Mandy Gomez, Loan Officer, NMLS# 744341

Mandy Gomez, Loan Officer, NMLS# 744341 Your Nationwide Home Loan Expert! Get Approved from a Professional with a Decade of Experience! Novus Home Mortgage is a division of Ixonia Bank. NMLS 423065.

Disclaimer: All loans are subject to credit approval including credit worthiness, insurability, and ability to provide acceptable collateral. Not all loans or products are available in all states or counties. Member FDIC. Equal Housing Lender.

05/27/2026

Online mortgage calculators can be helpful, but the payment shown may not reflect your real monthly payment. Your full mortgage payment can include principal and interest, property taxes, homeowners insurance, mortgage insurance, and HOA dues if applicable. Always look at the full payment before shopping by price. Realtor.com & Zillow both make their mortgage calculators easy to adjust down payment settings.

05/26/2026

People love to label FHA loans as “good” or “bad”… but real mortgage strategy is more nuanced than that.

Sometimes FHA is exactly what gets a buyer into a home comfortably instead of stretching too thin. The goal isn’t impressing strangers online — it’s building a payment that works in real life.

05/13/2026

Clean bank statements can make the mortgage approval process smoother. Random transfers, unexplained deposits, and moving money around can slow underwriting down. Before you move funds, ask your lender first.

05/09/2026

Underwriting flags to avoid when buying a home: missing bank statement pages, unexplained deposits, and income that cannot be verified clearly. A strong mortgage approval starts before underwriting.

05/07/2026

The sales price gets your attention…but the monthly payment is what you live with. Start here first.

05/06/2026

Not enough people talk about what’s hiding behind the walls, inside the HVAC, or deferred maintenance issues 👀

This is why inspections and trusted professionals matter TX-Air Pro Cooling and Heating

Not every company jumps straight to replacement.
Some actually try to help homeowners find the best solution first.

That matters.

Taco Tuesday on Cinco de Mayo? Easy decision🌮A +$3,000 house payment? That deserves a strategy.Getting approved is one t...
05/05/2026

Taco Tuesday on Cinco de Mayo? Easy decision🌮
A +$3,000 house payment? That deserves a strategy.

Getting approved is one thing.

Making sure the payment still lets you breathe every month is the real goal.

Before you fall in love with the house, let’s make sure the numbers love you back 🏡

DM me and let’s build a mortgage plan that fits your life.

05/04/2026

Two brothers. One inherited home. One big decision.
Most people think you have 2 options:
❌ Sell the house
❌ Fight over it
But there’s a 3rd option most don’t know about 👀
A refinance can allow one heir to:
✔ Keep the home
✔ Buy out the other sibling
✔ Avoid turning it into a Texas cash-out loan
Not every situation is this clean… but when it is, it can change everything.
If you’re dealing with inherited property, don’t guess your options.

04/24/2026

You can be fully qualified…
and still lose the deal because of the house.
Most buyers think approval = done.
It’s not.
The property has to qualify too.
And things like:
✔️ Condition issues
✔️ HOA problems
✔️ Property type
…can stop a loan in its tracks.
The worst part?
Most people find out after they’re emotionally attached.
That’s why I review the full picture early—
not just your numbers.
📩 If you’re house hunting, I’ll help you spot red flags before they become deal breakers.

04/22/2026

Most people see that appraisal notice… and ignore it.
But here’s the thing…
If your home value went up, your property taxes might too
→ which can increase your monthly payment
And if you don’t challenge it…
you’re just accepting the higher number.
You don’t have to overcomplicate it-
but it’s absolutely worth looking into.
Deadline is typically May 15 in Texas.
A few minutes reviewing it now could save you later. 👀
DFWHomes PropertyTaxProtest RealEstateTips Homeownership

Address

17250 Dallas Pkwy Ste 280
Dallas, TX
75248

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

,

Alerts

Be the first to know and let us send you an email when Mandy Gomez, Loan Officer, NMLS# 744341 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category