JR Obrecht-Mortgage Loan Advisor

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JR Obrecht-Mortgage Loan Advisor If you are looking to buy or refinance a home, please feel free to reach out. I look forward to offering you the best home loan experience possible.

Stanley Obrecht Jr
MLO NMLS # 223638
Homestead Financial Mortgage
Company NMLS: 222524; Branch NMLS: 1342354
Phone: (618) 288-7904
1431 Lewis Road - Edwardsville, IL 62025
Equal Housing Lender
For licensing information, go to: www.nmlsconsumeraccess.org What I enjoy most about being a mortgage loan advisor is having the opportunity to meet so many folks from different walks of life and the gratification of closing difficult loans. I am available to get you pre-approved whenever you are ready, this includes evenings and weekends! JR Obrecht
NMLS # 223638
Homestead Financial Mortgage
NMLS # 222524
Equal Housing Lender
For licensing information, go to: www.nmlsconsumeraccess.org

11/02/2026

This is Salem, Illinois. And honestly, this is exactly why I wanted to work here.

I like small towns where people still know their neighbors, and where a local lender actually means something. Edwardsville will always be home base, but I want Salem to feel like I've been showing up here for years, not just this month.

What's your favorite thing about this town? Drop it below, I want to hear it.

Stanley Obrecht Jr. | Branch Manager
JR Obrecht / Homestead Financial Mortgage
📍 1431 Lewis Road, Edwardsville, IL 62025
📱 Call or Text: (314) 393-1314
📧 [email protected]
NMLS
#223638 | Homestead Financial Mortgage NMLS
#222524
🏠 Equal Housing Lender

10/26/2026

Buyers in Salem, IL have been driving all the way to St. Louis just to talk to a lender.

That doesn't need to be the case anymore. I'm here now, and a phone call is a lot shorter than that drive.

If you know someone in Salem who's house hunting, send them this. I'd rather be a text message away than an hour down the highway.

Stanley Obrecht Jr. | Branch Manager
JR Obrecht / Homestead Financial Mortgage
📍 1431 Lewis Road, Edwardsville, IL 62025
📱 Call or Text: (314) 393-1314
📧 [email protected]
NMLS
#223638 | Homestead Financial Mortgage NMLS
#222524
🏠 Equal Housing Lender

10/19/2026

The first question almost every borrower asks me is what their rate will be, and I get it. But your rate isn't one thing. It's three:

Your credit, your loan type, and what the market is doing that day.

That's why I never quote a number off the top of my head. I'd rather run your actual situation and give you something real instead of a headline you saw online. Save this one so you remember what actually goes into it.

Stanley Obrecht Jr. | Branch Manager
JR Obrecht / Homestead Financial Mortgage
📍 1431 Lewis Road, Edwardsville, IL 62025
📱 Call or Text: (314) 393-1314
📧 [email protected]
NMLS
#223638 | Homestead Financial Mortgage NMLS
#222524
🏠 Equal Housing Lender

Reputation is worth more than money.A loan closes once, but the family who bought that house remembers how it went for y...
10/16/2026

Reputation is worth more than money.

A loan closes once, but the family who bought that house remembers how it went for years. So does the Realtor who sent them to me, and so does the friend they tell about it over dinner. Most of my business comes back around that way, so answering the phone on a Saturday is just part of the job.

If you're thinking about buying this fall, give me a call. Two minutes on the phone can keep the train on the tracks.

JR Obrecht | NMLS
#223638
Homestead Financial Mortgage | NMLS
#222524
Equal Housing Lender

10/12/2026

Looking to buy a home, refinance, or planning a career move while in the homebuying process? Talk to your lender first!

🏠Get in Touch:
Name: Stanley Obrecht Jr. | Branch ManagerCompany: Homestead Financial Mortgage (NMLS #222524)
NMLS #: 223638Address: 1431 Lewis Road, Edwardsville, IL 62025Phone (Call or Text): (314) 393-1314
Email: [email protected]

The 5 questions I hear before we even start talking numbers. Save this one, you'll probably want it later.Stanley Obrech...
10/09/2026

The 5 questions I hear before we even start talking numbers. Save this one, you'll probably want it later.

