Christina Menendez, Cherry Creek Mtg a Division of Guild, NMLS# 2061934

Christina Menendez, Cherry Creek Mtg a Division of Guild, NMLS# 2061934 Christina Menendez, Loan Originator, NMLS #2061934
Cherry Creek Mortgage, LLC NMLS #3001. Equal Hous IL: www.nmlsconsumeraccess.org. Stat. 47.206(3) & (4).

Christina Menendez, Loan Originator, NMLS #2061934
Cherry Creek Mortgage, LLC NMLS #3001 AZ: Mortgage Banker License -0904024. CA: I am authorized to do business in the states of Arizona and Colorado. AZ BK #0018883; AZ BKBR # 1045229; AZ LO Lic. # 1028851; Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License 41

30289. MN: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with Minn. NJ: Licensed by the NJ Dept. of Banking and Insurance. OH: Ohio Mortgage Broker Mortgage Banker Exemption MBMB.850096.000. OR: Oregon License Number ML-4807. Equal Housing Opportunity. For licensing Information go to https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3001.

When you’re so close to getting keys to your new home, you don’t want to do anything that will jeopardize your chances o...
08/10/2023

When you’re so close to getting keys to your new home, you don’t want to do anything that will jeopardize your chances of securing home financing. Knowing what to do and NOT to do after applying is critical to ensure you stay on track.
—
Check out this list of some common pitfalls and actions that can impact your ability to qualify for a mortgage. If you have questions on this list or about any part of the mortgage process, we’re here to help! Contact us today for personalized guidance tailored to your specific situation.

Earnest money or a ‘good faith deposit’ helps establish a level of trust in a real estate transaction. An earnest money ...
08/07/2023

Earnest money or a ‘good faith deposit’ helps establish a level of trust in a real estate transaction. An earnest money deposit is not legally required; most sellers prefer a stake before they agree to take their house off the market.
—
An earnest money deposit and a pre-approval letter are strategic ways to show the seller you’re a qualified buyer AND are serious about going through with the purchase.
—
Questions about earnest money, pre-approval, or any part of the process? Let’s connect to ensure you’re an informed and confident buyer through every step. Contact us today!

It’s a common misconception to think you need 20% for a down payment, but the average homebuyer actually puts down much ...
08/04/2023

It’s a common misconception to think you need 20% for a down payment, but the average homebuyer actually puts down much less. Whether you’re a first-time or repeat buyer, today’s median down payment is much less than 20% — in fact, most mortgage loans require less than 5%!
——
Don’t let your fears and doubts get in the way of pursuing your goal of owning a home. We offer a variety of mortgage loans with different qualification requirements to meet a wider range of home buyer needs and situations. Contact us today!

August 1 | Colorado DayCommemorating the admittance of Colorado as a state of the Union on August 1, 1876, Colorado ...
08/01/2023

August 1 | Colorado Day
Commemorating the admittance of Colorado as a state of the Union on August 1, 1876, Colorado Day is an opportunity to celebrate our beautiful state, support small businesses, and experience everything our state has to offer.
—
Take note! Colorado Parks and Wildlife celebrates Colorado Day on the first Monday in August (Aug. 12, 2023) with free entrance into all state parks.

Your debt-to-income (DTI) ratio plays a key role when applying for a mortgage, helping to determine if you qualify and a...
07/28/2023

Your debt-to-income (DTI) ratio plays a key role when applying for a mortgage, helping to determine if you qualify and at what interest rate.
—
Your DTI measures how much of your monthly income is eaten up by your monthly debts and is one of the tools that lenders use to gauge how much you can afford.
—
If you have questions about the mortgage process or how your DTI may affect your application, contact us today! Our mission is to help every client become a more informed home buyer and provide them with the best loan options available.

5280.com recently released its annual list of the 25 top neighborhoods in Denver for 2023. They evaluate all 78 Denver n...
07/24/2023

5280.com recently released its annual list of the 25 top neighborhoods in Denver for 2023. They evaluate all 78 Denver neighborhoods, considering home values, school quality, safety, and distinct amenities that make an area stand out, like walk-ability, restaurant/entertainment access, bikeability, open spaces, and more.
—
Scroll to see the complete list and learn more about each of the 25 ranking neighborhoods by visiting: www.5280.com/neighborhoods.
There is so much we love above living in Colorado and the Mile High City — the endless mountain views, outdoor activities, exciting music, arts, and restaurant scenes, and abundant sunshine (aside from this year!).
—
Comment below with what you love most about Mile High living!

