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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Kristin Hill Warren, Vice President Mortgage Lending, Guaranteed Rate

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United States
Denver, CO
Kristin Hill Warren, Vice President Mortgage Lending, Guaranteed Rate

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NMLS #631457
Get pre-approved in minutes! Apply now: https://bit.ly/2IDAXm0
In the market for a home? Offering you the lowest rates with the best service.

Download my mobile app: kristinwarren.mortgagemapp.com

Guaranteed Rate NMLS # 2611
www.nmlsconsumeraccess.org I have been in the mortgage industry helping people obtain mortgages since 1994. I am currently in a unique situation because I work for a bank but we have the same advantages as a Mortgage Broker. My clientele ranges from the first-time buyer, who needs to learn the complete process, to the more financially savvy, who is mainly focused on the bottom-line pricing information. I mainly focus on primary, secondary and investment residence transactions. In addition, I am your point of contact from the start of your mortgage experience to the closing of your loan.I strive to obtain the best mortgage loan package for you regardless of the situation. My Goal in the application process is to help you obtain a mortgage with less stress and more options. My clients are able to leverage my experience and knowledge of the industry to achieve their goals with no headache. NMLS #631457

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

05/19/2026

Let’s talk timing. Rising home prices and relatively low inventory could affect the math on when it’s the right time to buy. If you’ve got a house in mind, let’s chat about how to use the market in your favor.

Learn more: http://ms.spr.ly/6183vp31z

05/14/2026

Fast, simple and designed for Veterans, a VA Interest Rate Reduction Refinance Loan (IRRRL) could help you refi in just days, while lowering your interest rate and skipping extra paperwork.

Connect with me to learn more: http://ms.spr.ly/6186vRHJs

05/13/2026

If your goal is a lower monthly payment, mortgage points might be part of the strategy. The key is knowing whether paying more now actually benefits you long term. That’s where I come in.

Let's connect: http://ms.spr.ly/6184vueyI

05/12/2026

Think you’ve found your dream home? I’ll help you make sure the numbers are in sync. The appraisal is where value gets verified and where strategy matters most. I’ll guide you through your options so nothing catches you off guard.

Let's connect: http://ms.spr.ly/6189vPNdh

05/11/2026

If you’re on the hunt for your next home, I’ve got some great news. In short, sales are shifting in buyers’ favor and mortgage rates are down from last year. The next step is to use these conditions to your advantage, and I’m here to help with that.

Let’s talk: http://ms.spr.ly/6185vPwDZ

05/07/2026

At Rate, we're committed to serving those who served, offering VA loan benefits including no minimum FICO and multiple loan options. You may have more opportunities than you think. Buy or refi** with us today.

Learn more: http://ms.spr.ly/6184vMA4k

05/06/2026

Most buyers don’t have 20% down, they just think they need it. That assumption keeps people waiting longer than they have to. If that’s what’s holding you back, let’s talk through what may actually be possible.

Learn more: http://ms.spr.ly/6186vMMen

05/05/2026

Good news for buyers and sellers: home prices rose in 71% of metro markets in Q1, showing many homeowners may still have strong equity to work with. At the same time, typical monthly mortgage payments were down from last quarter and last year, giving buyers a little more room to plan their next move.

See what the latest data could mean for you: http://ms.spr.ly/6186vzaWm

05/04/2026

Cypto hasn’t always counted in mortgage qualification. Not anymore. RateFi may help you qualify without selling your position, so you can stay aligned with your long-term strategy and move forward with asset freedom.

Explore what’s possible: http://ms.spr.ly/6188vKQKs

05/01/2026

You’ve earned more than a thank you. You’ve earned access to real opportunities. VA loans could help eligible buyers take a step toward homeownership with options that could reduce some of the usual barriers.

If you’re thinking about buying, I can help you explore what your benefits could mean for you. Reach out anytime: http://ms.spr.ly/6188vJz68

Address

1221 S Clarkson Street, Suite 301
Denver, CO
80210

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+13032851631

Website

https://www.Rate.com/KristinWarren?utm_source=facebook&utm_medium=organic&utm_campaign=yext&utm_content=11843&adtrk=%7Cs

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