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Financial planning, investments, and tax return preparation for $250k+ earning Christian families — all for one transparent flat fee

10/19/2026

I’ve never met somebody who started Giving, then stopped. Coincidence? I think not. Giving to others and towards purposes beyond ourselves is something we were hard-wired for.

Scared to make the jump? My bet is if you try it, the contagiousness of it will keep you coming back for all of time.

10/14/2026

Have you set a "finish line" for yourself and your heirs? Without one, it's so easy to continually accumulate, accumulate, and accumulate with no clear 'signal' for when you have "enough" and begin to redirect your wealth towards purposes that are beyond yourself or even the term of your life.

If you are fortunate enough to have more than you'll need to reasonably support your own lifestyle, I'd highly encourage you to set Finish Lines for yourself and your Heirs — not only for your own hearts, but to unlock generosity for the Kingdom and invest in what is Eternal!

As the Treasure Principle goes: "You can't take any of it with you, but you can send it on ahead". And as God designed it, giving is the most fun and impactful way you'll ever get to use money in this life.

10/08/2026

It's so tempting to want to start with STRATEGY with personal finances. But the order matters. A lot.

If you don't first ask yourself "What is this all for anyways" and define your values and financial purpose, it's going to be really difficult to employ strategies that are highly aligned with your bigger "why".

It's only once you've done the hard internal work and then built a blueprint for your wealth that reflects the internal work that you can then pair appropriate strategies to best accomplish what matters most!

10/06/2026

My 4-year old's 529 is at at ~$13.6k. Of that, I've 'only' contributed $5k [~$92 per month].

The match from the state of Colorado and investment growth has accounted for almost 2/3rds of the total balance.

If we don't contribute another dollar and are 'lucky' enough to get 7% returns, there will be over $35k in there when she goes to school. And if she doesn't end up using it, maybe I'll use it for my own professional pursuits, or use the money to help her with her Roth IRA contributions in early adulthood!

Not everybody has the ability to save ahead, but for those that are fortunate enough to, take advantage of the programs and incentives that are out there!

DISCLAIMER: These posts are intended to serve solely as general financial education and not personalized advice nor any guarantee of investment performance. Before considering acting on anything you see in these posts, first consult with your tax, legal or investment advisor.

10/01/2026

Actively trying to "beat the market" is a losing proposition on the whole.

There are a finite amount of returns to be had in markets, so by definition, 1 active manager's "excess return" is another active manager's "lost return". And the headwinds of actively trading like fees, trading costs, and taxes make it even more unappealing of a proposition.

Not to mention there's no guarantee that outperforming in the past will mean outperforming in the future. Only about 20% of publicly-traded managers who outperformed the previous 5 years end up outperforming again the next 5 years.

Capitalism is a wealth-creating machine for those who are willing to play, but the pursuit of active management comes with minimal to no guarantees.

DISCLAIMER: These posts are intended to serve solely as general financial education and not personalized advice. Before considering acting on anything you see in these posts, first consult with your tax, legal or investment advisor.

09/29/2026

"𝘛𝘩𝘦 𝘴𝘵𝘰𝘤𝘬 𝘮𝘢𝘳𝘬𝘦𝘵 𝘪𝘴 𝘵𝘰𝘰 𝘳𝘪𝘴𝘬𝘺 𝘧𝘰𝘳 𝘮𝘦. 𝘐 𝘭𝘪𝘬𝘦 𝘵𝘰 𝘬𝘦𝘦𝘱 𝘮𝘺 𝘮𝘰𝘯𝘦𝘺 𝘴𝘢𝘧𝘦 𝘪𝘯 𝘤𝘢𝘴𝘩, 𝘊𝘋'𝘴, 𝘰𝘳 𝘨𝘶𝘢𝘳𝘢𝘯𝘵𝘦𝘦𝘥-𝘢𝘯𝘯𝘶𝘪𝘵𝘪𝘦𝘴."

I hear some version of this all the time, and quite honestly, I understand where it comes from. If you lived through 2008 or watched your 401(k) drop in 2022, keeping your money somewhere it can't go down often feels like the prudent thing to do. A lot of us were raised to think about money this way too [maybe you had a grandparent who kept everything in CDs and was proud to never have "lost" a dollar].

