CRS Insurance Brokerage

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CRS Insurance Brokerage CRS is a business insurance brokerage that makes your company’s insurance opportunities visible.

Growth is the goal. But growth without planning creates exposure.New contracts, larger projects, more people, more equip...
09/28/2026

Growth is the goal. But growth without planning creates exposure.

New contracts, larger projects, more people, more equipment: each one adds complexity to your risk profile. The businesses that scale with stability tend to be the ones that build loss prevention, contract oversight, and financial readiness into how they operate before the pressure hits.

Planning is not about avoiding risk. It is about making sure your business is positioned to handle what comes next.

The ones who treat it as an advantage tend to grow with fewer surprises.

Your business looks different now than it did at the start of the year. New revenue, new equipment, new contracts, new h...
09/23/2026

Your business looks different now than it did at the start of the year. New revenue, new equipment, new contracts, new hires. But most insurance programs only get reviewed once, at renewal.

That gap between what your business looks like today and what your policy was built around is where exposure lives.

Reviewing your risk profile before renewal gives you time to close those gaps, update your program, and make sure your coverage reflects your current operations.

Renewal is a deadline. The real work should start well before it.

Choosing a subcontractor based on the lowest number is tempting. But when that contractor struggles mid-project, the cos...
09/17/2026

Choosing a subcontractor based on the lowest number is tempting. But when that contractor struggles mid-project, the costs show up fast: delays, rework, claims, compliance issues.

Qualification goes deeper than checking certificates. It means evaluating financial stability, safety performance, project experience, and whether the company behind the bid can actually deliver.

The bid tells you what someone is willing to charge. Qualification tells you whether they can follow through.

It is one of the most effective ways to reduce risk before a project even starts.

Subcontractor risk doesn't begin on the jobsite. It begins before the contract is even signed.Insurance requirements, sa...
09/09/2026

Subcontractor risk doesn't begin on the jobsite. It begins before the contract is even signed.

Insurance requirements, safety records, financial verification: these are the things that protect your project before a shovel hits the ground.

CRS is hosting a seminar on subcontractor prequalification, covering what a solid process looks like and where the common gaps show up.

Presented by:
David Hite, Partner
Don Rivkin, Partner

📅 September 10
🕙 10:00 AM - 11:30 AM

To register, contact Allison Miles:
📧 [email protected]
📞 303.996.7867

Most contractors don't lose bonded projects because of price or capability. They lose them because their bonding wasn't ...
09/08/2026

Most contractors don't lose bonded projects because of price or capability. They lose them because their bonding wasn't ready when the opportunity showed up.

Bonding capacity moves with your financials, your backlog, and your project pipeline. When you treat it as something to figure out at bid time, you're already behind.

The contractors who grow into larger, bonded work are the ones who plan for it: keeping financials current, staying in conversation with their broker and surety, and aligning their project strategy with their capacity.

Read the full article on our blog. Link in comments.

Subcontractor risk doesn't begin on the jobsite. It begins before the contract is even signed.Insurance requirements, sa...
09/03/2026

Subcontractor risk doesn't begin on the jobsite. It begins before the contract is even signed.

Insurance requirements, safety records, financial verification: these are the things that protect your project before a shovel hits the ground.

CRS is hosting a seminar on subcontractor prequalification, covering what a solid process looks like and where the common gaps show up.

📅 September 10
🕙 10:00 AM - 11:30 AM
To register, contact Allison Miles:
📧 [email protected]
📞 303.996.7867

There are two ways to run a business. React when something changes, or plan before it does.The companies that plan ahead...
08/28/2026

There are two ways to run a business. React when something changes, or plan before it does.

The companies that plan ahead review their risks regularly, evaluate their workforce strategy before problems surface, and make sure their coverage keeps pace with their operations.

It does not take a major overhaul. It takes consistent attention to the areas that matter: your risk profile, your people, and your growth plan.

Proactive planning is not about predicting the future. It is about being ready for it.

A strong risk strategy is not built around what happens after an incident. It is built around reducing the chances one h...
08/24/2026

A strong risk strategy is not built around what happens after an incident. It is built around reducing the chances one happens at all.

The companies that get the best results invest in training, build safety protocols their teams actually follow, and make loss control part of how they operate every day.

When employees understand the risks in their environment, incidents go down. Claims go down. And that shows up at renewal.

Building a safer workplace is not just good for your people. It is good for your business.

You are putting time and money into your benefits program. But there is a good chance you are not getting everything you...
08/19/2026

You are putting time and money into your benefits program. But there is a good chance you are not getting everything you could out of it.

From how your plan is structured to how it is communicated to employees, small blind spots can quietly erode the return on what you are investing.

On August 20, Amy Dieterich from Intrepid Benefits will share strategies to uncover those gaps and get more from your benefits program without starting from scratch.

If you are an HR professional, business owner, or part of benefits decisions at your company, this one is worth your time.

📅 August 20 | 1:00 p.m. - 2:30 p.m.

To register:
Allison Miles
📧 [email protected]
📞 303.996.7867

Colorado just gave employers a new tool to challenge workers' comp premiums that were calculated using inflated claim es...
08/13/2026

Colorado just gave employers a new tool to challenge workers' comp premiums that were calculated using inflated claim estimates.

Senate Bill 26-175 creates a process for eligible employers to request a corrected Experience Modification Factor when claims close for less than originally estimated. For some businesses, that correction could mean lower premiums.

The key detail: it is not automatic. Employers need to monitor their claims, understand the deadlines, and work with an advisor who can guide the process.

Not sure if this applies to your business? We can help you find out.

303-996-7801 | crsdenver.com

Address

9780 S. Meridian Boulevard Suite 400
Denver, CO
80112

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+13039967801

Website

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