Low Stress Jess Home Loans

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Low Stress Jess Home Loans Every one of my clients is educated and feels confident throughout the process. Welcome! Here’s a bit about me to help you with all three of those pieces.

Equal Housing Lender/ Equal Housing Opportunity
Jessica Glaeser NMLS: 2263464
Ph: 720.722.1116
Low Stress Jess Home Loans Powered By Xpert Home Lending Inc NMLS: 2179191 I’m so glad that you have found me and that we are beginning to work together. I know it can be difficult to find a loan officer that you know, like, and trust. I began my work in client services nearly 25 years ago as a counter service representative at McDonald’s. I have had a variety of clients that I’ve served in those 25 years. I count myself lucky to have had the opportunity to serve others in multiple capacities and communities. At times, I’ve served as hospitality for rock stars and celebrities. I’ve served as a Personal and Executive Assistant to CEO’s. I’ve served our most vulnerable and marginalized populations with my Master’s degree in mental health. I’ve served in leadership of a grassroots volunteer organization in Korea. I’ve also served impoverished communities internationally throughout my life starting from a young age. And, of course I love to serve others as a“hospitalian” in my own home. Adjectives that have been used to describe me in my roles are, passionate, tenacious, caring, real, authentic, generous, driven, and dependable. The truth is, I feel the most purposeful in the service of others. My energy to help is endless. Today, my role is to serve my clients, and future clients, with a low stress mortgage that matches their goals now and for the next 30 years. Yes, you can call me “Low Stress Jess.” You can find me on instagram as well, where I offer many valuable tips to help homebuyers learn about the steps they need to take to be ready to buy. To produce a low stress mortgage that matches my clients goals I use an extremely comprehensive system of processes and communication. The system I use has been refined by the #1 Mortgage Company in the USA, Zenith Home Loans. I continue to serve my community through donations of time and funds to local nonprofits. Every client gets to choose a charity from my list to make a donation in honor of their closing. I also volunteer regularly as a foster mom and fundraiser for Big Bones Canine Rescue. I hold a board member role for Making an Impact Colorado. I’m a coordinator for The Kruse Foundation where I assist with planning and coordinating Christmas donations for children in the foster care system throughout the year. And, I’m a business sponsor for We Ride 4, a local cycling club that raises funds to support local children getting access to bicycles. When I’m not working, I’m hosting a Walk and Talk-o Meetup, being an Auntie, fostering dogs, hiking, cycling, kayaking, camping, sipping wines of consequence, searching and finding the best bites, traveling, walking, and planning memorable events. I hope this short introduction was helpful to building our working relationship. Just know that I’m a champion of your goals and I will work tirelessly on your behalf. Serving you brings me joy! Zenith Home Loans does Business in Accordance with Federal Fair Lending Laws. NMLS ID 1818094. CO: Mortgage Company Registration 1818094. For state specific licensing, visit https://zenithhomeloans.com/national-licenses/

10/10/2026
10/02/2026

Financial Fridays with Low Stress Jess 🐶📉

Rates this week: started in the mid-7s Monday, nudged up Tuesday and Wednesday on inflation, government debt, and Fed news (plus month-end trading noise), dipped a smidge Thursday, and improved a bit today after a softer jobs report.

Where are they headed? Softer jobs data makes an October Fed hike less likely, but we still need lower inflation, a resolution to the Iran conflict, and lower gas prices to see real relief. Stay tuned.

Realtors, here’s how we’re helping buyers not fear rates:
✅ Combining offer elements so the payment works now AND long term
✅ Using seller concessions
✅ Less cash out of pocket for down payment, planning to refinance later
✅ Lender credits toward closing costs on the refinance

Tip of the week: Know a homeowner with 20-30% credit card debt and a low-rate mortgage? A HELOC could bring that debt down to roughly 9-10% and free up cash flow before the holidays.

