Mack Humphrey NMLS #1110618

Mack Humphrey NMLS #1110618 Mack Humphrey | Mortgage Lending

📍 Denver, CO

🏠

Waiting for the "perfect time" is the easiest way to delay your goals. Growth starts the moment you shift your mindset a...
09/07/2026

Waiting for the "perfect time" is the easiest way to delay your goals. Growth starts the moment you shift your mindset and take that first step, ready or not.

If homeownership or refinancing is on your radar, don't wait for ideal conditions. Let’s make a plan and get you ahead of the game today. 📲

📩 DM me or reach out directly to get started:
📞 720-771-1308
🌐 www.mackhumphrey.com
✉️ [email protected]

Did you know life at 5,280 feet hits a little different? ⛰️⛳At Denver’s high elevation, lower air pressure means water b...
09/04/2026

Did you know life at 5,280 feet hits a little different? ⛰️⛳

At Denver’s high elevation, lower air pressure means water boils at 202°F and golf balls fly roughly 5%–6% farther thanks to thinner air and less aerodynamic drag!

Living in the Mile High City comes with its perks. Dreaming of making the move? Let’s chat about getting you home! 🏡✨

📩 [email protected]
📞 720-771-1308

Clients may never know how many little things had to go right behind the scenes.That’s kind of the point.The best proces...
09/04/2026

Clients may never know how many little things had to go right behind the scenes.

That’s kind of the point.

The best process is the one that feels steady before anyone has to ask why.

Mack Humphrey
NMLS ID # 1110618
First Coast Mortgage Alliance
Company NMLS ID # 2532831
[email protected]
720-771-1308

09/03/2026

Self-employed and write off your income on taxes? Don't let tax season ruin your dream of owning a home. 💼🏠

Most business owners think low taxable income means a guaranteed mortgage denial, but there's a specialized loan program built specifically for 1099s and entrepreneurs.

Watch the video to see how it works and if you qualify! 🎥👇

📌 Save this post or tag a fellow business owner who needs to see this!

Helping our clients reach their homeownership goals and maximize their savings down the road is what we do best! 🏠✨A hug...
09/02/2026

Helping our clients reach their homeownership goals and maximize their savings down the road is what we do best! 🏠✨

A huge thank you to Julie for sharing her experience refinancing her Denver home with us. We love being a trusted resource for you and your clients!

Whether you’re purchasing a new home or looking to refinance, we are here to guide you every step of the way.

📲 Reach out today to get started:
📧 [email protected]
📞 720-771-1308

I’m Mack Humphrey, and there’s a lot more to me than what I do for a living.I’ve always believed the way you approach on...
09/02/2026

I’m Mack Humphrey, and there’s a lot more to me than what I do for a living.

I’ve always believed the way you approach one part of your life tends to show up in the others.

For me, it’s about continuing to grow, enjoying the ride, and trying to leave people better than I found them.

So if you’re new here, now you know me a little better.

If you want to learn more or get in touch, let’s connect.

https://t.mtrbio.com/mack-humphrey

09/01/2026

Don't mistake a Pre-Qual for a Pre-Approval! 🛑

📄 Pre-Qual: Self-reported estimate. No documents checked. Won't win in a hot market.
📑 Pre-Approval: Verified credit, income, and assets. Proven budget that sellers trust.

💡 Pro Tip: Get pre-approved before you start touring homes so your offers stand strong and your financing is secured.

📌 Save this before starting your home search! Questions? Contact me today!

The Denver mortgage hack no one talks about 👇It’s called a Mortgage Recast.If you drop a lump sum ($5K–$10K+) onto your ...
08/31/2026

The Denver mortgage hack no one talks about 👇

It’s called a Mortgage Recast.

If you drop a lump sum ($5K–$10K+) onto your loan principal, your lender recalculates your monthly payment based on the lower balance.

✅ Keep your current interest rate
✅ Avoid thousands in refinance fees (~$250 flat fee)
✅ Lower your monthly payment instantly

Perfect for Denver buyers selling their previous home after closing on a new one! 🏔️✨

Note: Applies to conventional loans in the Denver metro area (FHA/VA excluded). Save this post for when you’re ready to buy!

Drop a 💬 below if you have questions about recasting, or share this with a Denver friend who is planning their next move! 📲

💡 Friday Mortgage💡Let’s talk about Private Mortgage Insurance (PMI)!A common myth is that you have to save 20% down to b...
08/28/2026

💡 Friday Mortgage💡

Let’s talk about Private Mortgage Insurance (PMI)!

A common myth is that you have to save 20% down to buy a home. In reality, PMI allows you to purchase with less down by protecting the lender in case of default. It’s simply a tool that helps you unlock homeownership years sooner instead of waiting on the sidelines! 🏠✨

Have questions about how PMI fits into your budget or how to eliminate it down the road? We’ve got the answers!

Ready to explore your loan options? Let’s chat! 🌐 www.mackhumphrey.com
📧 [email protected]
📞 720-771-1308

08/27/2026

Closing costs explained in less than 1 minute! 💰

Expect to pay 2%–5% of your loan amount on top of your down payment:
🏦 Lender Fees (Appraisal, origination)
📜 Title & Escrow (Search, title insurance)

🏛️ Gov Fees & Prepaids (Taxes, insurance)
💡 Pro Tip: You can negotiate seller concessions to help cover these!

📌 Save this for your next home purchase! Questions? Contact me today!

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Denver, CO
80111

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