The Flood Insurance Guru

The Flood Insurance Guru We specialize in flood insurance and flood education in all 50 states.

09/02/2026

How are flood insurance premiums really determined? That's exactly what we're talking about in this video.

09/01/2026

How does the foundation type of your home really impact flood insurance?

Does foundation type impact flood insurance premiums? Here is what more than 3000 quotes have shown us
09/01/2026

Does foundation type impact flood insurance premiums? Here is what more than 3000 quotes have shown us

Buying a Home in Flood Zone A in West Virginia? What to Know Before Closing
08/31/2026

Buying a Home in Flood Zone A in West Virginia? What to Know Before Closing

Buying a home in Flood Zone A in West Virginia? Learn about insurance costs, Elevation Certificates, NFIP renewals, and what to check before closing.

Lender Requires Flood Insurance in Zone X? What Georgia Homeowners Should Do
08/26/2026

Lender Requires Flood Insurance in Zone X? What Georgia Homeowners Should Do

Your lender requires flood insurance, but FEMA shows Zone X. Learn why this happens, what document to request, and when to dispute or buy coverage.

My Lender Says Flood Zone AE, but My Survey Says Zone X. What Do I Do?
08/25/2026

My Lender Says Flood Zone AE, but My Survey Says Zone X. What Do I Do?

Your Georgia lender says Flood Zone AE, but your survey says Zone X. Learn which determination matters, why they may disagree, and what to do next.

08/24/2026

Your lender says you need flood insurance. What happens if you don’t have the right coverage in place? Force-placed flood insurance is coverage your lender may purchase when they believe your policy is missing or doesn’t meet their requirements. The cost may then be added to your loan, so it’s important to understand your options before that happens. Watch this video to learn what force-placed flood insurance means and how to stay ahead of the process. Have questions about your flood insurance requirements? Send us a message.

Why Your Mortgage Company Suddenly Requires Flood Insurance
08/24/2026

Why Your Mortgage Company Suddenly Requires Flood Insurance

Discover why your mortgage company may suddenly require flood insurance and learn how to navigate lender letters, flood-zone changes, and your options effectively.

My Lender Says Flood Zone AE, but My Survey Says Zone X. What Do I Do?
08/22/2026

My Lender Says Flood Zone AE, but My Survey Says Zone X. What Do I Do?

Georgia lender says Flood Zone AE, but your survey says Zone X? Learn why they may disagree, what matters for your mortgage, and what to do next.

Why Does My Mortgage Company Suddenly Require Flood Insurance in Georgia?
08/20/2026

Why Does My Mortgage Company Suddenly Require Flood Insurance in Georgia?

Mortgage company suddenly requiring flood insurance in Georgia? Learn why it happens, what to check, and what to do next.

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