Evelyn Ortiz - First Alliance Home Mortgage

Evelyn Ortiz - First Alliance Home Mortgage Evelyn Ortiz
Team Manager & Mortgage Loan Originator
NMLS #398902
Cell: 201-214-9011 First Alliance Home Mortgage, L.L.C.

opened in 2004 and has since become one of the premier lenders in New Jersey. Headquartered in Cranford, NJ and near all major highways, our mission is to serve our customers with honesty, integrity and competence. Call us today and experience the First Alliance Home Mortgage difference. Our corporate business hours are Monday through Friday from 9 AM to 6 PM. After normal business hours, please l

eave a message and your call will be returned promptly. First Alliance Home Mortgage NMLS #5034 (https://www.nmlsconsumeraccess.org/)
20 Jackson Dr. 2nd Floor Cranford NJ 07016 – 732-582-3338

For our licenses please go to: https://www.firstalliancehomemortgage.com/page/licensing
Licensed Residential Mortgage Lender
Licensed by the New Jersey Department of Banking & Insurance
NYS Department of Financial Services Licensed Mortgage Banker

5.0 star review received on Experience.com for Evelyn Ortiz by Maximo M - Excellent service front start to  finish.
06/14/2026

5.0 star review received on Experience.com for Evelyn Ortiz by Maximo M - Excellent service front start to finish.

Click to see all 143 reviews of Evelyn Ortiz | Branch Manager | NMLS # 398902, Team Manager | NMLS # 398902

5.0 star review received on Experience.com for Evelyn Ortiz by Jesse V - Extremely helpful  every  step  of  the  way!
06/14/2026

5.0 star review received on Experience.com for Evelyn Ortiz by Jesse V - Extremely helpful every step of the way!

Click to see all 142 reviews of Evelyn Ortiz | Branch Manager | NMLS # 398902, Team Manager | NMLS # 398902

5.0 star review received on Experience.com for Evelyn Ortiz by Maria E M - Process  when  easy  and  smoothly.  Excellen...
06/10/2026

5.0 star review received on Experience.com for Evelyn Ortiz by Maria E M - Process when easy and smoothly. Excellent

Click to see all 141 reviews of Evelyn Ortiz | Branch Manager | NMLS # 398902, Team Manager | NMLS # 398902

5.0 star review received on Experience.com for Evelyn Ortiz by Ricardo C - I  liked  the   oversll  service  and  profes...
06/04/2026

5.0 star review received on Experience.com for Evelyn Ortiz by Ricardo C - I liked the oversll service and professionalism

Click to see all 140 reviews of Evelyn Ortiz | Branch Manager | NMLS # 398902, Team Manager | NMLS # 398902

Need money for a big expense… and not sure where to pull it from?Most people default to a personal loan.But if you’re a ...
05/28/2026

Need money for a big expense… and not sure where to pull it from?

Most people default to a personal loan.

But if you’re a homeowner, you may have a much cheaper option sitting right under you 👇

✔️ Lower interest rates
✔️ More flexible access to funds
✔️ Potential tax advantages (depending on use)

That’s where a HELOC comes in.

This guide breaks down the real differences so you’re not overpaying for convenience: https://fahmloans.com/blogitem/heloc-vs-personal-loan

5.0 star review received on Experience.com for Evelyn Ortiz by Camilo A S - She  was on top of everything and she resolv...
05/26/2026

5.0 star review received on Experience.com for Evelyn Ortiz by Camilo A S - She was on top of everything and she resolved all the problems that we had during the deal.

Click to see all 139 reviews of Evelyn Ortiz | Branch Manager | NMLS # 398902, Team Manager | NMLS # 398902

Why did your mortgage payment go up… even though your rate didn’t?Chances are, it’s escrow.It’s one of the most common (...
05/15/2026

Why did your mortgage payment go up… even though your rate didn’t?

Chances are, it’s escrow.

It’s one of the most common (and confusing) parts of homeownership, especially when:
✔️ Your monthly payment changes unexpectedly
✔️ Taxes or insurance go up
✔️ You’re not sure where that extra money is going

The truth is, escrow isn’t a “mystery fee”, it’s just how your taxes and insurance get paid.

This guide breaks it all down so you can understand your payment: https://fahmloans.com/blogitem/what-is-escrow-in-a-mortgage

Still trying to figure out if a reverse mortgage is a smart move?You’re not alone, and the answer depends on your situat...
05/06/2026

Still trying to figure out if a reverse mortgage is a smart move?

You’re not alone, and the answer depends on your situation.

For some homeowners, it’s:
✔️ A way to stay in the home they love
✔️ Extra breathing room on a fixed income
✔️ A tool to fund retirement or in-home care

For others, it may not be the right fit at all.

The difference comes down to understanding how it actually works, not just what you’ve heard.

This guide breaks it down in so you (and your family) can make the right call together.

Read here: https://fahmloans.com/blogitem/what-is-a-reverse-mortgage-guide

Should you use a HELOC to buy a car?It’s not the most common approach, but for some homeowners, it can actually make a l...
04/29/2026

Should you use a HELOC to buy a car?

It’s not the most common approach, but for some homeowners, it can actually make a lot of sense.

Here’s why people consider it:
➡️ Potentially lower interest rates than traditional auto loans
➡️ Access to funds through equity you’ve already built
➡️ More flexibility in how and when you use the money

But there’s also a bigger picture to think about…

You’re turning a short-term purchase into debt tied to your home. That’s not always the right move.

The goal isn’t to push one option, but to help you understand what makes sense for your situation.

If this is something you’ve been curious about, this article explains it:
https://fahmloans.com/blogitem/heloc-to-buy-a-car

Ever thought about using your home's value, but don't want to lose your low mortgage rate?A HELOC lets you tap into your...
04/18/2026

Ever thought about using your home's value, but don't want to lose your low mortgage rate?

A HELOC lets you tap into your equity for things like home updates, paying off high-interest debt, or even funding big goals-all on your terms!

Want to see if it's a fit for you? Message me to learn more!



http://eortiz.fahmloans.com

Address

20 Jackson Drive
Cranford, NJ
07016

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