Elisa Estrella-Tavarez - First Alliance Home Mortgage

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Cranford, NJ
Elisa Estrella-Tavarez - First Alliance Home Mortgage

Elisa Estrella-Tavarez
Mortgage Loan Originator
NMLS #1830368
Call me at 862-414-6422 First Alliance Home Mortgage, L.L.C.

opened in 2004 and has since become one of the premier lenders in New Jersey. Headquartered in Cranford, NJ and near all major highways, our mission is to serve our customers with honesty, integrity and competence. Call us today and experience the First Alliance Home Mortgage difference. Our corporate business hours are Monday through Friday from 9 AM to 6 PM. After normal business hours, please l

eave a message and your call will be returned promptly. First Alliance Home Mortgage NMLS #5034 (https://www.nmlsconsumeraccess.org/)
20 Jackson Dr. 2nd Floor Cranford NJ 07016 – 732-582-3338
For our licenses please go to: https://www.firstalliancehomemortgage.com/page/licensing
Licensed Residential Mortgage Lender
Licensed by the New Jersey Department of Banking & Insurance
NYS Department of Financial Services Licensed Mortgage Banker

12/23/2025

Ever hear the term “mortgage points” and wonder what it actually means? You’re not alone.

Our newest guide explains how points work, how they can lower your interest rate, and when buying them might (or might not) be a smart move.

📉 Lower your rate
💰 Understand upfront vs. long-term savings
🧮 Learn how to calculate your break-even point
🏡 Decide if points fit your homebuying plan

Read the full article: https://fahmloans.com/blogitem/what-are-mortgage-points

12/15/2025

Wondering if mortgage rates will go down in 2026? You’re not alone.

Our newest guide breaks down what’s driving today’s rate trends, what experts are saying, and what it means for your homebuying plans.

📉 Possible rate shifts
📈 What’s influencing the market
🏠 How to prepare as a buyer

If you're thinking about purchasing a home, check out the full article: https://fahmloans.com/blogitem/will-mortgage-rates-go-down

For personalized mortgage guidance, contact me any time!

12/09/2025

If you're 62+ and want to stay in your home while tapping into its equity, a reverse mortgage could be an option, but it's not the right fit for everyone.

Our latest guide walks you through:
✔️ How reverse mortgages work
✔️ What you can use the funds for
✔️ Eligibility requirements
✔️ Key pros and cons to consider

If you're exploring ways to make retirement more comfortable, this is a great place to start.

Read the full article here: https://fahmloans.com/blogitem/what-is-a-reverse-mortgage

12/05/2025

If you're a veteran, active-duty service member, or surviving spouse, a VA loan could be one of the most powerful tools available to you.

With no down payment, no PMI, and flexible guidelines, it’s designed to make buying or refinancing easier and more affordable.

If you want to see whether you’re eligible or explore what a VA loan could look like for you, I’m here to help.

12/02/2025

Big update! The FHFA announced higher conforming loan limits for 2026, which means you may qualify for more while still staying in conventional financing.

Not sure what this means for your budget or next steps? Send me a message anytime. I’m happy to break down how the new limits impact your mortgage plans. 🏡

12/01/2025

Wondering if the holidays make it harder to get a mortgage? Good news: it usually doesn’t!

Aside from a few holiday closures, the process moves just as smoothly, and fewer buyers in the market can actually work in your favor.

Thinking about starting the process before the new year? I’m here to walk you through it.

11/25/2025

Holiday spending can get overwhelming fast. Gift lists, travel, year-end bills… it all adds up.

But here’s the good news: if you’ve built equity in your home, you may have more financial flexibility than you realize.

Whether you’re looking to consolidate high-interest debt or finally tackle those home improvements, options like a cash-out refinance or HELOC can help you start 2026 with breathing room.

Not sure what’s right for your situation? Check out our latest article to review the pros and cons of each so you can make a confident, informed decision: https://fahmloans.com/blogitem/holiday-cash-out-refi-or-heloc

Message me to review your equity and see what's possible!

11/11/2025

Honoring all who served. Today and every day, thank you to all veterans and their families. 🇺🇸

11/06/2025

Falling behind on your mortgage? You’re not alone, and you have options.

Learn what steps to take before you miss a payment and how to regain control of your finances. Check out our latest guide: https://fahmloans.com/blogitem/cant-afford-your-mortgage

11/04/2025

Home is more than an address, it’s where your story begins. 🏡

10/31/2025

Fear the myths, not the mortgage. 👻

From large down payments to “perfect credit only” tales, we’re busting the biggest mortgage myths that might be holding you back from homeownership.

Don't be afraid, learn the truth in our latest blog: https://fahmloans.com/blogitem/scary-mortgage-myths-debunked

10/29/2025

Before the ghosts and goblins hit your doorstep, make sure your home is ready for a safe and spooky night.

Swipe through for Halloween homeowner safety tips! 🎃

Address

20 Jackson Drive
Cranford, NJ
07083

Website

http://eestrella.fahmloans.com/

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