Dave Arkfeld Mortgage Advisor nmls 290570

Dave Arkfeld Mortgage Advisor nmls 290570 Your residential mortgage lender!! Specializing in Conventional, Jumbo, New Construction, USDA, FHA, VA, and Reverse Mortgage Loans.

Dave has 30+ years of banking experience, and has been full-time active in mortgage lending for 25+ years. Dave focuses on developing relationships and positioning his customers in the right mortgage loan product based on their individual needs. He originates secondary market loans to purchase or refinance a primary residence, second home, or investment property. Dave enjoys assisting all home buy

ers; ranging from that excitement from helping a first time home buyer purchase their first home to someone purchasing their forever home! Dave also enjoys assisting potential customers who need assistance with various issues in preparing to purchase a home. Dave believes mortgage lending is 100% a people business, and the best way to build that trust with clients is to work with them to understand their goals and wishes. Technology today offers many different mediums to build a relationship with the borrowers; in person and online. A native of Omaha, NE, Dave attended Roncalli Catholic High School, and Creighton University. Dave enjoys spending time with his wife Michelle and his four grown children. He loves watching many different sporting events in person, and cheering their successes. His goal is to attend a Super Bowl in person, with one of his favorite teams playing. Dave also enjoys to travel, and spending time with friends and family.

Your closing date can affect how much cash you need at closing. Close earlier in the month?You’ll usually pay more prepa...
06/06/2026

Your closing date can affect how much cash you need at closing.

Close earlier in the month?
You’ll usually pay more prepaid interest upfront.

Close later in the month?
You may need less cash upfront because there are fewer days left in the month to cover.

That doesn’t mean one option is always better.
Seller timing, moving plans, lender deadlines, and month-end delays all matter too.

The big takeaway?
Don’t pick a closing date just because it sounds good.

Ask how it affects your cash to close. A few days can make a bigger difference than most buyers realize.

You don’t have to live in the middle of nowhere to qualify for this 👀 USDA loans offer $0 down and lower monthly costs, ...
06/02/2026

You don’t have to live in the middle of nowhere to qualify for this 👀

USDA loans offer $0 down and lower monthly costs, and a lot of areas just outside city limits still qualify.

It’s one of the most overlooked options out there.

Think you might be in an eligible area? Let’s chat!

If you’ve served, this is one of the best loan options out there. $0 down.No monthly mortgage insurance.And often better...
05/29/2026

If you’ve served, this is one of the best loan options out there.

$0 down.
No monthly mortgage insurance.
And often better rates.

It’s a benefit that’s earned—and a lot of people don’t realize just how strong it is.

Want to see how it works for you? I am just a phone call away!

Sign up for property fraud alerts to stay informed of any activity tied to your property. If your county isn’t listed, y...
05/25/2026

Sign up for property fraud alerts to stay informed of any activity tied to your property. If your county isn’t listed, you can nominate it. A simple way to stay proactive and help protect yourself from property fraud.

Start here: https://vist.ly/55eb7

Today we honor and remember the brave men and women who gave their lives in service to our country.This Memorial Day, we...
05/25/2026

Today we honor and remember the brave men and women who gave their lives in service to our country.

This Memorial Day, we pause to reflect on their sacrifice and express our gratitude for the freedoms we enjoy because of them. 🇺🇸

Lower credit? Smaller down payment?This is where FHA shines. With as little as 3.5% down and more flexible guidelines, t...
05/21/2026

Lower credit? Smaller down payment?
This is where FHA shines.

With as little as 3.5% down and more flexible guidelines, this loan helps a lot of buyers get in sooner than they thought possible.

It’s not perfect for everyone… but for the right person, it’s a game changer.

Curious if it fits your situation? Reach out to chat!

05/18/2026

VA Loans series: Part 4

Save on monthly costs!

🎓 Big congratulations to all the graduates—and the parents who helped make it happen 👏This is a huge milestone and the s...
05/17/2026

🎓 Big congratulations to all the graduates—and the parents who helped make it happen 👏
This is a huge milestone and the start of a brand new chapter.
One thing that doesn’t get talked about enough: graduation is also the start of building your financial future. If owning a home is a goal someday, what happens next matters.
A few smart moves now can help future homeowner you later:
🏡 Start building credit early
💳 Be mindful of debt, especially large car payments
💰 Save consistently, even small amounts
📊 Keep job history steady
👀 Learn budgeting and how credit works
Parents—this is a great time to guide, not just give.
Graduates—you don’t need it all figured out today. Just start smart and stay consistent.
That future version of you holding the keys to your first home will be glad you did. 🔑🏡

Join CharterWest for our Builder Tour 🏡Ref’s Sports Bar & Grill (192nd & Harrison)Thursday, May 21 | 1–5 PMHop on the tr...
05/14/2026

Join CharterWest for our Builder Tour 🏡

Ref’s Sports Bar & Grill (192nd & Harrison)
Thursday, May 21 | 1–5 PM

Hop on the trolley and tour some of the area’s newest homes from local builders, then head back for snacks, drinks, and Q&A with CharterWest Mortgage Advisors and the builders featured on the tour.

𝗥𝗦𝗩𝗣 𝗵𝗲𝗿𝗲: https://vist.ly/547b3

We look forward to seeing you there!

Online mortgage calculators be like…“Congrats! Your payment is $1,850!” Reality:“…plus taxes, insurance, possibly PMI (P...
05/13/2026

Online mortgage calculators be like…
“Congrats! Your payment is $1,850!”
Reality:
“…plus taxes, insurance, possibly PMI (Private Mortgage Insurance), and your actual rate”
They’re great for a quick guess—but they don’t know your:
💳 Credit
💼 Income
📊 Debt
🏡 Loan type
👥 Full situation
So the number you see? It’s usually… optimistic
Want real numbers based on your real life?
That’s where I come in.
No guessing. No surprises. Just a clear plan. 🏡

Address

20041 Manderson Street Ste B
Elkhorn, NE
68022

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