Low Stress Jess Home Loans

Low Stress Jess Home Loans Every one of my clients is educated and feels confident throughout the process. Welcome! Here’s a bit about me to help you with all three of those pieces.

Equal Housing Lender/ Equal Housing Opportunity
Jessica Glaeser NMLS: 2263464
Ph: 720.722.1116
Low Stress Jess Home Loans Powered By Xpert Home Lending Inc NMLS: 2179191 I’m so glad that you have found me and that we are beginning to work together. I know it can be difficult to find a loan officer that you know, like, and trust. I began my work in client services nearly 25 years ago as a counter

service representative at McDonald’s. I have had a variety of clients that I’ve served in those 25 years. I count myself lucky to have had the opportunity to serve others in multiple capacities and communities. At times, I’ve served as hospitality for rock stars and celebrities. I’ve served as a Personal and Executive Assistant to CEO’s. I’ve served our most vulnerable and marginalized populations with my Master’s degree in mental health. I’ve served in leadership of a grassroots volunteer organization in Korea. I’ve also served impoverished communities internationally throughout my life starting from a young age. And, of course I love to serve others as a“hospitalian” in my own home. Adjectives that have been used to describe me in my roles are, passionate, tenacious, caring, real, authentic, generous, driven, and dependable. The truth is, I feel the most purposeful in the service of others. My energy to help is endless. Today, my role is to serve my clients, and future clients, with a low stress mortgage that matches their goals now and for the next 30 years. Yes, you can call me “Low Stress Jess.” You can find me on instagram as well, where I offer many valuable tips to help homebuyers learn about the steps they need to take to be ready to buy. To produce a low stress mortgage that matches my clients goals I use an extremely comprehensive system of processes and communication. The system I use has been refined by the #1 Mortgage Company in the USA, Zenith Home Loans. I continue to serve my community through donations of time and funds to local nonprofits. Every client gets to choose a charity from my list to make a donation in honor of their closing. I also volunteer regularly as a foster mom and fundraiser for Big Bones Canine Rescue. I hold a board member role for Making an Impact Colorado. I’m a coordinator for The Kruse Foundation where I assist with planning and coordinating Christmas donations for children in the foster care system throughout the year. And, I’m a business sponsor for We Ride 4, a local cycling club that raises funds to support local children getting access to bicycles. When I’m not working, I’m hosting a Walk and Talk-o Meetup, being an Auntie, fostering dogs, hiking, cycling, kayaking, camping, sipping wines of consequence, searching and finding the best bites, traveling, walking, and planning memorable events. I hope this short introduction was helpful to building our working relationship. Just know that I’m a champion of your goals and I will work tirelessly on your behalf. Serving you brings me joy! Zenith Home Loans does Business in Accordance with Federal Fair Lending Laws. NMLS ID 1818094. CO: Mortgage Company Registration 1818094. For state specific licensing, visit https://zenithhomeloans.com/national-licenses/

08/31/2026

Shout out to the Colorado Residential Real Estate Council Certified Residential Specialists (CRS) on their successful Baby Goat. Happy Hour. I am so lucky to be a proud sponsor!!!

First off, what is CRS? It’s a designation that is earned through production and education. For professional real estate professionals, there simply isn’t a higher standard for education. And, it’s one of the only designations that requires production as well.

When you earn the designation, you enter a community of support. The most cutting-edge resources are shared openly at their education days and events. And, you have community across the world for support.

Most CRS’ designee’s tell me that a strong part of their business comes directly from other CRS’s and the referrals come from around the world!!! One CRS told me she closes 7-10 transactions from CRS referrals every year.

At our event, I watched a referral unfold before my eyes. Felicia Beltran received a client message asking for a referral to x city. We all thought about CRS’ in that city. Boom. That referral was matched up.

This business can be tough. And, what I’ve noticed is that our support system makes everything easier. This support system will lift you higher than you can imagine.

Curious to learn more? Contact the leadership team some who are tagged. They will give you a direct path on how to succeed.

08/28/2026

📉 Financial Fridays Recap 📉

This week in rates: quiet start, a nice dip Tuesday (thanks, oil prices and peace talks 🛢️), then a small uptick Thursday as markets braced for new Fed Chair Kevin Warsh’s speech.

His take? Inflation’s still running hot — but that’s about the Secured Overnight Financing Rate the Fed controls, not mortgage rates. Those follow the 10-year Treasury, so we’re watching, not worrying. 👀

💳 Money tip: Sitting on credit card debt at 20-30% interest and own a home? A HELOC, fixed 2nd mortgage or cash-out refi could bring that down to ~7-9% — saving you hundreds a month. A HELOC or a fixed 2nd doesn’t change your rate on your first mortgage. Pro move: use the avalanche method — pay off your highest-interest debt first. 🏔️

Questions about your rate or how to tackle debt smarter? Drop a comment or DM me 👇

08/21/2026

🔑 Financial Fridays: This Week’s Rate Recap 📊

Let’s talk money 👇

💡 My tip of the week (from The Intelligent Investor): Inflation quietly eats away at your purchasing power. If I’m sitting on cash in a regular savings account, it’s actually losing value over time. My advice? Keep your savings somewhere it can grow — stocks or high-yield accounts — especially while you’re saving that 3-5% down payment. 🏡💰

📈 Rate recap:
🔹 Rates climbed for 3 straight days to start the week
🔹 Wednesday: Some relief from lower oil prices + Treasury buyback news
🔹 Thursday: Rates ticked back up

Zoom out though — we’re still in the best 12-month rate stretch since 2022 🙌

👀 Looking ahead: New Fed Chair Kevin Warsh speaks next week, plus fresh economic data on deck. Could move the needle — I’ll keep you posted!

