Chris Harding, Loan Officer, NMLS #1267827

Chris Harding, Loan Officer, NMLS #1267827 Your lending expert for primary, secondary and investment property purchase and refinance.

A lot of people wait for the “perfect time” to buy.But here’s what actually moves the needle:how long you own, not when ...
09/07/2026

A lot of people wait for the “perfect time” to buy.
But here’s what actually moves the needle:

how long you own, not when you enter
Because over time, things shift—
values change, equity builds, opportunities open up.
The real advantage?
Being in the market… not watching it.
https://myoc.io/

NMLS # 1267827

Cheers to the work that builds lives, families, and futures. Wishing you a restful Labor Day—and a little extra comfort ...
09/07/2026

Cheers to the work that builds lives, families, and futures. Wishing you a restful Labor Day—and a little extra comfort at home.
https://myoc.io/

NMLS # 1267827

The housing market is heading into fall with a growing gap between supply and demand.Fresh listings jumped heading into ...
09/04/2026

The housing market is heading into fall with a growing gap between supply and demand.
Fresh listings jumped heading into Labor Day, inventory is running above last year, and homes are taking roughly two months to sell. At the same time, pending sales remain below year-ago levels and mortgage rates are still near their highest levels of the past year.
https://myoc.io/

NMLS # 1267827

The housing market is giving buyers more options, but affordability is still keeping many on the sidelines.New listings ...
08/28/2026

The housing market is giving buyers more options, but affordability is still keeping many on the sidelines.

New listings reached a four-month high, while pending sales weakened and mortgage rates finished the week at 6.81%. At the same time, home prices remain resilient—especially in the existing-home market.
https://myoc.io/

NMLS # 1267827

When rates move, the market responds. A recent dip means more buyers are stepping back in — and you don’t want to miss y...
08/24/2026

When rates move, the market responds. A recent dip means more buyers are stepping back in — and you don’t want to miss your window. Let’s find the home that fits you best.
https://myoc.io/

NMLS # 1267827

The late-summer housing market is giving buyers more choices, but higher borrowing costs are still limiting demand. New ...
08/21/2026

The late-summer housing market is giving buyers more choices, but higher borrowing costs are still limiting demand. New listings are moving higher while pending sales have softened, and homes are taking roughly as long to sell as they did a year ago. For agents, that means pricing, negotiation strategy and payment conversations matter more than ever.
https://myoc.io/

NMLS # 1267827

Are you ready to turn dreams into reality? Whether you're envisioning a cozy cottage or a spacious family home, I'm here...
08/17/2026

Are you ready to turn dreams into reality? Whether you're envisioning a cozy cottage or a spacious family home, I'm here to guide you through the mortgage process seamlessly.

With a range of financing options tailored to your needs, say goodbye to uncertainty and hello to the keys of your new home. Curious about how to get started? I'm just a message away to help unlock the possibilities.

What does your dream home look like and how can I help? 🌟 Let's chat in the comments or send me a DM!
https://myoc.io/



NMLS # 1267827

The housing market is giving buyers a little more breathing room as summer winds down. Inventory is edging higher, homes...
08/14/2026

The housing market is giving buyers a little more breathing room as summer winds down. Inventory is edging higher, homes are taking about as long to sell as they did last year, and fewer properties are selling above asking. At the same time, mortgage rates remain elevated and existing-home prices continue to post modest annual gains.
https://myoc.io/

NMLS # 1267827

The housing market is sending mixed signals as we move deeper into August. Mortgage rates finished last week lower, inve...
08/10/2026

The housing market is sending mixed signals as we move deeper into August. Mortgage rates finished last week lower, inventory continued to edge higher, and homes are selling slightly faster than they were a year ago. At the same time, contract activity remains sensitive to affordability, giving agents an important opportunity to help buyers and sellers separate national headlines from what’s happening locally.
https://myoc.io/

NMLS # 1267827

Address

Dallas, TX
75248

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