Want to give your buyers more buying power? Let’s talk. DM me or comment below. 👇

And yes, that’s Jax, my Shih Tzu doodle, in the video. 🐾

10/02/2026

Is scary out there you guys the last loan estimate I compared against mine had nine different problems with it. Strong financial advisors would not have agreed with how it was set up. I know it’s confusing out there for buyers and what you really need to do is consult with a loan officer who understands financial guidance. So many loan officers are just order takers and they do not think strategically. It’s a great question. If you are looking for a loan officer, how will you help me build wealth through my mortgage? Why did you choose to give me this strategy? The variability from loan Officer to loan Officer is truly significant.

09/28/2026

Hey there, I need your help. I need to know what questions you have about shopping for a mortgage I think that I know, but I wanna be sure that I have all of the possible questions so that I can address them make some more content or put them in a presentation later. Please comment below with your questions or DME. I would absolutely be thrilled.

09/25/2026

🏡 Friday Rate Recap with Low Stress Jess 💰

Cash on hand isn’t just money sitting around — it’s peace of mind. Knowing you have a cushion changes how you spend, plan, and feel about your finances. Imagine having $10K+ available whenever you need it.

A few ways to build it up:
💵 Cash-out refi — pull equity without selling
💵 Second mortgage — often lower rates than credit cards, big budget relief
💵 HELOC — only pay interest if you actually use it, perfect emergency safety net

📈 This week in rates: Flat to start, a small bump Tuesday, then a jump Wednesday after Fed comments hinted at more hikes + a hotter-than-expected manufacturing report (57 vs. 53.6 expected). We’re sitting in the mid-7s right now.

The move: don’t make long-term decisions off short-term rate swings. Focus on your principal balance.

Rates feeling high? We’ve got options — smaller down payments, temporary buydowns, even seller-funded permanent buydowns.

Let’s run your numbers together. 📲 Reach out anytime.

09/24/2026

I feel totally lucky to be in Crested Butte for the Gunnison County Association of realtors event tonight. The best days in Crested Butte start with camp for coffee. And of course, reading the crime blotter in the Crested Butte News.

09/23/2026

Wish me luck! 🍀 I am delivering a 2 credit hour contining education class for Realtors. I created the class with all original content. Calm Contracts with Lending: Avoid Amendment Requests. Even though I used to work in education (public schools) walking into the classroom is always a bit nerve wracking. Thanks for your support! Here goes!

09/22/2026

Realtors in Vail, Colorado join me at the Vail Board of Realtors for a two CE credit class on how to have com contracts avoid lender amendment requests. In Vail, it’s very common to have and when you get a contract with lending this course will guide you through it seamlessly. Don’t waste any of your time when you have a contract with lending. You’ll receive a cheat sheet that gets you through the contract quickly. Register now to receive your handouts today.

09/21/2026

When shopping for a mortgage, most people get this part wrong. Everybody is shopping for interest rate, but really what can separate you from closing and not closing is the most important piece, the process! If you’ve purchased a home or are about to purchase a home, knowing what your loan officers process is ahead of time can demonstrate to you if they are detail oriented, and if they are really vetting the loan before you go under contract. Any lender that says absolutely yes right away without pulling documents or not providing materials to educate you should send a 🚩. If you’re curious about the Low Stress Jess Home Loans “process”.

09/20/2026

Vail Colorado Realtors! This one is for you! I’m excited to announce that I will be at the Vail Board of Realtors Wednesday 9-11am hosting my two credit hour CE course com contracts with lending avoid amendment request from your lender! Imagine quality time with your family on a Sunday night 😇 because you don’t need to write an amendment requested by the lender. Imagine more time leaf peeping 🍁 because you’re enjoying your time and not waiting for an amendment to be signed. Imagine getting a contract ✏️ with financing 🤑and not panicking 🧘‍♀️ because you have the Low Stress Jess Home Loans checklist. DME or comment below and I will send you the registration link for Wednesday.

Address

Remote Work/Xpert Home Lending Inc 100 High Point Park Way Suite 202
Denver, CO
30517

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