Cliff Ambrose

04/24/2025

📈 Market volatility has investors seeking stability without sacrificing growth. Registered Index-Linked Annuities (RILAs) are gaining popularity for offering a balance between market participation and downside protection. In my latest article for Annuity.org, I explore why RILAs are becoming a go-to option for those looking to navigate uncertain financial landscapes. 

🔗 Read the full article here: https://urldefense.proofpoint.com/v2/url?u=https-3A__www.annuity.org_2025_04_20_market-2Dvolatility-2Ddrives-2Dsurge-2Din-2Drila-2Dpopularity_&d=DwMFaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=3V2CeN5l-2u84zo5UaW61Ys4U3aX0pu3GRZ0wA9LSKg&m=uv_KuMS6YfVtWOoZHfi7p9Wj0t3Vce-_c-KXDSPHAGCXQnwAoNr7ePKizRUvEXKZ&s=CxZlApy16IWBkLd6Kj3dUkiiJn8cKK87sW3qAIYY_1o&e=2.718

Learn about annuities and structured settlements, including how to buy annuities and sell annuities and structured settlements.

09/05/2024

September is Life Insurance Awareness Month! 🌟 It's the perfect time to reflect on the importance of protecting your loved ones' future. Life insurance isn't just a policy; it's a promise of security and peace of mind. 🛡️❤️
Learn more about how life insurance can safeguard your family's financial well-being.

09/03/2024

September is Life Insurance Awareness Month—cue the confetti cannons! 🎉 But seriously, let’s talk life insurance. It's not just about that “just in case” safety net. It’s about living your best life with some pretty awesome perks along the way. Think of it as your financial superhero, swooping in to boost your retirement, cover college costs, or save the day for your business with a buy-sell or key person policy. Life insurance isn’t just a piece of the puzzle; it’s the MVP of your financial playbook. Want to know more? Drop me an email, and let’s make your financial plan unstoppable!

05/28/2024

I am thrilled to share that I was recently featured in Forbes, discussing the ins and outs of IRA transfer bonuses. 💼📈

In the article, I delve into how these bonuses can maximize your retirement savings and provide valuable tips on making the most of your investment opportunities. Whether you're considering transferring your IRA or simply want to learn more about smart financial strategies, this feature is a must-read!

Check out the full article here. Let’s take control of our financial futures together! 💪🔗

Investment brokerages are fighting for your retirement dollars and offering huge bonus offers to move your money. Should you consider it?

05/15/2024

We're thrilled to share the exciting news that our very own Michael Hills III, CFS®, CIS™ has recently achieved his Certified Income Specialist™ designation! Over the past year, Michael has demonstrated unwavering dedication and commitment to his professional development, all while balancing his full-time responsibilities. From earning his Series 65 License to becoming an Investment Adviser Representative (IAR) and now obtaining his CFS® and CIS™ designations, Michael's journey showcases his exceptional work ethic and determination. We're incredibly proud of his accomplishments, and our team feels fortunate to have such a dedicated and talented individual among us. Congratulations, Michael, on this remarkable achievement!

05/08/2024

🌟 Exciting News! 🌟

We are thrilled to announce that our very own Michael Hills III, CFS®, CIS™, has been featured in Nasdaq! Dive into the article to discover Michael's expert insights and thoughtful commentary on the latest industry trends. We are proud to see our team members at the forefront of financial discussions, shaping the future of the industry. Check out the full article and join us in celebrating this remarkable achievement!

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According to recent research, 75% of millennials expect their wealth to increase in 2024. Despite being accused of spending money on avocado toast instead of focusing on savings, millennials have been...

04/23/2024

🕒 **Market Timing Mythbuster!** 📊

Ever thought you could outsmart the market? Think again! Timing the market can be tempting, but it's notoriously tricky—even for the pros. Instead of trying to predict the next big rise or fall, consider a consistent investment approach. Regular investing not only spreads out risk but also capitalizes on market fluctuations over time. Stay patient, stay committed, and let compound interest work its magic! 💡🚀

04/15/2024

🚗💡 Exciting news! I'm featured in Go Banking Rates discussing the savvy financial rule of thumb for car buying: Should you spend more than 3x your income on a vehicle! This guideline helps ensure your purchase fits comfortably within your budget while still getting you where you need to go. Check out the full article for more insights and tips on managing your car expenses smartly!

Think carefully about your car budget.

04/12/2024

Navigating the financial waters of retirement can be complex, with various risks lurking beneath the surface, ready to impact your long-term financial security. One such risk, often overlooked yet critical, is the Sequence of Returns Risk. This article aims to shed light on the nature of this risk and how it can affect your retirement savings. Understanding the Sequence of Returns Risk is key to building a retirement strategy that can withstand the test of time and market volatility. As we dive into the details, we'll unravel the importance of strategic investment choices like annuities, which can offer a safeguard against this risk, ensuring a more secure and predictable retirement income. Welcome to an exploration of how the right planning can protect your nest egg from the unpredictable ebb and flow of the markets.

Click on the link below to read my most recent article on LinkedIn.

04/10/2024

🚀 Thrilled to Share My Feature on Nasdaq.com! 🌟

Exciting news, friends and followers! I'm incredibly honored to announce my feature on Nasdaq.com and GOBankingRates where I delve into a hot topic: and Retirement Portfolios 📈.

In this comprehensive piece, I've explored the dynamic world of cryptocurrencies and its role in shaping a modern retirement strategy. Whether you're a seasoned investor or just starting, understanding the balance of risk and opportunity in crypto is crucial for long-term planning 🌍.

Click on the link below to check out my insights and practical tips. Let's navigate the exciting yet complex terrain of crypto investments together! Your feedback is invaluable, so feel free to share your thoughts 🗨️.

Remember, diversifying your retirement portfolio is key, and you should always consult with a Financial Professional before making any decisions!



https://www.gobankingrates.com/investing/crypto/how-much-crypto-should-be-a-part-of-your-retirement-portfolio/?utm_term=incontent_link_8&utm_campaign=1267648&utm_source=aol.com&utm_content=11&utm_medium=rss

Should crypto holdings be a part of your retirement fund?

04/08/2024

🎉 Exciting News! 🎉

I am thrilled to announce that I have officially received my Certified Annuity Specialist Designation from Institute of Business & Finance (IBF)This journey has been challenging but incredibly rewarding. I'm excited to use this knowledge to better serve my clients and help them make informed decisions about their annuity investments. A big thank you to everyone who supported me along the way. The future looks bright! 🌟

03/28/2024

🏠💰 As we navigate the twists and turns of financial planning, the question often arises: Should you buy a home using your retirement savings? It's a topic with many layers, and I had the opportunity to delve into it recently.

I'm excited to share that I've been featured in an insightful article UU.S. News and World Reportthat explores the pros and cons of tapping into retirement funds for home purchases. It's a must-read for anyone standing at this crucial crossroads in their financial journey.

Whether you're considering buying your dream home or planning for a comfortable retirement, this piece offers valuable perspectives to help guide your decision. Take a look and let's start a conversation about making the choices that align with your long-term financial well-being.

Check out the article here [Link to the article] 📖

While you can use retirement funds from a 401(k) or IRA to purchase a home, it might not be a smart financial move.