Christopher Murray - Mortgage Banker

Christopher Murray - Mortgage Banker I am a SVP of Mortgage Lending at OriginPoint. NMLS # 294350. OriginPoint NMLS # 2185899. I look forward to working with you!

Universal Lending Corporation has been one of the premiere, private mortgage banks serving Colorado for over 40 years. At Universal Lending I can provide local, in-house processing and underwriting on every loan plus a broad range of loan products including FHA, VA, Conventional and Home Improvement options. Check out my website for a variety of tools... including a mortgage calculator and my onl

ine loan application. Equal Housing Opportunity, Universal Lending Corporation NLMS #2996

NMLS Consumer Access http://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/294350
Link to Privacy Statement https:https://www.ulc.com/PrivacyPolicy.html
Licensing Statement https://www.ulc.com/LicensingStatement.html

09/01/2026

There is a quiet kind of luxury in a home that is truly yours. The freedom to open your doors, to fill the rooms, to let the ordinary days become the ones you hold onto. It’s less about the house and more about the life you build inside it.

So tell me in the comments: which get-together would you host first? And if owning a home is one of your goals, let's connect. I'd love to help you create a plan to get there.
https://myoc.io/itn7fkZDqmH/tDdML



NMLS # 294350

08/31/2026

Accessing your equity? You have more than one option, and two of the most common are easy to confuse. A HELOC (Home Equity Line of Credit) and a cash-out refinance can both put your equity to use, yet they take quite different paths to get there. Understanding how they compare is what turns a confusing choice into a clear one. There's no rush to decide.

Save this for when the moment feels right, and reach out whenever you'd like to look at it together.
https://myoc.io/itn7fkZDqmH/v1Iii



NMLS # 294350

08/27/2026

Did the answer come to you before the reveal? Property taxes have a way of staying in motion. As your area reassesses, the figure can change, which is one reason your monthly costs may shift even when the loan itself stays the same. Understanding what shapes those numbers brings a real sense of clarity.

Share your guess in the comments and let me know how you did. Then reach out anytime you would like to walk through it together.
https://myoc.io/itn7fkZDqmH/8Mvoh



NMLS # 294350

08/26/2026

Every home improvement is really two decisions, one about how you live and one about long-term value. The best projects tend to serve both. What home project gave you the most for your money? Share it in the comments.

And whenever you are thinking about your next one, I am here to help you see how it fits your larger financial picture.
https://myoc.io/itn7fkZDqmH/I1xmF



NMLS # 294350

08/24/2026

Many believe qualifying for a mortgage means pulling from your portfolio, but it doesn’t have to. Asset utilization allows qualified, asset-rich borrowers to use the value of their investments, savings, stocks, crypto, retirement accounts and bonds to secure loan amounts up to $5M. No W-2 required.

If you’ve built significant wealth and want to leverage it for real estate, I want to hear from you.
https://myoc.io/itn7fkZDqmH/cFsN7



NMLS # 294350

08/20/2026

Your mortgage is one of the most significant financial decisions you will make, and it is worth revisiting as your life evolves. Refinancing is simply one of the ways to make sure it still aligns with where you are headed. There is no rush and no single right answer, only what makes sense for you.

Save this for when the moment feels right, and reach out so we could look at it together.
https://myoc.io/itn7fkZDqmH/3rgKA



NMLS # 294350

08/19/2026

Every lease renewal is a negotiation you're not part of. That's the rent reality. A fixed-rate mortgage gives you the number upfront and it stays there.

I can help you find out what that could look like for your situation.
https://myoc.io/itn7fkZDqmH/3GOMQ



NMLS # 294350

July pending home sales moved lower in every region compared with the previous month. Even with fewer contracts signed, ...
08/18/2026

July pending home sales moved lower in every region compared with the previous month. Even with fewer contracts signed, the report points to pent-up demand that could build as more supply reaches the market and affordability improves over time. For buyers, that makes it important to understand your budget, options and timing before conditions shift again.

Reach out and explore what the latest housing market insights could mean for your next move.
https://myoc.io/itn7fkZDqmH/b4dij



NMLS # 294350

08/17/2026

A predictable housing payment can support a more thoughtful financial plan.

If you’re wondering whether homebuying makes sense, I can help you look at the details and compare your options clearly.
https://myoc.io/itn7fkZDqmH/EOFcx



NMLS # 294350

08/13/2026

Do you know everything your monthly payment includes? For many homeowners it's more than principal and interest alone. Taxes and insurance are part of the picture too.

Whenever you'd like to understand everything your monthly payment covers, I'm here to walk you through it.
https://myoc.io/itn7fkZDqmH/PUacr



NMLS # 294350

Address

Denver, CO

Telephone

+17203171315

Website

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