But there's an idea I don't hear talked about nearly enough, even within my own industry: 𝐧𝐨 𝐦𝐚𝐭𝐭𝐞𝐫 𝐰𝐡𝐚𝐭 𝐲𝐨𝐮 𝐝𝐨 𝐰𝐢𝐭𝐡 𝐲𝐨𝐮𝐫 𝐦𝐨𝐧𝐞𝐲, 𝐭𝐡𝐞𝐫𝐞 𝐢𝐬 𝐚 𝐫𝐢𝐬𝐤 𝐢𝐧𝐯𝐨𝐥𝐯𝐞𝐝.

This post walks through the main risks every investor faces, what history shows about the trade-off between these risks, and 𝐰̲𝐡̲𝐲̲ ̲𝐭̲𝐡̲𝐞̲ ̲𝐛̲𝐞̲𝐭̲𝐭̲𝐞̲𝐫̲ ̲𝐪̲𝐮̲𝐞̲𝐬̲𝐭̲𝐢̲𝐨̲𝐧̲ ̲𝐢̲𝐬̲ ̲𝐰̲𝐡̲𝐢̲𝐜̲𝐡̲ ̲𝐮̲𝐧̲𝐢̲𝐪̲𝐮̲𝐞̲ ̲𝐫̲𝐢̲𝐬̲𝐤̲ ̲𝐢̲𝐬̲ ̲𝐦̲𝐨̲𝐬̲𝐭̲ ̲𝐩̲𝐫̲𝐞̲𝐬̲𝐞̲𝐧̲𝐭̲ ̲𝐢̲𝐧̲ ̲𝐘̲𝐎̲𝐔̲𝐑̲ ̲𝐥̲𝐢̲𝐟̲𝐞̲.

𝑹𝒆𝒂𝒅 𝒐𝒖𝒓 𝒍𝒂𝒕𝒆𝒔𝒕 𝒂𝒓𝒕𝒊𝒄𝒍𝒆 𝒉𝒆𝒓𝒆: https://vist.ly/5kb3v

09/24/2026

There's no "hack" to becoming wealthy. Just like getting in shape takes consistent & sustained habits of exercise, nutrition, intentional recovery, and sleep -- so it is with personal finances.

If you're looking for the "quick fix pill" to make you rich, none exists.

To get "financially fit", you need to:

—Be in a caloric-deficit with your spending [spend less than you make]

—Exercise and grow your muscles by investing in businesses creating value

—Intentionally recover by having margin in your life so you don't burnout halfway along the journey

09/22/2026

Direct Indexing** is over-hyped. Unless you are strongly charitably inclined, are in the 0% long-term capital gains bracket, or plan to die with the embedded gains, tax-loss harvesting is mostly just tax-deferral, not actual tax savings.

Notice I'm not saying direct-indexing has no use case; it does! But the use cases aren't as universal as they are pitched by the asset managers.

**Direct indexing is picking an index [like the S&P500] and buying a subset of the 500 stocks that comprise the S&P500 in very similar proportions that they are owned in the S&P500 rather than just buying 1 "S&P500 fund". Owning hundreds of companies individually means you can sell the ones that go down and let the ones that go up ride [subject to certain parameters set by the direct-indexing-manager]

DISCLAIMER: These posts are intended to serve solely as general financial education and not personalized advice. Before considering acting on anything you see in these posts, first consult with your tax, legal or investment advisor.

09/17/2026

Here's a question every person should ask themselves when navigating personal finances 👇

"𝙒𝙝𝙖𝙩 𝙖𝙧𝙚 𝙮𝙤𝙪 𝙤𝙥𝙩𝙞𝙢𝙞𝙯𝙞𝙣𝙜 𝙛𝙤𝙧?"

Are you trying to optimize for maximum wealth accumulation?

Optimize for "just enough" income and wealth with less stress along the way?

Optimize for time efficiency?

Optimize for maximum generosity?

The answer to that question [should] dictate your HOW and what strategies/career/priorities take precedent

09/15/2026

Talking to Your Kids About Money as a Christian — Using the Live | Give | Owe | Grow Framework

As a Christian parent, how do I teach my kids about money aside from just "telling them to save"? This blog post walks through a practical, biblical framework for the 4 uses of money (Live, Give, Owe, Grow) and a thoughtful, life-giving allocation between the 4 uses that scales from their first allowance all the way through their working career.

https://vist.ly/5iidz

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