Wedding Season is in full swing! Whether you're a newlywed or simply considering homeownership (on your own or as a coup...
07/21/2023

Wedding Season is in full swing! Whether you're a newlywed or simply considering homeownership (on your own or as a couple), you'll want to know these details and how they impact your mortgage.
—
Many purchase a home jointly, but in some situations, it makes more sense to buy a home under one person's name. The pros and cons of a joint vs. individual mortgage are truly unique to every buyer's situation. If you're ready to purchase a home, let's discuss these details and determine the right strategy for you. Contact us today, and we can get you started on the right path.

A recent poll from Gallup shows that real estate was voted the best long-term investment for the 11th consecutive year, ...
07/18/2023

A recent poll from Gallup shows that real estate was voted the best long-term investment for the 11th consecutive year, consistently beating other investment types like gold, stocks, and bonds. (see graph)
—
Americans still agree and feel optimistic about the long-term value of investing in a home. Why? Because as you pay down your mortgage and homes appreciate, owning a home can grow your net worth over time. If you’re ready to start your own journey toward homeownership or are ready to invest in a new one, we can get started you on the right path. Contact us today!
#5280

Denver Metro’s Real Estate Market Update for July 2023 proves that despite the challenges of our current market, Denver ...
07/13/2023

Denver Metro’s Real Estate Market Update for July 2023 proves that despite the challenges of our current market, Denver home buyers are still determined and resilient. Many may be waiting for rates to drop or home prices to balance out — but 21,534 others have bought in the Denver Metro so far in 2023.
—
If you’re ready to buy, remember that you can always refinance when rates drop, and there are many savvy strategies like temporary buydowns that can help save on costs and make your home-buying dreams a reality. Ready to explore the possibilities?
Contact us today!
Denver Metro Market Data shown is for Residential Units (Detached + Attached) for the following counties: Adams, Arapahoe, Boulder, Broomfield, Clear Creek, Denver, Douglas, Elbert, Gilpin, Jefferson, Park, and Weld.
#5280

Love when my partners say “Let’s take this meeting on a hike..” Colorado is too beautiful to hide in an office. We alway...
07/11/2023

Love when my partners say “Let’s take this meeting on a hike..” Colorado is too beautiful to hide in an office. We always accomplish so much on these hikes. 🏔️🙌🥾☀️💗

Own a home and shopping for a new one? Our bridge loan creates options to sell after you buy! Key Benefits to our Borrow...
07/10/2023

Own a home and shopping for a new one? Our bridge loan creates options to sell after you buy!
Key Benefits to our Borrowers:
>
Provides borrowers the ability to make a non-contingent offer on a new home
> Homeowners can act faster and make a purchase offer before someone else buys their dream home
> Great solution for homeowners needing to relocate for work or retirees
Reduces stress of a new home purchase
> Helps borrowers make the leap to a new home with a seamless process

—

Questions about your homeownership goals or if a bridge loan could be a good fit? Contact us today.

What comes first when shopping for a home? In any market, one of the smartest things you can do is get pre-approved on a...
07/07/2023

What comes first when shopping for a home? In any market, one of the smartest things you can do is get pre-approved on a home loan before you start looking. Why? Because once you are ready to make an offer, having a pre-approval in hand can make the entire process smoother and faster.
—
If you’re ready to invest in your future and purchase a home, let’s discuss pre-approval and determine how much you can afford. Homeownership may seem daunting, but we guide you through every step, and the payoff is gratifying! Contact us today!

Address

44 Cook Street, Ste 500
Denver, CO
80206

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Christina Menendez, Cherry Creek Mtg a Division of Guild, NMLS# 2061934 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Christina Menendez, Cherry Creek Mtg a Division of Guild, NMLS# 2061934:

Shortcuts

Featured

Share

Category