05/13/2026
Does having an agent matter?
Sometimes it depends on your situation. If you have a basic set up like a Renters Policy and a Liability Only vehicle, sure something that like that may not merit an agent.
But if you have high levels of coverage, multiple assets you insure or business insurance. Yes, an insurance agent would be highly recommended.
Having a good agent means they keep an eye on your renewals. Shop your policy every so often to make sure your paying the least possible, as well as helping you understand your coverages so you can make informed decisions.