🚨 Big news: I’m now lending nationwide! And I’ve got info on how buyers are locking in rates 2% lower than what you’re seeing right now.

📲 Drop a comment or DM me — let’s talk about your homebuying game plan!

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08/07/2026

Huge win for my buyers results in jumping for joy!!!!
Thousands of dollars saved in the bank from concessions, inspection items, and instant equity. Right now a lender paid 1/0 buydown gets most folks into the 5’s… what an incredible buyers market we are in!!

08/07/2026

📉 FINANCIAL FRIDAYS with Low Stress Jess 📉

Where are rates headed this week? Let’s break it down 👇

📊 Monday/Tuesday: Lowest rates in 2 weeks (oil prices cooled off) 📈 Thursday: Ticked up slightly on overseas headlines 💼 Today: Jobs report came in weaker — and that’s actually GOOD news for rates (fewer jobs = lower inflation expectations = bonds rally = rates drop)

Right now we’re sitting in the high 6s. No promises on next week (it’s been a rollercoaster! 🎢), but there’s hope for a dip.

💡 Money tip of the week: Build layers into your financial plan. Start with an emergency fund (3-6 months), then investment accounts. Homeowners with 20%+ equity — consider setting up a HELOC BEFORE you need it. Low cost, no interest unless you use it, and it’s easier to qualify now than after a change in income.

🏡 Good news if you’re buying now: I have a lender-paid 1-0 buydown available — that’s 1% off your rate for the first year. Get into the home you love today, refinance when rates drop.

No stress. Just straight answers.

📲 Call or DM Low Stress Jess today.

MortgageBroker RateUpdate HELOC HomeLoans

08/01/2026

Can’t wait to meet the next 70 clients and make those dreams come true! Who do you know?

07/31/2026

🏡 Financial Fridays with Low Stress Jess 📈

Where are rates this week? Sitting at a 1-year high of 6.83% on the 30-year fixed.

Why? 3 things at play:
🛢️ Iran/oil conflict volatility
💴 Japan/US currency moves
🏦 Fed held steady (no hike, no cut)

The good news? Nothing’s fundamentally broken. Rates could decrease if the Iran conflict resolves — or see more bumps if it doesn’t. 👀

Right now I’m offering a 1-0 buydown — that’s 1% off your rate for the first year, saving you hundreds/month. Once you run the break-even math... it just makes sense. 💰

Buying in the next year or two? Let’s chat — even if you’re not ready yet. No pressure, just info. 😊

📲 Reach out anytime — I’m here to help, low stress.

RateUpdate

07/31/2026

🎉 70 FIVE-STAR REVIEWS! 🎉
I am beyond grateful today. Hitting my 70th 5-star review isn’t just a number to me — it’s a reflection of every trust-filled relationship that got me here. 🙏
This milestone didn’t happen by accident. It happened because of:
✅ The trust of my realtors and clients — you took a chance on me, referred your people to me, and let me be part of one of the biggest decisions of your life. That trust is everything.
📚 Hours upon hours studying mortgage guidelines — because “low stress” only works when I know the guidelines inside and out. My clients deserve a broker who has already done the homework. Being creative when other lenders say “no”.
🗣️ A real commitment to educating my clients — no jargon, no confusion, just clear answers so you can make confident decisions.
🎓 Mentorship from the best in this business — I didn’t get here alone. I stood on the shoulders of people who poured their knowledge and experience into me, and I’ll always be grateful for that.
💪 A growth mindset through one of the toughest mortgage markets in history — rates, rules, and challenges changed constantly these past few years. Instead of shrinking back, I leaned in, adapted, and grew.
To every client who trusted me with their home, every realtor who believed in me enough to refer their people — this is YOUR win as much as mine. Thank you for making Low Stress Jess a name you can count on. 💛
Here’s to the next 70. 🏡✨
TrustedByRealtors HomeLoans MortgageExpert

07/27/2026

It’s Q&A time with your favorite Low Stress Jess! Here we debunk the myths. Answer your burning questions. And take you behind the scenes on mortgages. Today we’re answering the question about credit. Should I wait to talk to a lender until my credit is perfect and all my debt is paid off. The answer might surprise you. And I’m gonna tell you absolutely not. The reason is that sometimes you unintentionally slow down your own process by doing this. As a mortgage lender, I have access to tools that you the consumer do not. Have simulators that are programmed for the mortgage credit pull, which is different than the algorithm for consumer credit pull. I also have direct access to a servicer that can push updated information to the bureaus which saves so much time. If you use all of your funds to pay off debt, you may have lower savings, which could also impact your mortgage. When you work with Low Stress Jess Home Loans you are given a direct path and plan on how to achieve your goals as quickly and as easy as possible. You’ll be educated throughout the process and fill 100% confidence sitting down at the closing table. Don’t wait until your credit is perfect. Reach out to me today.

07/21/2026

Hey realtors! 🚪🔑
We just got another file approved in underwriting in a single day! ⚡️
I know “same-day approval” sounds like a unicorn in our industry, but when you have the right systems in place, it’s just standard procedure. Most lenders don’t have the Low Stress Jess checklists, streamlined processes, and dialed-in systems that make a same-day approval likely on the majority of files.
Huge shoutout to my amazing processor, Rebekah May — none of this happens without her incredible talent, detail-oriented wizardry, and hustle! 🙌✨
When your buyers work with us, you get speed, zero last-minute surprises, and a clean clear-to-close.
Got a buyer who needs a fast, low-stress approval? Drop me a DM or send them my way! 📱👇

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Remote Work/Xpert Home Lending Inc 100 High Point Park Way Suite 202
Denver, CO
30517

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