2025

Big insurance carriers are pulling out of California, canceling policies, and skyrocketing premiums.

If your home insurance was non-renewed or doubled in price, youโ€™re not alone!

We specialize in finding coverage options others canโ€™t.

Letโ€™s get you protected! ๐Ÿก


๐Ÿค” ๐—ง๐—ฅ๐—จ๐—˜ ๐—ข๐—ฅ ๐—™๐—”๐—Ÿ๐—ฆ๐—˜: Your personal auto insurance covers work-related driving.๐Ÿšจ ๐—™๐—”๐—Ÿ๐—ฆ๐—˜! Personal policies often exclude busin...
11/21/2025

๐Ÿค” ๐—ง๐—ฅ๐—จ๐—˜ ๐—ข๐—ฅ ๐—™๐—”๐—Ÿ๐—ฆ๐—˜:
Your personal auto insurance covers work-related driving.

๐Ÿšจ ๐—™๐—”๐—Ÿ๐—ฆ๐—˜!
Personal policies often exclude business useโ€”which means your claim could be denied if you're making deliveries or transporting clients! Don't risk it.

Let's talk about Commercial Auto Insurance today.


True or False? โŒ โ€œI only have 1 employee, so I donโ€™t need Workers' Comp.โ€ โœ… False! In California, even one employee requ...
11/19/2025

True or False?
โŒ โ€œI only have 1 employee, so I donโ€™t need Workers' Comp.โ€
โœ… False! In California, even one employee requires coverage!

Avoid hefty fines and protect your business.
Letโ€™s get you covered today! ๐Ÿšจ


Many business owners in California assume their personal car insurance covers work-related drivingโ€”but it doesnโ€™t! If yo...
11/17/2025

Many business owners in California assume their personal car insurance covers work-related drivingโ€”but it doesnโ€™t!
If you use your car for business, you may need Commercial Auto Insurance to stay protected. Contact us today to ensure youโ€™re covered! โœ…


๐Ÿš› If you use your vehicle for work, donโ€™t wait until itโ€™s too late. Without the right coverage, you could be stuck payin...
11/14/2025

๐Ÿš› If you use your vehicle for work, donโ€™t wait until itโ€™s too late. Without the right coverage, you could be stuck paying thousands out of pocket after an accident!
โœ… Covers work-related accidents
โœ… Protects your employees & vehicles
โœ… Keeps your business running smoothly

๐Ÿ“ฉ ๐——๐—  ๐˜‚๐˜€ ๐˜๐—ผ๐—ฑ๐—ฎ๐˜† for a policy review!
Letโ€™s make sure youโ€™re fully covered.



Accidents happen. But do you know the proper steps to take when an employee gets hurt? Missing a step could cost your bu...
11/12/2025

Accidents happen. But do you know the proper steps to take when an employee gets hurt?
Missing a step could cost your business BIG.
Follow this guide to make sure youโ€™re covered!
๐—ฆ๐—ฎ๐˜ƒ๐—ฒ ๐˜๐—ต๐—ถ๐˜€ ๐—ฝ๐—ผ๐˜€๐˜ for reference & ๐˜€๐—ต๐—ฎ๐—ฟ๐—ฒ ๐˜„๐—ถ๐˜๐—ต ๐˜†๐—ผ๐˜‚๐—ฟ ๐˜๐—ฒ๐—ฎ๐—บ!





Address

996 North Coast Highway 101, Ste C
Encinitas, CA
92024

Opening Hours

Monday 10am - 5pm
Tuesday 10am - 5pm
Wednesday 10am - 5pm
Thursday 10am - 5pm
Friday 10am - 5pm

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