Chris Harding, Loan Officer, NMLS #1267827

Chris Harding, Loan Officer, NMLS #1267827 Your lending expert for primary, secondary and investment property purchase and refinance.

This week’s national housing data points to a market that is still rate-sensitive, but not frozen. Mortgage rates remain...
06/05/2026

This week’s national housing data points to a market that is still rate-sensitive, but not frozen. Mortgage rates remain in the mid-6% range, new listings dipped week over week, and active inventory continues to sit above last year’s level. For buyers, the conversation is about affordability and negotiation. For sellers, it is about pricing correctly and understanding that homes are taking longer to move.
https://myoc.io/

NMLS # 1267827

This week’s national housing data points to a market that is still active, but more selective. Mortgage rates eased into...
05/30/2026

This week’s national housing data points to a market that is still active, but more selective. Mortgage rates eased into the end of the week, available inventory remains higher than a year ago, and new listings are slightly below last year on Redfin’s latest weekly read. For buyers, that means more selection and potential negotiating room. For sellers, pricing and presentation remain critical.
https://myoc.io/

NMLS # 1267827

Mortgage rates don’t stay the same for long — but right now, they’re more favorable than they’ve been in months. Locking...
05/25/2026

Mortgage rates don’t stay the same for long — but right now, they’re more favorable than they’ve been in months. Locking in today could pay off for years to come.
https://myoc.io/

NMLS # 1267827

Today we pause to remember and honor those who gave their lives in service. Wishing you a safe, meaningful Memorial Day ...
05/25/2026

Today we pause to remember and honor those who gave their lives in service. Wishing you a safe, meaningful Memorial Day with time to reflect—and time at home with the people you love.
https://myoc.io/

NMLS # 1267827

That first set of keys changes everything. We’re here to make your first-time buying journey exciting, simple, and memor...
05/18/2026

That first set of keys changes everything. We’re here to make your first-time buying journey exciting, simple, and memorable.
https://myoc.io/

NMLS # 1267827

This week’s national housing data points to a market that is active but still highly rate-sensitive. Mortgage rates move...
05/16/2026

This week’s national housing data points to a market that is active but still highly rate-sensitive. Mortgage rates moved higher at the end of the week, inventory is improving, and sellers are showing more realism on pricing. Buyers have more options than they did a year ago, but affordability remains the central conversation.
https://myoc.io/

NMLS # 1267827

Owning a home isn’t just about where you live — it’s about building a life that’s truly yours. Whether it’s the pride of...
05/11/2026

Owning a home isn’t just about where you live — it’s about building a life that’s truly yours. Whether it’s the pride of ownership, the space to grow, or the investment in your future, homeownership changes everything.

Let’s make your dream home a reality.
https://myoc.io/

NMLS # 1267827

Celebrating the moms, stepmoms, grandmas, aunties, and mother-figures who make life feel steady, safe, and loved—like ho...
05/10/2026

Celebrating the moms, stepmoms, grandmas, aunties, and mother-figures who make life feel steady, safe, and loved—like home.
https://myoc.io/

NMLS # 1267827

This week’s national housing data points to a market that is giving buyers a little more room, but not necessarily more ...
05/08/2026

This week’s national housing data points to a market that is giving buyers a little more room, but not necessarily more certainty. Mortgage rates remain elevated, inventory is higher than last year, and homes are taking slightly longer to sell. At the same time, prices are still holding up in the existing-home market, while new-home pricing has softened.
https://myoc.io/

NMLS # 1267827

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Dallas, TX
75248

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