Tammy Dress, Senior Loan Officer

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United States
Denver, CO
Tammy Dress, Senior Loan Officer

I specialize in helping 1st time homebuyers acquire down payment assist , I also offer FHA, VA and Conventional Financing and Rural Housing for clients.

MLO #507243
CO License #100040043

Universal Lending Corporation, NMLS Unique Identifier #2996

6775 East Evans Avenue, Denver, CO 80224, (800) 758-4063, Colorado Responsible Party, Colorado Mortgage Company Registration, Regulated by the Division of Real Estate

Florida Mortgage Lender Servicer License ; Illinois Residential Mortgage Licensee .6760981; Iowa Mortgage Banker License #200

6-0305; Kansas Licensed Mortgage Company # MC.0025137; Michigan 1st Mortgage Broker/Lender Servicer FR0019350; Michigan 2ndt Mortgage Broker/Lender Servicer SR019351; Minnesota Residential Mortgage Originator License; Montana Mortgage Lender License #2996; Nebraska Mortgage Banker License #46; New Mexico Mortgage Loan Company License; North Dakota Money Broker License MB102363; Residential Mortgage Loan Originator Texas SML Mortgage Banker Registration; Utah-DRE Mortgage Entity License #7384716; Washington Consumer Loan Company License -2996; Wyoming Mortgage Lender/Broker License #582. Universal Lending Corporation currently operates branches in Central Denver, Fort Collins & Lakewood Colorado as well as in Montana and New Mexico with branches in Albuquerque, Clovis and Santa Fe. Whether you are a first-time buyer, moving to another home or refinancing your current home, a Universal Loan Officer is in your area and ready to help you. Our staff consists of experienced mortgage professionals, hand picked to represent us in the market place. They work with you, providing you with the information and education needed to make an informed decision about your mortgage needs. They are driven to help you find the loan that will let you "Mortgage your home, not your life"! Universal Lending and our employees are dedicated to providing you with the highest level of service and the best rate possible on your loan. We provide this site as a resource for you, a place where you can come and find information at your leisure. What you find here is just the tip of the iceberg. With today's ever changing market, we strongly encourage you to seek out one of our mortgage professionals for specific answers to your unique situation. You have a lot of choice in the marketplace. When you choose Universal Lending, you are choosing to work with the most dedicated and experienced mortgage professionals in the industry. We look forward to helping you achieve your dreams of home ownership. For more information visit our company website at http://www.ulc.com/ or call us toll free at: 1-(800) 758-4063. NMLS # 2996. Equal Housing Opportunity. Regulated by the Division of Real Estate. Privacy Policy: https://www.ulc.com/aboutus/privacy

Licensing Statement: https://www.ulc.com/aboutus/licensingstatement

Consumer Access: http://www.nmlsconsumeraccess.org/Home.aspx/SubSearch?searchText=Tammy+Dress

10/23/2022

What a great day with clients and family. Thank you Universal Lending! 😀

10/10/2022

This past week, a leading indicator of labor market health was reported ugly, which helped stocks and bonds perform well. However, we still witnessed some incredible volatility and uncertainty thanks to more Fed member speeches.

Help Wanted, But Only In The Financial Markets

10/03/2022

What is something that is powerful about homeownership? GENERATIONAL WEALTH! Here are some strategies to keep in mind when thinking about how to build that wealth.

09/22/2022

Happy Autumn! I have been honored to have had helped individuals and families from every walk of life achieve their dreams of homeownership. Reach out this season and let me assist you towards achieving that dream!

09/05/2022

Happy Labor Day Weekend! May this weekend be filled with celebration, relaxation, and a shared sense of gratitude for those who hustle hard every day

08/29/2022

The Fed was looking to remove froth from housing, and it appears that goal has been accomplished. The recent weakness in housing was necessary and healthy for the long-term market. The pace at which home prices were rising was unsustainable. This soft patch in new home sales provides a great opportunity for a buyer as new incentives are emerging around the country to help move inventory.

Rising Rates and New Home Sales

08/19/2022

Happy Friday! Here are a few helpful tidbits from MGIC...

08/12/2022

Tomorrow's National Garage Sale Day! Here is the interesting history of where garage sales originated from and how they became so popular: https://nationaltoday.com/garage-sale-day/

08/10/2022

Volatility Remains - The next Fed meeting is in September. Up until that time, there will be several inflation readings and key economic reports for the Fed to consider. How these reports go may very well determine if and how much the Fed will hike rates. If the Fed continues to hike rates into a slowing economy, it is likely we may see another improvement in home loan rates.

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08/05/2022

Universal Lending is now offering Hybrid eClosing! This is being put into place to provide a more streamlined and secure process. Here’s some info on the benefits.

04/17/2019

Spring’s popping up all over. Longer days, early blooms – these are signs that it’s time to make some simple home repairs after the long winter. Here are 9 simple jobs to take care of in order to make sure you’re ready for the change of seasons.

Spring’s popping up all over. Longer days, early blooms – these are signs that it’s time to make some simple home repairs after the long winter. Here are 9 simple jobs to take car…

Address

Denver, CO
80224

Telephone

+13035126307

Website

http://ulc.com/tdress

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