Bryant Pryor - Mortgage Banker - NMLS 484157

09/18/2024

https://www.washingtonpost.com/business/2024/09/18/fed-meeting-interest-rate-cut-decision-live-fomc/

📉 Breaking News from the Federal Reserve Meeting! 📉

The Federal Reserve just met, and while no immediate interest rate cut was announced, discussions are heating up. If you’ve been on the fence about refinancing your mortgage, NOW might be the perfect time to consider locking in a better rate before any market shifts!

🏡 With current rates still historically low, refinancing can:

• Lower your monthly payment 💵
• Help you pay off your mortgage faster ⏳
• Free up cash for home improvements 🔧

Thinking about your options? Let’s chat to see how you can save money and build a stronger financial future!

Don’t wait for the next Fed meeting—reach out today!

The Federal Reserve is slated to cut interest rates in its meeting Wednesday. Follow along for live updates on the Fed interest rate decision.

01/01/2024

Happy New Year! Wishing past, current, and potential clients continued blessings over family and friends, near and far. Cheers to a prosperous year ahead!

11/23/2023

On this Thanksgiving Thursday, let's remember to give thanks not just for the feast, but for all the small and big blessings in our lives. The Bible tells us to "give thanks in all circumstances" (1 Thessalonians 5:18), and today is a perfect day to do just that. Whether you're with family, missing someone, or finding it hard to be grateful, know that every moment is a gift from above.

If today is tough for you, that's okay too. Thanksgiving isn't just about being happy, it's about being thankful for what we have and who we have in our lives — even the challenges that make us stronger.

Let's spread kindness, share love, and remember that we're never alone because God is with us through it all. Happy Thanksgiving! 🍂🙏🏾🦃

What are you thankful for?

09/22/2023

https://fortune.com/2023/09/20/housing-market-stressed-lennar-offers-4-percent-mortgage-rate-buydowns-in-colorado/

Navigating the ever-evolving real estate market in Denver can be a journey filled with opportunities and challenges. With recent shifts and trends, it’s more important than ever for home buyers, sellers to stay informed and strategically approach the market. Let’s delve into the current state of Denver’s housing landscape.

🏡 **Denver’s Market Dynamics:**
Denver has been in the spotlight with its housing market undergoing a period of correction. Rapid price movements and issues surrounding affordability have resulted in a somewhat sluggish demand. However, these challenges also open doors to unique opportunities and insights for those looking to participate in the market.

💰 **Strategic Mortgage Rates:**
In a noteworthy development, Lennar, a Fortune 500 homebuilder, is offering a fixed mortgage rate of 4.25% in select Colorado communities, including Denver! This stands in stark contrast to the current average 30-year fixed mortgage rate of 7.30%, showcasing the strategic moves being made within the industry.

🔍 **Reasoning Behind the Trends:**
The adjustments in the market are a response to the changing dynamics of supply and demand, mortgage rates, and overall economic factors. Denver, in particular, has seen a greater softening in the market due to strained fundamentals, prompting industry players to adopt innovative strategies to reinvigorate the market.

🌟 **Inventory Insights:**
Denver’s housing inventory has been a focal point of discussion. Understanding the availability of properties, pricing trends, and buyer competition is essential for making informed decisions. Realtors play a crucial role in guiding clients through this landscape, identifying the best opportunities, and ensuring a smooth transaction process.

🤝 **Community Connection:**
Whether you’re a prospective buyer, a seller, or a real estate enthusiast, staying connected with local experts, realtors, and the community is key to navigating Denver’s real estate market successfully.

Together, we can share insights, experiences, and support each other in building a thriving Denver community.

In conclusion, Denver’s housing market is a dynamic environment with its own set of challenges and opportunities.

By staying informed, strategically approaching the market, and fostering community connections, we can all contribute to a vibrant and prosperous Denver real estate landscape.

Lennar, a homebuilder ranked No. 119 on the Fortune 500, is presently promoting a "fixed [mortgage] rate of 4.25%" in Colorado.

07/28/2023

🏠 My clients Just Closed on this Gem! 🎉 Excited to share the success of our exclusive Community Physicians program designed for doctors, dentists, physicians, and veterinarians. 👩‍⚕️👨‍⚕️

🔑 With the Community Physicians program's unbeatable pricing (rate in the Mid 5's 😮) and tailored mortgage solutions, we make homeownership more accessible to medical professionals. 💼

🤝 Grateful to our realtor partner in Houston for collaborating with us to find the perfect mortgage solutions for their clients. Together, we're making homeownership dreams a reality! 🏡

If you or your clients are looking for a mortgage program designed specifically for medical professionals, I'd be thrilled to help. Let's connect! 🤝

07/20/2022

The best Down Payment Assistance and Grant Program Available!

06/09/2022

https://sentinelcolorado.com/news/metro/chasing-progress-homeownership-gap-between-white-and-latino-coloradans-narrows-worsens-for-black-residents/

After 50 years, homeownership gap between white and Latino Coloradans narrows. But for Black Coloradans, it’s widened.

05/31/2022

If you’re in the market for a home, there’s good news. Data from realtor.com shows the number of listings coming onto the market, or new listings, has been rising this year.

DM me so you can stay up to date on the latest homes coming to the market in our area.

05/26/2022

600 Fico Minimum + 100% Financing + 2% Closing Cost Credit + No Mortgage Insurance !

If you reside in:
-Denver🏔
-Dallas/Ft. Worth🤠
-Phoenix🏜️
-St. Louis 🌉
-Kansas City⛲

You may be eligible for a 5% or 3% grant toward the down payment on a home! As well as a 2% grant toward closing cost. If you qualify for the grant, there is no need to repay the grant back.

🏠 Minimum Fico Requirement 600.
🏠 No Private Mortgage Insurance.
🏠 First Time Homebuyer.
🏠 No Application Or Origination Fee.
🏠 Income Limits Apply.
🏠 Property Must Be A Single Family Residence/Townhome. No Condos.
🏠 Primary Residence & Owner Occupied.
🏠 Completion of A Homeownership Education Course is required.

Feel free to reach out with any questions or more details on the loan program 🙂

Also if you know anyone who can benefit from this program please share it with them.

Bryant Pryor
NMLS #484157
UMB Bank

05/19/2022

It’s true mortgage rates are rising, but it’s also important to have perspective. Today’s mortgage rate still gives you a window of opportunity to lock in a rate that’s comparatively lower than the historical average. DM me, and let’s work together to make your homebuying goals a reality before rates rise further.