Leslie Bergen at The Bergen Team #383352

Leslie Bergen at The Bergen Team  #383352 The Mortgage Mom at Lower.com
Turning “no” into “yes” with personal, stress-free mortgage solutions

07/30/2026

Think your credit score is the reason you can’t get a VA loan? Let’s clear that up. 🛑 VA loans don’t have a minimum credit score requirement! 🙌

A lot of people believe they’re disqualified because their credit score is under 580, but the real issue might be the lender’s own overlays—not VA guidelines. If you’re getting a “no,” it could be because of their restrictions, not because the VA isn’t willing to help you.
Just like you’d get a second opinion before major surgery, make sure you get a second opinion on your mortgage. Don’t let a “no” stop you from exploring all your options. Let me help you get the facts and guide you through the process!

Contact Info:
550 S. Mesa Hills, Suite F-1, El Paso, TX 79912
+1 915-479-5626
[email protected]
www.BergenTeam.com

06/19/2026
When your heart is aligned with God’s, your desires begin to reflect His.He knows what you long for, and He is faithful ...
11/21/2025

When your heart is aligned with God’s, your desires begin to reflect His.

He knows what you long for, and He is faithful to bring it to pass in His perfect timing.



Share this with someone who is learning to trust God with their desires.

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Looking to buy or refinance? Let’s get you closer to the sunshine of homeownership.



550 S. Mesa Hills, Suite F1, El Paso, TX 79912
Call or text: 915-479-5626
Email: lbergen@lower .com
Website: bergenteam .com



There is always light ahead, even when life feels uncertain.Hope does not deny the shadows. It simply chooses to look be...
11/19/2025

There is always light ahead, even when life feels uncertain.

Hope does not deny the shadows. It simply chooses to look beyond them.

Keep your eyes on what is good, true, and coming next.



Share this with someone who needs a reminder to look toward the light.

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Looking to buy or refinance? Let’s get you closer to the sunshine of homeownership.



550 S. Mesa Hills, Suite F1, El Paso, TX 79912
Call or text: 915-479-5626
Email: lbergen@lower .com
Website: bergenteam .com



11/17/2025

Buying your first home is one of the most exciting moments in your life, but it can also be one of the most overwhelming.



That is why choosing the right lender matters so much.



You need someone who can move fast enough to get your deal done on time, but slow enough to make sure you understand every step along the way.

A good lender will take the time to answer your questions, explain the process clearly, and give you honest, relevant information about what you are signing.



As a first-time homebuyer, you deserve to feel confident, informed, and supported from start to finish.
This is not just paperwork. It is your future, and you should always know you are in good hands.



Share this with someone who is getting ready to buy their first home and needs to hear this reminder.

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Ready to talk about what it looks like to buy your first home with confidence? Let’s walk through it together.



550 S. Mesa Hills, Suite F1, El Paso, TX 79912
Call or text: 915-479-5626
Email: lbergen@lower .com
Website: bergenteam .com



Address

550 S. Mesa Hills Suite F-1
El Paso, TX
79912

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