Oceanview Life and Annuity

06/23/2026

When it comes to MYGAs, many people value the certainty of a guaranteed rate.

But what if interest rates change after you've locked one in?

Learn how Oceanview CurrentRate® MYGA takes a different approach to interest crediting in today's rate environment.

For those who value the protection and simplicity of MYGAs but are hesitant to lock in one declared rate, Oceanview now offers the CurrentRate MYGA. Learn more.

06/21/2026

This Father’s Day, we celebrate the fathers, grandfathers, mentors, and role models who help guide and support the people they care about.

Their dedication, wisdom, and commitment leave a lasting impact across generations.

Happy Father’s Day from all of us at Oceanview.

06/19/2026

Juneteenth is a time to recognize and reflect on an important moment in our nation’s history.

Today, we honor the resilience, achievements, and lasting contributions of Black Americans, while celebrating the values of freedom, opportunity, and progress that continue to shape our future.

06/16/2026

The Oceanview team spent Monday afternoon volunteering with Denver Rescue Mission, helping serve meals and support individuals in our community.

Denver Rescue Mission is dedicated to changing lives through emergency services, recovery programs, rehabilitation, and transitional housing programs that bring hope to those experiencing homelessness.

Giving back is an important part of who we are at Oceanview, and we're grateful for opportunities like this to support our local community and contribute to the Mission's vision of offering hope, healing, and a path forward.

06/10/2026

What if your cap rate didn’t change every year?

With the Oceanview CapLock™ Fixed Indexed Annuity, your declared cap rate is locked for the entire surrender charge period.

With CapLock™ FIA, clients can expect:
✔ [%] S&P 500 Cap Guarantee for the full policy term
✔ Growth potential linked to market indexes
✔ Protection from market losses
✔ Guaranteed cap rate for 5 or 7 years

Learn more: https://oceanviewlife.com/products/caplock-fixed-indexed-annuity/

06/09/2026

Introducing Oceanview CurrentRate® MYGA.

A 5-year Multi-Year Guaranteed Annuity designed for clients who want principal protection, tax-deferred growth, and a transparent interest-crediting approach designed to stay aligned with current interest rate conditions over time.

CurrentRate MYGA provides a declared interest rate in the first contract year. After that, the credited rate is reviewed and updated annually using a defined formula tied to the 1-Year U.S. Treasury Rate plus a guaranteed spread, subject to contract terms.

For clients who like MYGA protection but are hesitant to commit to one declared rate for the full guarantee period, CurrentRate offers a different kind of conversation.

Learn more at oceanviewlife.com or contact Oceanview Sales at 1-833-656-7455.

06/04/2026

Pride Month is a time to recognize the LGBTQ+ community and the importance of respect, dignity, and belonging.

At Oceanview, we believe people do their best work, and relationships are strongest, when individuals feel valued and respected for who they are.

This month, we recognize and support our LGBTQ+ colleagues, policyholders, agents, partners, families, and friends.
We remain committed to fostering a workplace and business community built on trust, inclusion, and respect for all.

06/03/2026

Here are three reasons Multi-Year Guaranteed Annuity (MYGAs) continue to be a popular retirement planning option.

Learn more: https://oceanviewlife.com/products/harbourview-fixed-annuity-series/

06/02/2026

As retirement approaches, many people begin asking a different question: How do I continue growing my savings while helping protect what I’ve already built?

In our latest blog, we explore how many retirees balance growth potential with strategies designed to help provide stability and predictability over time.

Read more: https://oceanviewlife.com/blog/growth-vs-protection/?utm_source=chatgpt.com

05/28/2026

Oceanview CapLock™ FIA just became even more compelling.

Effective May 28, 2026, we are increasing the S&P 500® Annual Point-to-Point Cap Rate Guarantee by +0.50% to 8.75%.

CapLock™ was designed for clients who want a more transparent fixed indexed annuity experience, one where the cap rate is declared at issue and remains the same for the full surrender charge period.

With CapLock™, clients get:
✔ A locked cap rate for the full selected surrender charge period
✔ No annual cap resets
✔ Market-linked growth potential through leading index strategies
✔ Principal protection from market losses
✔ A simple structure that supports more confident planning

For financial professionals, CapLock™ offers a straightforward way to help clients understand how their FIA works: Your cap. Your term. Locked.

To learn more about Oceanview CapLock™ FIA, contact the Oceanview Sales team at (833) 656-7455.