Milissa Fuscaldo, The Mortgage Girl - NMLS 22671

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Cranston, RI
Milissa Fuscaldo, The Mortgage Girl - NMLS 22671

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in New York state) NMLS 2611.

The Mortgage Girl 🏡 | Mortgage strategy for real life | Purchase • Refi • Investment • Renovation | Producing Branch Manager NMLS 22671 at Rate (operating as Guaranteed Rate, Inc. Milissa Fuscaldo – Branch Manager | NMLS #22671
Jennifer Jaques – Sales Manager | NMLS #531247

Teammates in business, competitors in fantasy football. 🏈
✔ “She locks in the rates, I lock in the strategy.” 💰🏡
✔ “Helping buyers win offers and homeowners save money – one mortgage at a time!”

Homes For Heroes Participant http://www.homesforheroes.com/affiliate/milissa
NAGLREP Affiliated Lender https://naglrep.com/coventry-gay-real-estate-agent-6968/

11/05/2026

VA and conventional loans can both open the door to homeownership, but the details could look very different. If you’re eligible for VA financing, I can help you understand what that benefit could mean for you and compare it with your conventional loan options.

Let’s work together to find the financing that makes sense for you.
https://myoc.io/JrCuH/ADSkA

NMLS # 22671

11/04/2026

When you’re thinking about buying a home and applying for a mortgage, credit prep doesn’t have to mean making changes. Sometimes, the smartest first step is simply knowing what’s on your report and asking questions before making a move that could affect it.

Save this for when homebuying is right around the corner, and reach out with questions so we can talk it through.
https://myoc.io/JrCuH/JXHh0

NMLS # 22671

11/02/2026

Your future home can start with one folder.

Organizing documents, such as income, assets, employment and current housing information before you apply could make mortgage prep feel a lot more manageable.

Start with one category today, then keep building from there. If you have questions, I’m happy to help you understand exactly what may be needed when you’re ready to take the leap toward homeownership. Save this post. Future you will be glad you did.
https://myoc.io/JrCuH/V1jbJ

NMLS # 22671

10/30/2026

Home prices were up in more than three-quarters of the nation’s metro markets in the third quarter of 2026, with the average home price sitting at $432,900. The Northeast region (4%) led the nation in price appreciation, followed by the Midwest (3.6%). 21% of markets saw home prices decline in Q3, showing there's still plenty of opportunities out there for buyers.

Need help navigating this evolving housing market? Let’s talk.
https://myoc.io/JrCuH/wXqkt

NMLS # 22671

10/29/2026

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meeting. Mortgage rates are expected to stay about where they are in response. When rates hold steady, it takes some pressure off your home financing decisions. Instead of trying to anticipate what could happen next, focus on your timing, budget and other factors within your control.

If you’re in the market for a new home, let’s plan your next move.
https://myoc.io/JrCuH/UIkVL

NMLS # 22671

10/28/2026

The new car payment followed you home … and now it won't leave. New debt can creep into your homebuying process, impacting your mortgage approval by changing your debt-to-income ratio.

Before financing a large purchase, let’s talk about how it may affect your plan. After all, some things are better left lurking in the shadows.
https://myoc.io/JrCuH/ZId9J

NMLS # 22671

10/27/2026

Don’t blame ghosts for every creak, thud and clunk. There’s (probably) a perfectly normal explanation for the sounds your home makes. The real trick is keeping up with seasonal maintenance to prevent small issues from spiraling into bigger ones.

Review our home maintenance guide to get your home ready for spooky season.
https://myoc.io/JrCuH/h6fav

NMLS # 22671

10/26/2026

Running more than one business, or managing income that doesn't move in a straight line? Standard income documentation isn't always built for that. For eligible business owners, a current 12-month profit and loss statement may offer a documentation path built for that kind of complexity.

If that sounds like your business, let's have a conversation.
https://myoc.io/JrCuH

NMLS # 22671

10/22/2026

One home goal. More than one way to get there. Your path to homeownership doesn’t have to look like everyone else’s. I can help you explore the options that may fit your goals.

Let’s talk about what could work for you.
https://myoc.io/JrCuH/ix1aW

NMLS # 22671

10/22/2026

Address

145 Phenix Avenue
Cranston, RI
02920

Website

http://www.theimpactloanteam.com/, https://www.rate.com/loan-officers/milissa-fuscaldo-22671

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