Krista Fleck - Registered Representative with Nylife Securities LLC

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Krista Fleck - Registered Representative with Nylife Securities LLC Registered Representative offering securities products and services through NYLIFE Securities LLC (Member FINRA/SIPC), A Licensed Insurance Agency

As a licensed Agent of New York Life Insurance Company, I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to business solutions, college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions. I am an Agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies. Additionally, I am a Registered Representative of and offer securities products & services through NYLIFE Securities LLC, (Member FINRA/SIPC), a Licensed Insurance Agency and a New York Life Company. Neither New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. I am not licensed in all jurisdictions. Any testimonial on this site is based on an individual's experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success.

303.807.5483

2000 S. Colorado Blvd. Tower 2, Suite 1100
Denver CO 80222

Small-business owners sometimes assume employee benefits have to mean a huge corporate benefit package.Not necessarily.D...
10/16/2026

Small-business owners sometimes assume employee benefits have to mean a huge corporate benefit package.

Not necessarily.

Depending on the business and workforce, benefits can include employer-paid, shared-cost, or voluntary options.

The first step doesn't have to be deciding what you're going to offer.

It can simply be understanding what's available and what employees may value.

Because your business doesn't run on spreadsheets.

It runs on people.

If you could add one benefit for your employees tomorrow, what would you choose?

Warren Buffett, Beyoncé, Jay-Z and Shaquille O’Neal have all shared their thoughts on inheritance—and their approaches m...
10/15/2026

Warren Buffett, Beyoncé, Jay-Z and Shaquille O’Neal have all shared their thoughts on inheritance—and their approaches may surprise you.

This Kiplinger article looks at how several well-known people think about passing wealth to the next generation, and raises an interesting question: What do you want the wealth you’ve built to do for the people you care about?

Check out the article here:

https://bit.ly/4yQmBmR

If it gets you thinking about your own plans, send me a message.

Business owners are often great at reinvesting.New equipment.Employees.Marketing.Vehicles.Inventory.Growth.I understand ...
10/14/2026

Business owners are often great at reinvesting.

New equipment.

Employees.

Marketing.

Vehicles.

Inventory.

Growth.

I understand it—I spent years owning a business too.

But here's an important distinction:

A growing business and personal financial independence are not necessarily the same thing.

Someday you may want choices that don't depend entirely on selling the business.

Building resources outside the company creates another route.

If your business weren't available to fund retirement, what would Plan B look like?

Today is National Farmer's Day. 🚜A day to recognize the farmers and ranchers whose work helps put food on our tables and...
10/12/2026

Today is National Farmer's Day. 🚜

A day to recognize the farmers and ranchers whose work helps put food on our tables and supports communities across the country.

Farming is also a reminder of something many self-employed people understand:

When you own the business, you wear a lot of hats.

Operator. Manager. Problem solver. Employer. Bookkeeper. Salesperson.

And sometimes your personal future gets pushed behind the needs of the business.

So today: thank a farmer.

And if you're self-employed, remember—

your business deserves a strategy, and so do you.

Today is World Mental Health Day.And here's your reminder:You are allowed to ask for help.You are allowed to change dire...
10/09/2026

Today is World Mental Health Day.

And here's your reminder:

You are allowed to ask for help.

You are allowed to change direction.

You are allowed to have a difficult season without having everything figured out.

You are more than your productivity, your job title, your business, your bank account, or your to-do list.

This year's World Mental Health Day focuses on listening to people with lived experience and recognizing that their voices matter.

Today, maybe the most important question isn't "What did I accomplish?"

It's:

How am I really doing?

We've all done it.GPS says one route saves three minutes—but adds tolls, traffic, and twelve stressful lane changes.No t...
10/07/2026

We've all done it.

GPS says one route saves three minutes—but adds tolls, traffic, and twelve stressful lane changes.

No thank you. 😂

Financial decisions can be similar.

The option with the highest return, lowest premium, biggest deduction, or quickest payoff isn't automatically the best fit.

There may be tradeoffs involving risk, flexibility, taxes, guarantees, time, and access to money.

Good decisions come from understanding the whole route—not just one number.

When comparing financial choices, what matters most to you besides return?

Saving for retirement is one challenge.Turning those savings into income that may need to last for decades is another.Th...
10/05/2026

Saving for retirement is one challenge.

Turning those savings into income that may need to last for decades is another.

That's when the question changes from:

"How much have I accumulated?"

to:

"How will I use it?"

Retirement resources may need to support everyday expenses, healthcare, travel, inflation, and a life that lasts longer than expected.

The goal isn't simply arriving at retirement with a full tank.

It's understanding how you're going to fuel the rest of the journey.

Do you know where your retirement paycheck will come from?

The financial strategy you created five years ago may have been exactly right—for the life you had five years ago.Maybe ...
10/02/2026

The financial strategy you created five years ago may have been exactly right—
for the life you had five years ago.

Maybe your income changed.

Your kids got older.

You changed jobs.

Your business grew.

Retirement got closer.

Or your priorities simply changed.

That doesn't mean the original strategy was wrong.

It means the map deserves an update.

A financial checkup doesn't have to mean changing everything.

Sometimes it confirms you're still on course.

What has changed since your last financial review?

September gave us reminders about two very different—but very human—topics:Protecting the people who depend on us.And st...
09/30/2026

September gave us reminders about two very different—but very human—topics:
Protecting the people who depend on us.

And staying connected to people who may need us.

Life Insurance Awareness Month and Su***de Prevention Awareness Month end today.

The conversations shouldn't.

Check your protection.

Check your beneficiaries.

Check in with your people.

Sometimes taking care of the future means looking at financial documents.

Sometimes it means sending a text saying:

"Hey, I've been thinking about you. How are you really doing?"

Both matter.

More than 25 million young adults now live with their parents, the highest number on record. What’s going on?Half of rec...
09/30/2026

More than 25 million young adults now live with their parents, the highest number on record. What’s going on?
Half of recent grads are moving back home after finishing school. While living with parents can have its own challenges, many of them see it as an opportunity to save—and use what they'd have spent on rent to travel, chip away at debt, or just get some breathing room before the next step.
Check out the full story here:
https://bit.ly/47waXBq
If this sounds like you, or someone you know, send me a message and let's talk.

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2000 S. Colorado Boulevard Tower 2, Suite 1100
Denver, CO
80222

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