Phil Richard Insurance

Phil Richard Insurance We make insurance personal. We're a local, independent property & casualty insurance agency provid

Phil Richard Insurance is a full-service property and casualty insurance agency located in Danvers, Massachusetts offering insurance solutions for your Car, Home, Umbrella, Flood, Business, Liability, and Life policies. We specialize in getting the best value for your overall insurance premium while helping you understand your insurance coverage. Whether you’re a first time home buyer, real estate

professional, or local business, we are with you every step of the way (at no extra cost). Established on the North Shore of Massachusetts in 1988–based in Peabody/Danvers, MA, it all began in an 8X8′ foot room with Phil, a typewriter, two drawer file cabinet, and no customers. Almost 30 years later, the agency has grown to 20 employees and thousands of happy clients. Now second generation, we are paving the way for the new age, while continuing to nurture the relationships, service, and integrity our business has been built on. We maintain our edge with competitive pricing and products so that our clients always have the best value options in front of them. Dare to Be Different: Our Value Proposition
We are here as advisors and consultants finding you the best solution for your specific insurance needs. Today, in the age of convenience, we’re used to having everything with the snap of a finger in one transaction, but Insurance should not be one of those things. Just like any relationship, it’s about having a long-term partner that you can always trust and come back to for advice as your life progresses. We know situations are always changing, and it’s our goal to not only be the best consultants and advisors we can be for our clients, but the best people we can be to support them as well. Further, we strive to be a resource for our community, offering help where it’s needed, and connecting others who can help each other. Visit philrichardinsurance.com to learn more or get a quote today.

Ever had to file an insurance claim? This vocab definition might teach you something.
06/23/2026

Ever had to file an insurance claim? This vocab definition might teach you something.

Do you know what a Claim is?

Curious about your insurance options in between jobs? Learn more here.
06/22/2026

Curious about your insurance options in between jobs? Learn more here.

Curious about alternate insurance options? This article will help you learn the basics of COBRA coverage.

The roof protects your home against nature’s risks. Is your personal wealth protected against life's risks?
06/21/2026

The roof protects your home against nature’s risks. Is your personal wealth protected against life's risks?

Building wealth requires protection from the forces of wealth destruction.

Shopping for a new car insurance policy? Remember to take into account these 5 critical factors that could affect your r...
06/20/2026

Shopping for a new car insurance policy? Remember to take into account these 5 critical factors that could affect your rates.

While there are many factors that could affect your car insurance rates, these five you’ll want to keep at the top of your mind.

Knowing the do's and don'ts of insurance is a big deal. Here are eight DON'TS to help you avoid a big bump down the road...
06/19/2026

Knowing the do's and don'ts of insurance is a big deal. Here are eight DON'TS to help you avoid a big bump down the road.

Having at least a basic insurance plan is essential for anyone. It's important to figure out what insurance plans you need and what works best for you and your family.

The financial risks to consider when evaluating self insurance?
06/18/2026

The financial risks to consider when evaluating self insurance?

Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails?

Get insurance that keeps your business in business.
06/17/2026

Get insurance that keeps your business in business.

No one wants to experience loss or damage from a flood. But with a few preparatory steps, you can make sure that you’re ...
06/16/2026

No one wants to experience loss or damage from a flood. But with a few preparatory steps, you can make sure that you’re as prepared as can be.

Floods are among the most frequent and costly natural disasters, especially in the Spring. Last year alone, excessive rainfall brought flooding to many locations, making it the deadliest for flooding since 2017.

Doing some home improvement?  There's one item that most homeowners overlook when undertaking remodeling projects.
06/15/2026

Doing some home improvement? There's one item that most homeowners overlook when undertaking remodeling projects.

The item most homeowners forget on their home improvement project checklist is insurance.

Do you know this safety tip about smoke detectors?
06/14/2026

Do you know this safety tip about smoke detectors?

Do you know how often to change the batteries on your smoke detectors?

Address

27 Garden Street , Unit 1B
Danvers, MA
01923

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 4:30pm

Telephone

+19787744338

Alerts

Be the first to know and let us send you an email when Phil Richard Insurance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share