3R Insurance Agency

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3R Insurance Agency We know and understand that insurance is not everyone's favorite subject, and in fact it can and is

In 2004, a group of like minded insurance professionals founded Affordable American Insurance because they were tired of the way the insurance industry was run. Our business model focuses on service over profits, the right agents over needless growth. My company offers insurance for your auto, home, boat, motor home, ATV, life, workers comp, small business, annuities, and health insurance. My company is unique because I try to get to know my clients on a personal level to help establish a long-term client relationship with them and their families. We provide insurance for all of Colorado, but focus on families and businesses located in Arvada, Wheat Ridge, Lakewood, Golden and Westminster.

Moving hazardous loads takes skill, and your insurance should match it.Standard trucking policies often leave dangerous ...
10/12/2026

Moving hazardous loads takes skill, and your insurance should match it.

Standard trucking policies often leave dangerous gaps, like pollution exclusions and limited loading and unloading coverage.

Our hazmat trucking insurance page walks you through what you need, what federal rules require, and what affects your rate.

Know before you haul, and keep your business protected on every mile.

Learn more below!

Protect your hazmat trucking business with 3R Insurance Agency. Explore liability, pollution, cargo, MCS-90 filings, requirements, and coverage costs.

Ready to get back on the water with more peace of mind?Boat insurance can help protect you from costly surprises involvi...
10/05/2026

Ready to get back on the water with more peace of mind?

Boat insurance can help protect you from costly surprises involving damage, accidents, theft, and liability.

Explore coverage options designed for Colorado boat owners and make sure your policy is ready before your next trip.

Learn more below!

Looking for the right boat insurance coverage in Colorado? 3R Insurance Agency can help! We provide personalized policies, discounts, and more.

Hauling oversize loads through Colorado's mountain passes comes with risks that standard trucking insurance simply does ...
09/28/2026

Hauling oversize loads through Colorado's mountain passes comes with risks that standard trucking insurance simply does not cover.

From rigging failures to permit violations that can void your policy, the financial stakes are high for heavy haul operators.

We put together a clear guide covering permits, cargo limits, excess liability, and the true cost of insuring heavy haul work in Colorado.

If you run oversize loads through the Rockies, this is worth a read before your next renewal.

Protect your trucks, your cargo, and your bottom line.

Learn more below!

3R Insurance Agency helps Colorado heavy haul operators understand permits, cargo limits, rigging risks, excess liability, and insurance costs.

09/22/2026

The first day of Fall means changing leaves, cooler weather, and the perfect time to inspect your home. These tips from Travelers can help you prepare your home for the Fall season. http://tkpl.us/uc34i

Condo living in Colorado means sharing walls, common areas, and sometimes confusion over who covers what.Your HOA's mast...
09/21/2026

Condo living in Colorado means sharing walls, common areas, and sometimes confusion over who covers what.

Your HOA's master policy protects the building, but your personal belongings, upgrades, and liability need their own coverage.

Add in Colorado's hail, wildfire, and snow risks, and the stakes get even higher.

We put together a straightforward guide to help you understand your HO-6 policy and avoid costly surprises.

Learn more below!

3R Insurance Agency helps Colorado condo and HOA owners navigate master policies, HO-6 coverage, and risk to protect property and finances.

New authority. New truck. New business. And suddenly, a big insurance bill.For new trucking companies, getting properly ...
09/14/2026

New authority. New truck. New business. And suddenly, a big insurance bill.

For new trucking companies, getting properly insured is one of the most important steps before hitting the road.

The right policy is not just about meeting requirements. It is about protecting your truck, cargo, business, and income when something goes wrong.

Know what to look for before signing your first policy.

Learn more below!

Learn new authority trucking insurance costs, coverage requirements, and money-saving tips for first-year carriers with 3R Insurance Agency.

09/13/2026

Red cars cost more to insure? Not true! This , we're sticking to facts. Working with an Independent Agent like us helps you separate insurance myths from reality. http://tkpl.us/u672i

09/12/2026

Shields protect players. Insurance protects you. Level up your real-world insurance coverage by contacting us today. Learn more about the fundamentals of insurance. http://tkpl.us/u4ki0

09/07/2026

Command your grill this Labor Day with these essential safety tips from Travelers. Elevate your celebration while keeping family and friends protected. Enjoy your well-deserved day off! http://tkpl.us/u170i

Colorado bakery owners have a lot on their plate.Between baking, staffing, and serving customers, insurance often gets p...
09/07/2026

Colorado bakery owners have a lot on their plate.

Between baking, staffing, and serving customers, insurance often gets pushed aside.

But one accident, fire, or injury claim could put everything at risk.

3R Insurance makes it simple to find the right coverage for your bakery, so you can keep doing what you love.

Learn more below!

Protect your Colorado bakery with comprehensive insurance. Safeguard your business from property damage, liability, and more. Get peace of mind today!

Address

9035 Wadsworth Pkwy Suite 2730B
Denver, CO
80021

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+13034215123

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