Milestone Home Mortgage

05/27/2026

05/06/2026

So excited for you Laura and Pavlo! Congratulations, and thank you for letting us be a part of the journey!

04/29/2026

Congrats to my client on closing, and for immediately proving that when it comes to moving, the fun stuff clearly has priority over furniture.

04/08/2026

Own a home, but need the equity from it to buy your next one?

This is one of the biggest challenges move-up buyers face, and one of the biggest reasons people feel stuck.

The good news is, there may be a way to buy before you sell.

With the right strategy, some homeowners can secure their next home first, then sell their current home after they’ve moved. That can mean one move instead of two, less disruption for the family, more flexibility on timing, and a better opportunity to prepare, stage, and market the current home for top dollar.

Every situation is different, but this is one of the most valuable planning conversations I have with homeowners.

If you’re thinking about making a move and are not sure how to handle the equity piece, let’s talk through the options.

10/23/2025

Welcome Home, Alyssa!

We’re thrilled to congratulate our client on her brand-new home in Golden, Colorado! After relocating all the way from Michigan, she’s officially settled into the Colorado lifestyle — and couldn’t be happier.

Wishing you all the best as you start this exciting new chapter in the Rockies! 🌄
— Milestone Home Mortgage

09/23/2025

Dreaming of owning a home but worried about the down payment?
With Fannie Mae’s HomeReady® mortgage, you may qualify with as little as 3% down, flexible credit requirements, and the ability to use income from family members or roommates to help qualify.

Stop paying rent and start building equity today!

Michael Shotnik
Milestone Home Mortgage
303-800-4595
[email protected]
NMLS 218281

09/17/2025

Good news: The Federal Reserve cut rates today, and mortgage rates are trending lower as a result. The Fed’s clear goal is to improve affordability and support economic growth, and housing is a big part of that story.

Today’s move: Fed lowered its benchmark rate by 0.25% (to 4.00%–4.25%). While mortgage rates aren’t set directly by the Fed, cuts reduce pressure on long-term rates, helping monthly payments.

More cuts likely: Additional reductions are expected at the October and December meetings, meaning gradual improvement in affordability through year-end.

Impact on housing: Lower payments encourage more buyers to re-enter the market and can free up move-up sellers, increasing activity and opportunity.

Bottom line: Rates are easing, affordability is improving, and housing demand should strengthen as we head into the fall market.