Stanley Obrecht Jr. | Branch Manager
JR Obrecht / Homestead Financial Mortgage
📍 1431 Lewis Road, Edwardsville, IL 62025
📱 Call or Text: (314) 393-1314
📧 [email protected]
NMLS
#223638 | Homestead Financial Mortgage NMLS
#222524
🏠 Equal Housing Lender

10/05/2026

Salem, meet your new mortgage guy.

I've spent over 20 years in this business, and I'm bringing that same experience straight to Salem, IL. Whether you're buying your first place, moving up, or refinancing what you've got, I want to be the local guy who actually answers when you call.

Morning, noon, or night, evenings and weekends too. A 2 minute phone call can keep your loan on track, and Salem deserves that same access.

Stanley Obrecht Jr. | Branch Manager
JR Obrecht / Homestead Financial Mortgage
📍 1431 Lewis Road, Edwardsville, IL 62025
📱 Call or Text: (314) 393-1314
📧 [email protected]
NMLS
#223638 | Homestead Financial Mortgage NMLS
#222524
🏠 Equal Housing Lender

10/02/2026

There's a lake out in Carlyle, IL that I've been visiting for years, and every time I'm out here I'm reminded why I love working this part of the state. Southern Illinois doesn't get talked about enough, and that's part of the fun of my job. I get to spend my days in towns like this one, not just behind a desk in Edwardsville.

If you're buying in this part of Illinois, I'd love to be the guy who shows up for it.

Stanley Obrecht Jr. | Branch Manager
JR Obrecht / Homestead Financial Mortgage
📍 1431 Lewis Road, Edwardsville, IL 62025
📱 Call or Text: (314) 393-1314
📧 [email protected]
NMLS
#223638 | Homestead Financial Mortgage NMLS
#222524
🏠 Equal Housing Lender

10/01/2026

Debunking two of the biggest myths in homebuying. 🏠👇

Myth 1: "My lender is sitting in a corner deciding whether to approve or deny me."
Reality: It's not personal, and we definitely aren't scheming in a dark room. Most of the underwriting and data verification process is automated. My job isn't to judge your past—it's to collect your info, coach you through the numbers, and set your file up to pass the system's checks smoothly.

Myth 2: "Lenders only work 9-to-5 'bankers hours.'"
Reality: Real estate doesn't pause at 5:00 PM on Friday, and neither do we. Great mortgage bankers work when realtors, buyers, and referral partners are out doing business—even if that means nights and weekends.

Got questions about getting pre-approved? Send me a DM and let's get you ready to make a move!
Stanley Obrecht Jr. | Branch Manager
JR Obrecht / Homestead Financial Mortgage
📍 1431 Lewis Road, Edwardsville, IL 62025
📱 Call or Text: (314) 393-1314
📧 [email protected]
NMLS
#223638 | Homestead Financial Mortgage NMLS
#222524
🏠 Equal Housing Lender

09/30/2026

🎃 Fall is officially here, and we’re celebrating with a Free Pumpkin Giveaway!

🍂Come by our new office to pick up a free pumpkin for your kiddos and check out our new space!

📍 New Office Location:
1431 Lewis Road, Edwardsville, IL 62025
Whether you're looking to buy a home, refinance, or just want to grab a pumpkin and say hi, I’m here to help with all your mortgage needs!

📲 Get in touch with me:
👤 Stanley "JR" Obrecht Jr. | Branch Manager
🏢 Homestead Financial Mortgage (NMLS #222524)
🆔 NMLS #: 223638
📞 Call/Text: (314) 393-1314
✉️ Email: [email protected]

Drop by starting October 1st—I look forward to seeing you! 🍁🏠

Equal Housing Lender 🏠

Address

1431 Lewis Road
Edwardsville, IL
62025

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+13143931314

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