Society of Financial Service Professionals - Rocky Mountain Chapter

02/02/2023

The Rocky Mountain Chapter of SFSP invites you to our February meeting:

"The Secondary Market for Life Insurance: Current Trends, New Applications"

Tuesday, February 21, 2023
11:30am - 1:00pm
Zoom Conference Call

This course examines the trends that are driving the secondary market’s continued growth and provides an overview of the five most common applications being used by advisors today. The presentation will specifically discuss term settlements, policy replacement strategies, Retained Death Benefit Options (with and without a cash settlement) and settlements for smaller face policies, using several case examples to illustrate the concepts being presented.

In addition, the seminar will discuss factors that determine a policy’s value and strategies for educating others about the opportunities presented by the market.

Register here:

"The Secondary Market for Life Insurance: Current Trends, New Applications"by Peter M. Hershon, Senior Vice President, Coventry

01/03/2023

The Rocky Mountain Chapter of SFSP invites you to our January meeting:

"Social Security Update"

Tuesday, January 17, 2023
11:30am - 1:00pm
ViewHouse, 7101 South Clinton Street, Centennial, CO 80112

As you begin to approach retirement, you may see a flood of information that may or may not be fully accurate. Josh Weller, Public Affairs Specialist with the Social Security Administration, will provide an educational webinar for attendees who are interested in learning more about their future benefit options.

This presentation will cover many of the common Social Security benefit questions including: how are my benefits calculated, benefit eligibility factors, the application process, an overview of all the different benefits Social Security administers and more. Feel free to bring your Social Security questions with you as Josh Weller will answer attendee’s questions at the end of the presentation.

Register here:

11/29/2022

WE NEED YOU!

We normally don't have any kind of meeting...virtual or in person...during the month of December but your board wanted to update and share some thoughts with you about the Chapter. We also need to hear from you!

What do you like about our Chapter and your membership and what ideas would you like to share?

Because this is about your membership and the direction of our Chapter we really need to hear from you. This is your association and we want to make sure that you are receiving all the benefits that membership offers!

Please join us and share your thoughts...and your favorite holiday drink recipe!

"Happy Hour State of the State
of the Rocky Mountain SFSP Chapter"
Thursday, December 1, 2022
4:00pm - 5:30pm
Virtual via Zoom
Register here: https://form.jotform.com/223265538627159

10/12/2022

The Rocky Mountain Chapter of SFSP invites you to our October meeting:

"Real Estate Tax Strategies"

Tuesday, October 18, 2022
11:30am - 1:00pm
ViewHouse, 7101 South Clinton Street, Centennial, CO 80112

Andy Raney, Senior Vice President at Cantor Fitzgerald, will provide an update on real estate rates and inflation and will also share the benefits of tax efficient income, 1031 exchanges, 721 UPREITs, and opportunity zones.

Register here:

Please click the link to complete this form.

09/16/2022

The Rocky Mountain Chapter of SFSP invites you to our September meeting:

"Bitcoin, Cryptocurrency, and Blockchain Technology"

Tuesday, September 20, 2022
11:30am - 1:00pm
ViewHouse, 7101 South Clinton Street, Centennial, CO 80112

Join us for an introduction to blockchain technology and cryptocurrency. Matt Millen, Denver Crypto Group, will cover the basics behind the tech and the benefits and risks that go along with these tools.

Please join us on Tuesday, September 20, 2022 from 11:30am - 1:00pm at the ViewHouse. We will hear from Matt Millen who will present on 'Bitcoin, Cryptocurrency, and Blockchain Technology'. Sign up today!

05/13/2022

The Rocky Mountain Chapter of SFSP invites you to our May meeting:

"State of the State"

Presented by:
Senator Jim Smallwood

Tuesday, May 17, 2022
11:30am - 1:00pm
ViewHouse, 7101 South Clinton Street, Centennial, CO 80112
or via Zoom

Register here:

Please join us on Tuesday, May 17, 2022 from 11:30am-1:00pm at the ViewHouse or virtually via Zoom. We will hear from Colorado Senator Jim Smallwood who will present his 'State of the State'. Sign up today!

04/13/2022

The Rocky Mountain Chapter of SFSP invites you to our April meeting:

"Retirement Planning Panel"

Tuesday, April 19, 2022
11:30am - 1:00pm
ViewHouse, 7101 South Clinton Street, Centennial, CO 80112
or via Zoom

Recent legislation has made the topic of group retirement plans important, especially for those employers with more than five employees. As most of us have worked with business owners, it is important to understand the topic. For this panel discussion, we will have a few representatives that work in the space discuss their roles as well as the Colorado Secure Savings Program (if you haven’t heard of it yet, this presentation will be just the beginning).

Register here:

Please join us on Tuesday, April 19, 2022 from 11:30am-1:00pm at the ViewHouse or virtually via Zoom. We will hear from four panelists who will discuss retirement plans. Sign up today!

03/01/2022

The Rocky Mountain Chapter of SFSP invites you to our March meeting:

"Six Accelerants to a High Performing Practice"

Presented by:
Mike McGlothlin, ChFC®, CLU®, CFP®, LUTCF®

Tuesday, March 15, 2022
11:30am - 1:00pm
ViewHouse, 7101 South Clinton Street, Centennial, CO 80112
or via Zoom

We continue to see major demographic shifts affecting the financial services sector in the United States. Pressure on government and entitlement programs continues to mount, placing the vast majority of Americans at reduced retirement incomes. Compound this with the effects of the 2020 global pandemic and it shifts a greater burden to the financial community to find more income with less assets than ever before.

