Crystal Tosh-Shelter Insurance

Crystal Tosh-Shelter Insurance I’m here to help you protect what matters most—with real guidance, simple answers, and a relationship you can count on. Let’s make sure you’re truly covered.

Licensed in CO & KY. Hi, I’m Crystal– a licensed Shelter Insurance® agent serving clients in Colorado and Kentucky. As a midlife mom, I’m here to help you protect what matters—your family, home, car, and future. I provide clear info, personalized coverage options, and honest guidance every step of the way. Life moves fast and having someone you trust and can count on to guide you through your opti

ons makes all the difference. No pressure– I’m here when you’re ready. My approach:
1.) Get to know you and your personal needs.
2.) No cookie cutter one size fits all options. I boil it down to exactly what you need.
3.) top notch customer service

A few fun facts about me:
⭐️ I actually have a masters in public health and did extensive research with the Air Force on open air burn pits
⭐️ I’m an animal lover turned cat fanatic. I have a Bengal named Puddles and a rescue cat named Miller
⭐️ I was once on the magician Chris Angels TV show. Let’s connect! I’d love to help. DM or call me with ANYTIME for a FREE quote or if you have any questions.

Vacation Home? DON'T FORGET INNSURANCE!A vacation home is exciting, but how you use it affects the coverage you’ll need:...
11/14/2025

Vacation Home? DON'T FORGET INNSURANCE!

A vacation home is exciting, but how you use it affects the coverage you’ll need:

🗓️ Vacant for months? You’ll need extra protection — think pipes bursting, mold, or damage that goes unnoticed.

🧳 Renting it out? Extra liability coverage is a must, especially if there’s a pool or hot tub.

🏠 House vs. Condo? Condos usually cost less to insure, but you still need coverage for your belongings.

📍 Location matters! Oceanfront, mountains, or wildfire-prone areas may require additional coverage.

💬 Kentucky and Colorado friends -- Have questions about insuring your vacation home? Message me 📲 I can help you get the right coverage so you can relax and enjoy your getaway!

🙌 BIG protection, TINY price! What if I told you you could get $50,000 in coverage for around $150/year with Shelter’s E...
11/13/2025

🙌 BIG protection, TINY price! What if I told you you could get $50,000 in coverage for around $150/year with Shelter’s EZ Term™ policy?

✅ Fast
✅ Affordable
✅ Simple

👉 Want the details? Message or give me a call!
📍Colorado + Kentucky friends, I got you 📞

11/12/2025

🇺🇸 HAPPY VETERANS DAY

To all who have served and who are currently serving, and to the families who support them ❤️ Thank YOU! Your commitment and sacrifice means more than words can say. Grateful today and every day.

You’re not behind because you don’t wake up at 5 a.m. to journal, meditate, or run miles before sunrise. You’re tired be...
11/11/2025

You’re not behind because you don’t wake up at 5 a.m. to journal, meditate, or run miles before sunrise. You’re tired because life is A LOT.... Not because you skipped affirmations. Be gentle with yourself — you’re doing your best 🖤

11/07/2025

Coffee isn’t an addiction. It’s a coping mechanism. Without it, I’m basically an unpaid intern in my own life 🫠

⚠️ Oops - Accidents Happen!Maybe your child accidentally breaks a neighbor’s window, or a guest slips on your icy sidewa...
11/05/2025

⚠️ Oops - Accidents Happen!
Maybe your child accidentally breaks a neighbor’s window, or a guest slips on your icy sidewalk. Life at home can be unpredictable.

Shelter’s Personal Liability Coverage helps cover the costs of these accidents —including property damage and bodily injury — so you don’t have to stress over unexpected bills.

I'll help you handle life’s little mishaps without worry! 📩 Message me today to see how easy it is to add this protection to your policy! 📍 Colorado + Kentucky

11/01/2025

Happy Halloween! 🎃

New car smell? I’ll help you keep it 😎 With Shelter’s New Car Replacement Coverage, if your car is totaled within 12 mon...
10/28/2025

New car smell? I’ll help you keep it 😎 With Shelter’s New Car Replacement Coverage, if your car is totaled within 12 months and under 15,000 miles, you’ll get enough to replace it with the same year, make, and model. 🚗✨

🙌 It’s included in all Shelter auto policies, so you don’t have to stress!

DM me or give me a call if you’re in Colorado or Kentucky 💬 I’ll make it super simple and walk you through it.

Manifestation means action ✨ Don’t just dream it… live it.
10/27/2025

Manifestation means action ✨ Don’t just dream it… live it.

Address

4704 Harlan Street Suite 405
Denver, CO
80212

Telephone

+13034275200

Website

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