Stallings Team - NorthStar Mortgage

11/03/2026

🏡. Curious what your home equity could do for you? Call or text us at 678-561-2504 and we’ll walk you through it.

Connect with the Stallings team at www.stallingsteam.com or reach out to us at 678-561-2504.

11/03/2026

Choosing the lowest interest rate seems like the smartest option on paper..

But, sometimes choosing the lowest interest rate can actually make you end up spending more money in the long run.

Wanna know more? Send a DM!

10/31/2026

Happy Halloween! 👻

It’s common to get scared on a night like tonight.

Just like it's common to be concerned about making the wrong choice given the abundance of loan and housing possibilities.

This is the reason you want to work with a local loan officer and real estate agent.

They are your knowledgeable team to help you make the best decision for your lifestyle and financial situation.

Drop some candy in the comments! 🍬

10/26/2026

The Do's and Don'ts of Mortgage.

One huge tip:

Avoid making significant financial changes a few months before your mortgage application or at any time before you've formally closed on the house.

Want to know more? Send a DM!

10/22/2026

A super common myth you might hear is that you will get the same mortgage rate wherever you go.

This is a myth.

While national economic factors establish a "baseline" for the market, individual lenders and independent brokers actively set their own pricing compared to big banks.

10/21/2026

10/19/2026

The average American has some sort of debt.

Before starting the homebuying process, it’s a smart move to pay down existing debts.

Lowering what you owe each month helps you secure better financing rates and keeps extra cash in your bank account for homeownership costs.

10/15/2026

Instagram- Homebuying Education

Pre-Qualified Vs. Preapproved

Getting pre-qualified generally involves an informal overview of your finances, whereas securing a pre-approval means providing full financial documentation for a thorough review.

10/12/2026

Here are some of the best tips for building a higher credit score.

If you don’t already have a credit card. Opening a starter account is the first place to start building a credit.

Make sure to never miss a payment. Staying on track with your monthly payments is one of the BEST ways to keep your credit score growing.

Research shows that staying under/around 30% of your credit limit is best.

Monitor your credit score often. Luckily, there are many free options for checking your score.

While having a high credit score is not needed for buying a house, it’s always important to grow your credit score.

10/10/2026

You might be worried that your credit score isn’t high enough to purchase a house. But that is exactly what a FHA loan is for!

The FHA loan was created during the great depression to help lower income/middle class families that haven’t built up a lot of credit access to buy a house.

The FHA loan is a wonderful option for new homebuyers.

Want to know what loan might work best for you?

Let’s talk about it!