The Malone Team - NMLS# 449953 - Central Bank

The Malone Team - NMLS# 449953 - Central Bank Judy Malone-NMLS # 449953
Mike Malone-NMLS # 449954
Les Anderson-NMLS # 2743414

09/25/2026

Buying your first home can feel overwhelming — but you don’t have to figure it out alone. Programs like FHA loans are designed to make homeownership more accessible for first-time buyers. A conversation can help you understand what options may be available.

Member FDIC | NMLS # 407985 | Equal Housing Lender

While you may be tempted to start touring homes the second you think about buying, getting preapproved is a key step in ...
09/23/2026

While you may be tempted to start touring homes the second you think about buying, getting preapproved is a key step in the process you don't want to skip.

Preapproval provides you with a clear price range, demonstrates to sellers that you’re serious, and enables you to act quickly when you find your dream home. This step significantly simplifies the home-buying experience.

Message me today, and let’s get you preapproved!

Read more about the benefits of preapproval here: https://www.centralbank.net/learning-center/homeownership/buying/5-tips-for-homebuyers/
Member FDIC | NMLS # 407985 | Equal Housing Lender

The ultimate Durango Fall Bucket List for families! 🎃I’ve rounded up my favorite family-friendly fall activities and eve...
09/22/2026

The ultimate Durango Fall Bucket List for families! 🎃

I’ve rounded up my favorite family-friendly fall activities and events to add to your bucket list. What is your favorite fall event in Durango?

Durango Arts Center Durango.com Durango Cowboy Gathering

https://durangoarts.org/events/autumn-arts-festival/

https://www.durango.org/events/annual-events/fall/durango-cowboy-poetry-gathering/

https://www.durango.com/durango-railroad/

https://www.durango.com/durango-farmers-market/

https://www.durango.com/fall-hikes/

If you buy a home now, you could spend the rest of the year making memories in your new space! If you're interested in b...
09/15/2026

If you buy a home now, you could spend the rest of the year making memories in your new space! If you're interested in being home before the holidays, send me a DM!

Member FDIC | NMLS # 407985 | Equal Housing Lender

A 2-1 buydown can make the first two years of homeownership feel a little more manageable by temporarily lowering the pa...
09/10/2026

A 2-1 buydown can make the first two years of homeownership feel a little more manageable by temporarily lowering the payment.

The note interest rate stays the same, but payments are calculated using a rate 2 percentage points lower in year one and 1 percentage point lower in year two.

In the example shown, that means about $451 less per month in year one and $231 less per month in year two compared with the full note-rate payment.

The cost of the buydown is funded upfront at closing.

If you’re getting ready to make an offer, it’s worth looking at more than just the purchase price. Sometimes the way the deal is structured can make a meaningful difference in your monthly budget.

Reach out and I can help you run the numbers and see what a 2-1 buydown could look like for your situation.

Member FDIC | NMLS # 407985 | Equal Housing Lender

Everyone's financial situation is different. However, a great way to start building your long-term wealth is by buying a...
09/09/2026

Everyone's financial situation is different. However, a great way to start building your long-term wealth is by buying a home. Part of each mortgage payment goes toward your loan principal, turning your housing cost into a tangible asset. Additionally, homes generally appreciate in value over time, making them a solid investment.

There are loan programs specifically designed to help first-time homebuyers achieve homeownership, and I would love to meet with you to see if you qualify!

Learn more about the pros and cons of renting and buying: https://www.centralbank.net/learning-center/homeownership/buying/buying-vs-renting-infographic/

This is not a commitment to lend or extend credit. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. All rates, programs and fees are subject to underwriting guidelines and are subject to change without notice. Other restrictions may apply. See bank for details. The Central Trust Bank NMLS #407985 MEMBER FDIC 238 Madison St, Jefferson City, MO 65101. Copyright Central Bancompany. All rights reserved.

Happy Labor Day! While our offices are closed today in honor of the holiday, I'm still here for you! If you have any que...
09/07/2026

Happy Labor Day! While our offices are closed today in honor of the holiday, I'm still here for you! If you have any questions or need assistance, feel free to message me. Enjoy your day!

Here are my favorite road trips to take from Durango! Sometimes you just need a change of scenery—and we’re so lucky to ...
09/04/2026

Here are my favorite road trips to take from Durango! Sometimes you just need a change of scenery—and we’re so lucky to have so many great places within driving distance. Tag your travel buddy below!

Follow for more local recs!

Address

1201 Main Avenue
Durango, CO
81301

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+19707591104

Website

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