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Mandy Gomez, Loan Officer, NMLS# 744341

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United States
Dallas, TX
Mandy Gomez, Loan Officer, NMLS# 744341

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Your Nationwide Home Loan Expert! Get Approved from a Professional with a Decade of Experience! Novus Home Mortgage is a division of Ixonia Bank. NMLS 423065.

Disclaimer: All loans are subject to credit approval including credit worthiness, insurability, and ability to provide acceptable collateral. Not all loans or products are available in all states or counties. Member FDIC. Equal Housing Lender.

10/29/2026

10/26/2026

Your offer got accepted🏡🎉

But before you start picking out furniture… let’s talk about the money you’ll need BEFORE closing day. 💸

Most buyers are focused on their down payment and closing costs, but there are other expenses that come up once you’re under contract.

Here’s what to budget for:

💰 1. Earnest Money & Option Fee: Earnest money is typically 1% of the purchase price, while the option fee is negotiable $200-$300. Both are generally turned into title company together & credited toward your purchase at closing.

🔎 2. Home Inspection: Around $500, plus any additional inspections recommended by your Realtor, like HVAC or plumbing.

🏠 3. Appraisal: Budget $800+ for a typical lot-and-block home. Properties with acreage may cost more.

The goal isn’t just to get you preapproved. It’s to make sure you understand WHEN you’ll need your money throughout the homebuying process.

Because finding out you need another $1,000+ after your offer is accepted? Not the kind of surprise we’re going for😅

Save this BEFORE you start house hunting! 🔑

Amounts are estimates and may vary based on the property, contract terms, and service providers.

10/24/2026

This is NOT the time to be shy 💀

Ask about the interest rate. Ask about closing costs. Ask why your monthly payment looks like that. And if something doesn’t make sense the first time, ASK AGAIN.

You’re making one of the biggest financial decisions of your life. You deserve to understand every part of it.

No judgment, no embarrassing questions, and definitely no pretending you understand when you don’t 😂

My job isn’t just to get you approved. It’s to make sure you feel confident about what you’re signing up for 🏡🔑

10/22/2026

Your offer got accepted🏡🎉

But before you start picking out furniture… let's talk about the money you'll need BEFORE closing day. 💸

Most buyers are focused on their down payment and closing costs, but there are other expenses that come up once you're under contract.

Here's what to budget for:

💰 1. Earnest Money & Option Fee: Earnest money is typically 1% of the purchase price, while the option fee is negotiable. Both are generally credited toward your purchase at closing.

🔎 2. Home Inspection: Around $500, plus any additional inspections recommended by your Realtor, like HVAC or plumbing.

🏠 3. Appraisal: Budget $800+ for a typical lot-and-block home. Properties with acreage may cost more.

The goal isn't just to get you preapproved. It's to make sure you understand WHEN you'll need your money throughout the homebuying process.

Because finding out you need another $1,000+ after your offer is accepted? Not the kind of surprise we're going for😅

Save this BEFORE you start house hunting! 🔑

Amounts are estimates and may vary based on the property, contract terms, and service providers.

10/21/2026

Did my civic duty. Got my sticker 💅🗳️🐶

10/20/2026

🏡 Your mortgage isn't the only expense that comes with homeownership!

Beyond your monthly mortgage payment, you'll want to budget for utilities, home maintenance, unexpected repairs, and HOA fees (if applicable).

And while property taxes and homeowners insurance are often included in your mortgage payment, they're still important costs to understand!

🔑 The goal isn't just to afford the home. It's to comfortably afford owning it!

Have questions about what to budget for? Let's chat! 💬

10/18/2026

October is a mindset. Mine is still snow cones 😂🍧 Shoutout to SNO in Dallas for supporting this lifestyle year round. Are snow cones seasonal for you or are we doing this all year? 👀

10/16/2026

At this point, I’m one mortgage rate away from enrolling at Hogwarts 🪄🐈‍⬛😭

10/15/2026

Stop waiting for someone to commit when you haven’t even committed to finding out how much house you can afford💀🏡

At least your preapproval will give you some clarity 😂

And no, you don’t have to be ready to buy tomorrow to start the conversation

Know your numbers. Know your options 💅

Address

17250 Dallas Pkwy Ste 280
Dallas, TX
75248

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://novusone.com/mgomez, https://linktr.ee/bankonmandy

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