Caitlin Spatz- NMLS 2457558

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United States
East Brunswick, NJ
Caitlin Spatz- NMLS 2457558

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Caitlin Spatz
NMLS ID # 2457558
Mortgage Loan Originator II
Equal Housing Opportunity

11/02/2026

November is National Veterans and Military Families Month. We are proudly serving those who serve us, these loans offer unbeatable benefits for our veterans! Let’s explore how a VA loan can open the door to homeownership for you. 🏡

https://myoc.io/MyWebsite

10/30/2026

Making an extra mortgage payment each year may seem small, but putting additional money toward principal can add up over time.

Some homeowners do this through biweekly payments, while others make extra principal payments monthly or annually. Potential savings depend on your loan balance, interest rate, and how long you keep your mortgage.

Understanding how extra payments are applied and whether fees apply can help you make the most of your strategy.

https://myoc.io/MyWebsite

10/29/2026

Buy Now Sell Later Express could help remove the biggest deal-killers in today's market. That's the kind of edge that closes more deals.

Curious what this program could do for your pipeline? Let's have that conversation

10/28/2026

Cash Offer could help remove the biggest deal-killers in today's market. That's the kind of edge that closes more deals.

Curious what this program could do for your pipeline? Let's have that conversation

10/27/2026

Falling for a house before you're pre-approved? That's like saying "I love you" on the first date.
Let's talk pre-approval first, so when the right one comes along, you're ready.

10/26/2026

Cash2Keys gives you proprietary tools that could help remove the biggest deal-killers in today's
market. That's the kind of edge that closes more deals.

Curious what this program could do for your pipeline? Let's have that conversation.

Cash2Keys® Cash2Keys is the registered service mark of Analytical Sciences Marketing Group,
LLC. 'Cash Offer' and 'Buy Now, Sell Later' and 'Cash Bridge' programs are fulfilled by
AnnieMac Private Equity Cash2Keys (Cash2Keys), an affiliate of AnnieMac Home Mortgage
(AnnieMac). Cash2Keys is not a financial institution and does not originate or issue loan
commitments. You must be pre-approved by Cash2Keys for each program's income and
collateral requirements. Once approved, the offer and purchase will be in the name of
Cash2Keys. You must then purchase the home from Cash2Keys within 180 days. You are
required to pay all transfer taxes associated with the purchase of the home. Visit anmac.me/cash
for terms and conditions. For complete licensing information, please visit: www.annie-
mac.com/page/licensing.

10/23/2026

It can be surprising to see how your mortgage payment is divided, especially during the first few years of a loan.

With a typical amortizing mortgage, interest is calculated on the outstanding principal balance. As you gradually pay down that balance, less of each payment goes toward interest and more goes toward principal.

This is also why making additional principal payments early in the loan can have a greater impact on the total interest you pay over time.

https://myoc.io/MyWebsite

10/23/2026

If self-employed borrowers keep falling out of your pipeline because conventional loans don't fit,
it might be time to explore more options. We have flexible loan options designed for self-
employed borrowers. Let's reopen that pipeline together. Reach out and let's talk.

10/22/2026

Buying your first home comes with a lot of questions, but having a solid financial game plan can help you move forward with confidence. 🏡

If homeownership is on your horizon, send me a message and let’s make sure you’re prepared for what comes next!

10/22/2026

A lot of buyers count themselves out before they even have the full picture. The truth is, what's holding most people back isn't what they think. Sometimes all it takes is one conversation to see what's actually within reach. Want to find out? Let's talk!

Address

197 Rt 18 South, Suite 3002
East Brunswick, NJ
08816

Telephone

+17322893910

Website

https://caitlinspatz.annie-mac.com/

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