Bria Johnston, Nmls#306417, Mortgage Loan Originator

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Eagle River, AK
Bria Johnston, Nmls#306417, Mortgage Loan Originator

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I take people just like you from 'Can we afford this?' to confident Homeowners. Equal housing Lender l Global Home Loans NMLS #157293

Get a mortgage plan built around your goals, not just a loan, so you can buy smart and build financial security.

11/02/2026

Buying a home for the first time can feel overwhelming, but the process is more structured than it may seem.

Here's a simplified roadmap:

1 - Get pre-qualified: Understand your budget and financing options before you start seriously searching. This is where you call me.

2 - Search strategically: Focus on the location, features and lifestyle priorities that matter most to you. Having a Realtor partner helping here levels up this step.

3 - Make an informed offer: Consider the home's value, local market conditions, financing, contingencies, and other terms, not just the asking price or rates. Here your Realtor partner and I work together to help structure the best deal for you.

4 - Review the home and paperwork: Complete a home inspection, review disclosures and important documents, confirm financing and insurance, and address any conditions before moving forward.

5 - Close on the home: Complete your final walkthrough, sign the necessary documents, and receive the keys once the transaction is officially recorded.

Every purchase is different, and having the right team in place to guide you is crucial.

Ready to take the first step toward homeownership? Let's connect and build a plan for your purchase from start to finish!

10/31/2026

Happy Halloween!

Whether you're out trick-or-treating, carving pumpkins, or enjoying a spooky movie night at home, we hope your day is filled with plenty of laughter and warmth.

Have a safe and frightfully fun Halloween!

10/30/2026

Rates may not fall dramatically anytime soon, but that doesn't mean buyers should sit on the sidelines.

A strong economy and stubborn inflation could keep mortgage rates elevated. At the same time, slower home-price appreciation and greater seller and builder flexibility may give buyers more negotiating power.

Instead of asking, "When will rates come down?" ask:

"Can we structure a good deal today?"

Negotiate the price. Ask about seller concessions. Explore rate buydowns (temporary or permanent.) Most importantly, choose a payment that works within your budget now.

If rates improve later, refinancing may provide another opportunity. You can refinance a mortgage. You can't go back and buy the same house under today's negotiating conditions.

My challenge to you: Don't wait for the market to make the decision for you.

Let's run the numbers on a home you're considering and see what we can negotiation, restructure, or adjust to make the payment work. You may have more options than you think.

10/26/2026

"I'll buy when rates come down."

That's what a lot of buyers are saying.

But affordability isn't determined by rates alone.

Mortgage rates exceeded 10% during parts of the 1980s. The difference? Home prices relative to income created a very different affordability equation than many buyers face today.

The question isn't:

❌"What's the rate?"

The question is:

✅ "What does the payment look like for me?"
✅ "Do I qualify?"
✅ "Does buying make sense for my goals?"

Fear has kept a lot of people on the sidelines.

Education helps people make informed decisions.

Let's talk about your options and build a plan based on facts, not headlines.

Your future self will thank you for starting the conversation today.
Send me a message anytime.

10/25/2026

📈 See those candlesticks? Don't worry if chart-reading isn't your thing. The takeaway is simple: mortgage rates moved a little lower again this week.

Even with oil prices rising, investors continued moving money out of riskier tech stocks and into safer investments like bonds, which helped improve mortgage pricing.

The big question now is whether events in the Middle East and future oil prices create more market volatility.

🏡 For buyers and homeowners, the story hasn't changed: rates may continue to move up and down daily, but opportunities still exist for those who have a plan and the right financing strategy.

👉 Thinking about buying, refinancing, or just wondering what today's rates mean for your monthly payment? Send me a message. I'm happy to run the numbers and help you understand your options with no pressure and no obligation.

10/23/2026

Most of the happiest memories are made inside your home.

Your home is what you make it. It's where everyday moments become lasting memories, from family dinners and holiday traditions to quiet mornings and spontaneous laughter. 🏡❤️

What does home mean to you?

10/19/2026

ChatGPT can explain the mortgage process. It can tell you what a pre-approval is, what escrow means, and why it feels like your lender is asking for the same documents 47 times.

But it can’t pick up the phone, explain your situation, or help you figure out what your best move actually is.

That’s where I come in.

Reach out today to start your home buying or refinancing conversation: 907-242-0980

10/16/2026

Despite some discouraging economic news, mortgage rates had a surprisingly strong week, ending noticeably lower.

Oil prices climbed, and the latest inflation reports came in hotter than expected. So, what helped rates move down? Investors began shifting money out of riskier technology stocks and into safer investments, including bonds, helping push mortgage rates lower.

We can expect more volatility in mortgage rates as investors weigh comments from Fed officials, upcoming economic reports, and changing oil prices tied to the conflict in the Middle East.

For homebuyers and homeowners watching rates... if you haven't looped in your Mortgage Professional, now is the time. Tell us what you are wanting to achieve and we can help you get there.

Follow for weekly market updates.

10/15/2026

🫎 Don’t moose around. Get pre-approved! 🏠

Just another day in Alaska, where even your neighbors might have antlers.

Thinking about buying a home? Don’t wait until you find the one to figure out your financing.

Ready to make your move? Get started here ➡️ www.akhomelender.com

10/10/2026

Sometimes, it's the little moments that make an ordinary day feel special.

A quiet morning with sunlight coming through the windows. A drink in the mug you always reach for. A walk around the community. A good laugh with a friend.

Life moves quickly, but there's something to be said for slowing down long enough to enjoy what's right in front of you.

What's one simple moment that made you smile today?
.. mine is in the comments.

Address

12155 Old Glenn Highway
Eagle River, AK
99577

Telephone

+19072420980

Website

http://www.akhomelender.com/

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