For these reasons, our industry needs to change the way we behave, act and think about retirement income planning for Americans of all ages. Planners making a successful shift will grow their business faster, attract more clients, and remain relevant in the greatest shift from the workforce to retirement that we have ever seen in the United States.

What you’ll learn from this presentation:
Why the United States is trending toward an income focus versus an asset focus
How to shift the risk of Social Security reductions and why clients are making a critical mistake
How you might be risking your practice by not talking about income with your clients
A revolutionary way to drive value for your clients and your practice
Ways to provide a better outcome to your retirement clients while growing your assets

Register here: http://events.r20.constantcontact.com/register/event?oeidk=a07ej2f7cpcaaf0f536&llr=za8mdoxab

Thank you to our generous sponsor!
Ameritas
https://www.ameritas.com/industry-professionals/retirement-plans/

02/09/2022

The Rocky Mountain Chapter of SFSP invites you to our February meeting:

"Challenges and Solutions for Divorcing at an Elder Age"

Presented by:
Dr. Sara Stolberg Berkowicz, CFP®, CDFA®, College for Financial Planning

Tuesday, February 15, 2022
11:30am - 1:00pm
ViewHouse, 7101 South Clinton Street, Centennial, CO 80112
or via Zoom

Sara did her dissertation on Gray Divorce and will speak scholarly and with practical tips about the following:
- What is Gray Divorce and why should people be concerned about it?
- How Gray Divorce reduces retirement funds and generally affects women more adversely.
- How it changes Social Security.
- Aspects of estate planning that are important in divorce.

Register here: http://events.r20.constantcontact.com/register/event?oeidk=a07ej1h70mre4f2a599&llr=za8mdoxab

Thank you to our generous sponsor!
Cantor Fitzgerald Capital
http://www.cantor.com

Please join us on Tuesday, February 15, 2022 from 11:30am-1:00pm at the ViewHouse or virtually via Zoom. We welcome Dr. Sara Stolberg Berkowicz, CFP®, CDFA® who will present 'Challenges and Solutions for Divorcing at an Elder Age'. Sign up today!

12/30/2021

The Rocky Mountain Chapter of SFSP invites you to our January meeting:

"Insurance Funding and Alternatives in Buy-Sell Planning"

Presented by:
James S. Aussem
Cavitch Familo & Durkin, Co., LPA

Tuesday, January 18, 2022
11:30am - 1:00pm
ViewHouse, 7101 South Clinton Street, Centennial, CO 80112
or via Zoom

This presentation will cover:
~ The different forms of buy-sell arrangements and when to use one versus another.
~ The presentation will provide an analysis of the most often used/important provisions in planning the disposition of closely-held business interests.
~ The use of life insurance and alternative methods to fund/create the economics of buy-sell transactions will be explained with examples.
~ The attendee should come away with a workable/useful knowledge of buy-sell planning and how they can use it in their practice.

Register here:

Please join us on Tuesday, January 18, 2022 from 11:30am-1:00pm at the ViewHouse or virtually via Zoom. We welcome James S. Aussem who will present 'Insurance Funding and Alternatives in Buy-Sell Planning'. Sign up today!

10/28/2021

Please join Rocky Mountain Chapter of SFSP at our November meeting:

"Looking through the Crystal Ball, Tax Updates for 2022"

Presented by:
Michael Angell, MSF, CFP®, EA, College for Financial Planning

Tuesday, November 16, 2021
11:30am - 1:00pm
ViewHouse, 7101 South Clinton Street
Centennial, CO 80112

What is the new normal? In 2017, Congress gave us an aggressive and business-friendly fiscal package in the Tax Cuts and Jobs Act. In 2019 the SECURE Act was designed to make saving for retirement easier. Fast forward to the present day and political sentiments in D.C. have clearly shifted. There is now a concerted and ongoing effort to raise taxes on businesses, increase estate taxes, and institute innovative, if not radical, new measures to tax the wealthy. How successful have these efforts been? Will they work? What will taxes look like in 2022?

Register here:

Please join us on Tuesday, November 16, 2021 from 11:30am-1:00pm at the ViewHouse. We welcome Michael Angell, MSF, CFP®, EA who will present 'Looking through the Crystal Ball, Tax Updates for 2022'. Sign up today!

10/07/2021

The Rocky Mountain Chapter of SFSP invites you to our October meeting:

"Underlying Benefits of Reverse Mortgages"

Presented by:
George Bain and Harlan Accola
Fairway Independent Mortgage Corporation

Tuesday, October 19, 2021
11:30am - 1:00pm
ViewHouse, 7101 South Clinton Street
Centennial, CO 80112

Financial advisors have long looked at reverse mortgages as the "Loan of Last Resort"-- the ugly stepsister of the retirement planning story. This workshop will create a major paradigm shift in your thinking. The instructors will explain how recent program changes and groundbreaking research by the financial planning industry and noted academics have overwhelmingly proven the necessity of using reverse mortgages at the age of 62, not 82. With 10,000 Baby Boomers turning 62 daily and over $6 trillion in home equity amongst your senior clients, reverse mortgages just may be the late coming Cinderella to the retirement ball that fixes the retirement crisis we are facing.

This presentation will cover how a reverse mortgage can reduce tax obligations, decrease sequence of returns risk, increase portfolio survivability, and effects to your retirement income efficiency.

Register here:

Please join us on Tuesday, October 19, 2021 from 11:30am-1:00pm at the ViewHouse. We welcome George Bain and Harlan Accola who will present 'Underlying Benefits of Reverse Mortgages'. Sign up today!