Melissa Bowman, Mortgage Loan Officer

Melissa Bowman, Mortgage Loan Officer Westerra Credit Union Mortgage Loans:
- FHA
- VA
- Conventional
- Portfolio
- Jumbo

Equal Opportunity Lender. NMLS 302541, Westerra NMLS 421606.

As a not-for-profit financial cooperative, Westerra is owned by all who have accounts at the credit union. There are no stockholders – all proceeds are returned to members through higher dividends on savings, lower rates on loans, lower fees and enhanced convenience. More Coloradans are choosing Westerra. Here's why:

A Focus on Education - Westerra believes everyone should have the information th

ey need to manage their money. We were started by teachers 85 years ago – and we’re still committed to helping people learn. Call us with your questions at 303-321-4209 or attend a free seminar. A Strong Local Heritage – Westerra has a strong heritage in our schools. We are committed to financial education through making presentations in classrooms, providing grants to schools and helping individuals and families learn smart money management skills. Learn more about us. Westerra Gives Back More – Westerra returns more to members through lower interest rates on loans and higher dividends on savings. Westerra members save $491 annually in lower fees and better rates compared to banks in Colorado--and all members combined save $16.7 million every year. Check out today’s savings rates, loan rates and mortgage rates. Voted Best of the Best by Consumers – Westerra was voted "Best of the Best" by readers of Colorado Community Media newspapers in 2015 and 2016. In our own monthly service quality surveys, 9 out of 10 members rate Westerra 9 or 10, with 10 being the highest service score possible! Your Funds Stay in Colorado – Deposits are invested in members through loans for cars, homes, education and other needs, keeping funds working locally in Colorado. Credit Unions Work Together By Sharing Branches and ATMs – We believe more can be accomplished by working together. You can access your Westerra accounts at 200 shared CO-OP Shared Branching locations in Colorado (5,000 nationwide) and through 1,000 Free ATMs in Colorado (30,000 nationwide). Top 5-Star Rating for Financial Strength – Driven by our strong capital position, Westerra has earned the highest financial rating every quarter consecutively since 1992 by Bauer Financial, Inc. Deposits are federally insured up to $250,000 per member by the National Credit Union Administration (NCUA). Easy to Join – Everyone in the 7-county Denver metro area can join. Stop by any of our convenient branches to open your account.

12/11/2024

Let me know in the comments! 👇

NMLS 302541
303-668-9517
[email protected]

5.0 star review received on Experience.com for Melissa Bowman by Derek P - Very professional and responsive
12/02/2024

5.0 star review received on Experience.com for Melissa Bowman by Derek P - Very professional and responsive

Click to see all 128 reviews of Melissa Bowman, Mortgage Sales Manager and Loan Officer | NMLS # 302541

11/27/2024

🚨 Exciting News Alert! The 2025 baseline conforming loan limit is set to increase to $806,500, and Westerra is giving YOU access to it early! 🎉

This means more eligibility and more opportunities for you to step into homeownership sooner than expected.

Don’t miss out – your chance to make it happen starts now. Reach out today!

11/25/2024

Investing in a multi-generational home is truly life-changing for the whole family. 🏡 It’s not just about sharing costs or getting a bigger space; it's about creating a loving environment and making eldercare easier. Finding the perfect home can be complex, but that's where I come in to simplify the journey for you. Let's make your dream home a reality together. 🌟 Contact me today!

NMLS 302541
303-668-9517
[email protected]

5.0 star review received on Experience.com for Melissa Bowman by Taylor L - Melissa was so personable and helpful thru t...
11/11/2024

5.0 star review received on Experience.com for Melissa Bowman by Taylor L - Melissa was so personable and helpful thru the entire thing! We are so greatful for her expertise!

Click to see all 126 reviews of Melissa Bowman, Mortgage Sales Manager and Loan Officer | NMLS # 302541

11/04/2024

Cozy Fireplace or Outdoor Fire Pit? 🔥

NMLS 302541
303-668-9517
[email protected]

10/29/2024

By following these fall maintenance tips, you can protect your property, save on energy costs, and enjoy a cozy and trouble-free winter season. 👏🏻

NMLS 302541
303-668-9517
[email protected]

4.5 star review received on Experience.com for Melissa Bowman by Carl B - Melissa was very helpful and explained answers...
10/28/2024

4.5 star review received on Experience.com for Melissa Bowman by Carl B - Melissa was very helpful and explained answers to my many questions.

Click to see all 125 reviews of Melissa Bowman, Mortgage Sales Manager and Loan Officer | NMLS # 302541

5.0 star review received on Experience.com for Melissa Bowman by Garry M - Melissa was extremely helpful and responsive....
10/17/2024

5.0 star review received on Experience.com for Melissa Bowman by Garry M - Melissa was extremely helpful and responsive. The loan process can be a challenge in all cases, but Melissa helped streamline things and get them done. Much appreciated.

Click to see all 124 reviews of Melissa Bowman, Mortgage Sales Manager and Loan Officer | NMLS # 302541

Attention first-time homebuyers! 📢 Your chance to gain valuable insight from industry experts is here with our FREE virt...
10/14/2024

Attention first-time homebuyers! 📢 Your chance to gain valuable insight from industry experts is here with our FREE virtual seminar on October 29th at 12 p.m. MDT. Get $500 off your closing costs just for attending! Don’t miss this incredible opportunity – claim your spot today. 👉🏻 www.WesterraCU.com/homebuyer

*Closing cost credit will only be granted to attendees of the First-time homebuyer seminar on October 29, 2024, and will be applied at closing. Visit westerracu.com/homebuyer for complete details and qualifications.

Communication is key (to your new home)! 🔑 Thank you, Ryan, for the feedback. It was a pleasure working with you.NMLS 30...
10/09/2024

Communication is key (to your new home)! 🔑 Thank you, Ryan, for the feedback. It was a pleasure working with you.

NMLS 302541
303-668-9517
[email protected]

Address

3700 E Alameda Avenue
Denver, CO
80209

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 6pm

Telephone

+13036689517

Website

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