Local Advantage Mortgage, LLC

04/08/2026

Considering purchasing a home in West ? Today, we examine zipcode 80212 with our freinds from The Builders Lens.

ZIP code 80212 housing market analysis for west Denver, covering parts of Berkeley, Sloan Lake, West Highland, and Regis.This ZIP-level report breaks down cu...

03/14/2026

Are you considering a move to Wheat Ridge, ? Here's a snapshot of zip code 80033 in and recent real estate trends in the area from our friends - subscribe to the BuildersLens on Youtube for more area data.

ZIP code 80033 housing market analysis covering Wheat Ridge, Colorado and nearby west Denver communities. This report breaks down the latest home prices, aff...

02/15/2026

Most hashtag Rates remain in the 5s for qualified borrowers.
NO points required!
What is your lender offering?
#
NMLS 2361513

12/24/2025

Happy Holidays,

12/09/2025

Denver home values have increased 125% (nominal) since 2005.

While that may seem outsized, the previous 20-year period (1985–2005) actually saw even stronger appreciation of 159% (nominal).

See the top 25 North American cities with the fastest home price growth between 2005 and 2025, from Vancouver to Dallas.

10/19/2025

Mortgage rates. In the 5s. With NO points for well-qualified borrowers. 👀. We don't expect to stay this low very long. Later this week, we will get a look at the September Consumer Price Index, which is expected to rise and could push rates higher.

If you've been waiting for 5s, they are being served with NO points! Reach out for a no obligation, no cost consultation!

Rates/pricing change quickly and vary by borrower profile, loan type, and property. Not a commitment to lend. Equal Housing Lender.NMLS 2361513

10/10/2025

If you remember the bottom image, we are from the same place and time!

09/21/2025

We were concerned a Fed cut could lift , and that’s what’s unfolded so far, but some rates remain in the 5% to start the week!

With Core PCE, a full slate of Fed remarks, and rising Japanese bond yields on our radar, the balance of risk is working against lower , in our opinion.

The technical setup for U.S. bonds looks fragile, implying upward pressure on yields as a strong possibility.


NMLS 2261513

09/15/2025

A Saturday morning well spent giving time to Community Food Share in Louisville, sorting and repackaging a mountain of potatoes 🥔 so they can reach families in need. Big thanks to Xcel Energy Colorado for organizing and bringing Coloradans together for a day of service!

09/14/2025

barely budged this week. A 0.25% Fed cut is widely expected later this week, and largely embedded in today’s pricing. Markets still lean toward two additional cuts by year-end, but the wildcard is Chair Powell’s guidance.

If he introduces doubt about those additional cuts—or emphasizes a more data-dependent path—markets could reprice and nudge mortgage rates higher in the near term. With that backdrop, the near-term balance looks tilted a bit more toward risk than reward.

If you have been considering a of your current , your window may be closing in the near term.

NMLS 2361513

09/07/2025

The week begins with most purchase rates in the 5's!

Do you have a rate above 7%?
You may not want to let this opportunity slip by.

Obviously, we are thrilled to see the move lower in , but we have seen similar moves from time to time over the past few years, and are advising clients not to get greedy and expect a straight line down for mortgage .

Call, text, or DM us for a free consultation! NMLS 2361513

08/26/2025

Our conventional (blue line) are consistently below the national average as reported by Freddie Mac(red line). If you are buying or in Great rates ⬇️, and excellent service are just a call or DM away! Reach out today for a FREE, no obligation scenario quote! Local Advantage Mortgage, LLC!