Lightship Insurance

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Lightship Insurance Lightship Insurance has super competitive auto, home, business, health and life insurance rates.
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We can handle all of your insurance needs with our multitude of excellent insurance companies. John Klaassen started the Denver, Colorado insurance agency in 1996 with the belief that providing the best possible service and coverage for clients would translate into a successful insurance agency. Since then, the agency has grown significantly; mostly through referrals. By representing many insurance companies we can provide our clients with more choices and usually better prices then the competition.

10/14/2026

One of the perks of working with an independent insurance agent? We shop the market on your behalf, comparing options from multiple carriers so you don't have to.

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough ...
10/13/2026

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough to protect them in the event of a major claim.

When a serious accident or unexpected lawsuit exceeds what your existing policies can cover, the gap between what you owe and what your insurance pays becomes very real, very fast. That’s where umbrella liability coverage comes in.

Umbrella liability insurance covers costs that would otherwise come straight out of your pocket. With relatively low annual costs, this comprehensive coverage can be one of the most affordable ways to fully protect what you love.

So, if you’re curious about whether umbrella insurance makes sense for your situation, please don’t hesitate to reach out to our team. We are here to help you run the numbers and see what makes sense.

10/11/2026

As daylight hours shorten, evening drives can sneak up on you. Turn your headlights on early and give yourself extra following distance after dusk.

10/10/2026

Sweater weather has entered the chat. What's your favorite part of fall: the crisp air, the cozy layers, or the seasonal snacks? Tell us in the comments!

October is Fire Prevention Month, serving as a good reminder that fire safety is not something to put off until an emerg...
10/08/2026

October is Fire Prevention Month, serving as a good reminder that fire safety is not something to put off until an emergency happens. In the United States, one home structure fire is reported every 96 seconds, serving as a sobering reminder of the importance of fire safety.

So, that said, our team wanted to share a few practical tips worth reviewing this season:

⚫ Know the leading causes - Cooking and heating are the two leading causes of home fires in the United States. Never leave cooking unattended, keep flammable materials at least three feet from heat sources, and check electrical cords regularly for damage or fraying.

⚫ Check your smoke alarms - Test them monthly, replace batteries annually, and fully replace any alarm that is 10 or more years old.

⚫ Have an escape plan and practice it - Plan two ways to escape from every room, make sure all windows and doors open easily, and designate an outdoor meeting place.

⚫ Know how to use a fire extinguisher - Remember the acronym PASS: Pull the pin, Aim low at the base of the fire, Squeeze the handle slowly, and Sweep the nozzle side to side. If you are not confident, get out and call 911.

⚫ Build safer daily habits - Never leave portable heaters or fireplaces unattended, keep matches and lighters locked away from children, avoid overloading outlets, and turn off all appliances before leaving the house or going to bed.

Fire prevention is a shared responsibility, and a little preparation goes a long way. If you have further questions about fire safety, we encourage you to reach out to your local fire station.

And if you have any insurance questions or needs, please don’t hesitate to reach out to our team. We are here to help you.

10/06/2026

According to Forbes, the top 3 places in America to see the most beautiful fall foliage are:
🍁 The Great Smoky Mountains in North Carolina
🍁 Smuggler's Notch State Park in Vermont
🍁 Shenandoah National State Park in Virginia
Do you have a favorite spot to take in the fall foliage in your area? Tell us about it in the comments!

10/06/2026

Looking for ways to show your partner some love beyond just Valentine's Day? Fit in some acts of service (putting gas in their car, bringing them coffee), words of affirmation, or simple, uninterrupted quality time. The simple, everyday things go a long way!

Since October is Long-Term Care Planning Month, we want to share information about the impact of long-term care planning...
10/06/2026

Since October is Long-Term Care Planning Month, we want to share information about the impact of long-term care planning on retirement and financial security. Swipe through for a few of the most common questions we hear about long-term care planning.

If you'd like to discuss your long-term care planning options, please feel free to contact us. We are always happy to help.

10/03/2026

Fall poll time! Candy Corn: Yes or No? 🎃 Drop your answer below!

Address

677 N Grant Street
Denver, CO
80203

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+13032929995

Website

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