Michael Tapp at Prosperity Home Mortgage

06/08/2026

Rates get the headlines. Payments move buyers and sellers.

According to Redfin’s analysis of MLS data, homebuyer housing payments are now DOWN 1.6% year-over-year. 📉

That may not solve affordability overnight, but it does give agents something valuable: a reason to reopen conversations with buyers who paused, leads who went quiet, and sellers who need to understand where demand may be shifting.

The opportunity is not waiting for the “perfect” market.
It is helping clients understand the payment picture in the market they have.

Let’s turn hesitation into strategy instead.

06/08/2026

It’s ! 🏡

Your home’s value isn’t just about the house itself. Over time, the structure may depreciate, while the land it sits on can appreciate — making location an important part of the long-term homeownership picture.

Whether you’re buying your first home, planning your next move, or simply keeping an eye on the market, understanding what drives home value can help you make more informed decisions.

Prosperity Home Mortgage is here to help you explore financing options that fit your goals.

https://myoc.io/na2LD02wFX

NMLSR ID #447795
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

06/06/2026

Prosperity for all starts with open doors.

🌈 This Pride Month, we’re celebrating the people, families, and communities that make every neighborhood feel like home. At Prosperity Home Mortgage, our doors are open to everyone — today and always.

Happy Pride Month! 🏡❤️🧡💛💚💙💜

https://myoc.io/na2LD02wFX

NMLSR ID #447795
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

06/05/2026

I’m proud to share that Prosperity Home Mortgage has been named one of America’s Top Mortgage Lenders by Scotsman Guide!

This recognition reflects the dedication of our teams, the trust of our clients, and the collaboration of the real estate professionals we work alongside every day. I’m grateful to be part of a company committed to clear communication, personalized service, and helping clients feel confident throughout their home financing journey.

Thank you to my clients, colleagues, and real estate connections for your continued support.

Read more: https://bit.ly/43hCeWs

Prosperity Home Mortgage is proud to be recognized by Scotsman Guide as one of the nation's top mortgage lenders, earning the #18 spot on the 2026 Top Mortgage Lenders list.

06/04/2026

🏡 June is National Homeownership Month.

A home is more than four walls and a roof. It's where milestones are celebrated, memories are made, and futures begin.

At Prosperity Home Mortgage, we're proud to help open doors for homebuyers every day.

06/04/2026

Backyard reset: are you going for pond zen 🐟🍃 or fountain ambiance ⛲️🎶?

Swipe and drop your pick: 1 or 2 👇

https://myoc.io/na2LD02wFX

NMLSR ID #447795
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

06/03/2026

Backyard reset: are you going for pond zen 🐟🍃 or fountain ambiance ⛲️🎶?

Swipe and drop your pick: 1 or 2 👇

06/03/2026

Big home goals? Let’s talk jumbo. 🏡

Our newest jumbo financing options are designed to help qualified borrowers pursue more home, more flexibility, and more possibilities — whether they’re buying a primary residence, exploring a second home, or looking at refinance opportunities.

Connect with your Prosperity Home Mortgage Consultant to learn more.

Not all borrowers will qualify. Not all products are available in all areas.

https://myoc.io/na2LD02wFX

NMLSR ID #447795
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

06/03/2026

VA buyers just gained a stronger EDGE.

As of May 1, new VA appraisal updates are helping remove some common property-condition hurdles that could slow down the process.

What does that mean for buyers and sellers? More homes may now have a clearer path through the VA appraisal process — helping Veterans and active-duty service members compete with more confidence.

Thinking about buying or selling with a VA offer? Let’s talk strategy and make sure you understand the CompetitivEdge VA Advantage.

Not all borrowers will qualify. Source: knowva.ebenefits.va.gov

https://myoc.io/na2LD02wFX

NMLSR ID #447795
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

06/03/2026

📊 The latest REALTORS® Confidence Index for April confirms that spring buying season is in full swing.

🏡 Median home price: $417,700
👥 First-time buyers: 33% of transactions
📈 21% of homes sold above list price
⏳ Homes averaged 32 days on market

💡 What it means: competition is heating up. More first-time buyers are entering the market, homes are selling faster, and a growing share of properties are commanding above-asking offers.

As activity accelerates, preparation matters more than ever. Buyers who are fully pre-approved and ready to act are best positioned to stand out when the right home hits the market.

What trends are you seeing in your market this spring? Let’s compare notes. 🌷🏡

https://myoc.io/na2LD02wFX

NMLSR ID #447795
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).