Christopher Murray - Mortgage Banker

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Christopher Murray - Mortgage Banker I am a SVP of Mortgage Lending at OriginPoint. NMLS # 294350. OriginPoint NMLS # 2185899. I look forward to working with you!

Universal Lending Corporation has been one of the premiere, private mortgage banks serving Colorado for over 40 years. At Universal Lending I can provide local, in-house processing and underwriting on every loan plus a broad range of loan products including FHA, VA, Conventional and Home Improvement options. Check out my website for a variety of tools... including a mortgage calculator and my online loan application. Equal Housing Opportunity, Universal Lending Corporation NLMS #2996

NMLS Consumer Access http://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/294350
Link to Privacy Statement https:https://www.ulc.com/PrivacyPolicy.html
Licensing Statement https://www.ulc.com/LicensingStatement.html

10/15/2026

Career changes could leave something lurking beneath the surface. When you’re buying a home, switching jobs could affect the financial information used to qualify you for a mortgage. You may encounter a bump in the road or need to provide additional information for verification.

Before you make a move, let’s talk about what switching jobs could mean for your application. I’ll help you stay on track so you can leave the unexpected twists to Halloween movie marathons.
https://myoc.io/itn7fkZDqmH/0ypRa



NMLS # 294350

September housing data showed mixed results, with home sales increasing 1.5% compared to August. Sales increased in the ...
10/14/2026

September housing data showed mixed results, with home sales increasing 1.5% compared to August. Sales increased in the South and West, held steady in the Midwest, and declined in the Northeast. While sales decreased 2.2% year-over-year, many buyers are still entering contracts as more inventory becomes available in the market.

Want to take advantage of the shifting market? Let’s connect.
https://myoc.io/itn7fkZDqmH/6PnfB



NMLS # 294350

10/12/2026

There’s more to a mortgage than this percentage. I’m here to help you understand how the different numbers, terms and costs work together to shape your financing options. Let’s talk it through.

Share this post with a friend if you’re an “interest rate insider!”
https://myoc.io/itn7fkZDqmH/LGySm



NMLS # 294350

10/08/2026

Running more than one business, or keeping track of income that doesn't move in a straight line? Most income documentation isn't built for that. If you're an eligible business owner, a current 12-month profit and loss statement (P&L) may offer a documentation path built for that kind of complexity.

If that sounds like your business, let's talk.
https://myoc.io/itn7fkZDqmH



NMLS # 294350

10/06/2026

An unexpected turn? Perhaps. A home type worth exploring? Absolutely.

Sometimes, taking the road less traveled reveals new possibilities. There’s more than one path to homeownership, and different property types have different financing requirements. I can help you understand the options to bring you one step closer to “home,” whatever that may look like. Comment “trick-or-treat” if the results surprised you.

Tag a friend to keep the fun going.
https://myoc.io/itn7fkZDqmH/9TU4E



NMLS # 294350

10/05/2026

What spooky sounds do you hear in your home after dark? Creaks, clunks and other noises are typically nothing to fear. However, changing seasons are a good reminder to check up on your home.

Use our maintenance guide to stay ahead of routine upkeep.
https://myoc.io/itn7fkZDqmH/IjZbS



NMLS # 294350

10/02/2026

Just like you and your family, your home evolves too. When routines shift and plans for the future begin unfolding, it may be time to reevaluate your situation.

The clues don’t point every homeowner in the same direction, but I can help you understand your unique options for what comes next.
https://myoc.io/itn7fkZDqmH/tENum



NMLS # 294350

09/30/2026

A home search begins with buyers understanding their financing. Pre-qualification and pre-approval both help clarify the budget and outline loan options, but they serve different purposes.

Let’s discuss what sets them apart (and which one is the most important).
https://myoc.io/itn7fkZDqmH/Wz9p5



NMLS # 294350

09/29/2026

Buyers don’t always have to put 20% down. Understanding the truth about down payments is one of the most important steps in preparing to buy a home. Let’s create a plan that aligns with your financial goals. But first, here’s the truth behind common mortgage myths.
https://myoc.io/itn7fkZDqmH/u7oMW



NMLS # 294350

09/28/2026

Buying power depends on more than income alone. To set an accurate home budget, consider expenses, debt, savings and financial goals. Curious how much home you could afford?

Get in touch to explore the options.
https://myoc.io/itn7fkZDqmH/IaW9f



NMLS # 294350

Address

Denver, CO

Telephone

+17203171315

Website

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