Credit Ugly

08/24/2026

💳 CREDIT TIP OF THE DAY

Paying your credit card on the due date may not be enough. 👀

Your balance is often reported to the credit bureaus around your statement closing date — so if your card is showing a high balance, your score could be taking a hit even when you pay on time.

✨ The Credit Girl Tip:
Try to keep your reported balances low — ideally under 30%, and even better under 10% when possible.

Not sure what’s hurting your credit?

📞 Diane — Your Credit Girl
🌐 CreditUgly.com
📲 Reach out today for a credit review.
516.459.4957
www.mycreditgirl.com






Don’t let ugly credit follow you around. Let’s clean it up. 😉

07/23/2026

🎓 Sending your child off to college?

Don’t just pack the dorm room… help them build their financial future.

One of the smartest things you can do is add your child as an Authorized User on the right credit card. When done correctly, it can help them start building a positive credit history before they even graduate.

✅ Build credit early
✅ Better chance of qualifying for an apartment
✅ Easier approval for future car loans and credit cards
✅ Give them a head start on financial success

Ask me how!

📞 Diane Noto – “Your Credit Girl”
Credit Ugly / Credit Reporting Advisors
📍 Helping clients nationwide for over 20 years
📲 Call or text me today to learn how an Authorized User account can help your child build credit the smart way.

Your future starts with your credit.

04/29/2026

https://www.facebook.com/share/1Cvu44xWQr/?mibextid=wwXIfr

Bad credit doesn’t mean you’re bad with money.

Life happens:
✔ Divorce
✔ Medical bills
✔ Job loss
✔ COVID
✔ Late payments

The good news?
You may be closer to fixing it than you think.

Message me “CHECK” for a free credit review.

— Diane The Credit Girl
5164594957

12/24/2025

10/04/2025

It'a simple conversation just make the call!! 516.459.4957

09/08/2025

💳 Credit problems? Don’t stress — Credit Ugly is here!
We remove obstacles, add positive credit, and guide you to approvals.

📞 Diane Your Credit Girl 516-459-4957
📞 Joseph 954-410-0604
🌐 CreditUgly.com

05/21/2025

2025 Hustle in Pomano beach

03/09/2025

https://americasfavteacher.org/vote/shared/2025/dominique-noto/03AFcWeA4e56VnY4At44EKNrm3JcrW5jC1zp9XiSwBn-FauOwcHjpIcVXO-Ho_9BTjD1_sbdGN1Vo_mX-Ey6_LmXRYo1zHwfbSNEWm9gAFbtMTpoQhJSGSWCt-kMzfvdZe3e8LMEV2t_Ysljk1AIFJmEkhLTK0pm1iIaHnoiwgBlzmNIurW9lJnRl_90qy3nW78L2AxMCUJqghsObm2X9ON24z1C_UmqjpJhYZfLhhp69RYnyJLpWCMd8b86-sgHl7iOKWSe89lULPayTBfKQV2wUZcfq7gZciBzLbXdxJ0kmIK__oWa28fVmZCimuj2p30gCzp4OZctX-IZR_MGUAvfCxVgaikC19icxJUr9Xr_jUTFqYEZEwp2gjzT5dEQrvq138Ls9AqPtKKzcqiG8YsFAcn87rDVolRywnHcmjyPOZOCypVctioxZgZJOgXOo7WY02Mi2PPft3QXrXaW6gxXAZWgplC8y-STjDzpmoElNTjOQoftVqlxaYByNXJiki_1nUQhWMsDl_TN3GdqUT4aaMjUYtRcQrl8VybeLVj_2cm_SXAMfaYWWMo35VFff8WG0BsAh1e_8aghwC5wa1hM3-IvlQUQTKRt-2ARZKqIrQciXXaRgj15h9PCi9DilLg6GAXmc0fVcRSvoNILw3gL5ePW3w-ddgK_XiD-wV4QY9AdQLh0H1HoIIcbiaTwK9bEzXrPjhixfUQnXek2S86uOqEGXZ17OGtwmjQSFsy5zdIaWIrAx227T6t6M0eJT-OR3UUq8liFEMtFlPMgXRzxQXmWSMcNlfKRgrS0qYLVmg_i9ONwCdm0UI2xKWOJgAKetmIPvuZH8mcGKP9csEfxkwPRVgc10d-TP810RXXH0ohzemDftpjMDQOpceMYR7pUqPpJYIukMFyFu82dwIpWLygKYxqfomJOW9UdDTeqExF0ryXtc3W6p-ADmj3-9iWritFZWUetmeDyKY7BpnqnxwTm48o3tyzg
Please vote for
my daughter she amazing math teacher.

One outstanding teacher will win $25,000, a feature in Reader's Digest, a trip to Hawaii, and a school assembly with Bill Nye!

01/06/2025

Rebuild Your Credit, Reclaim Your Life

Life can be unpredictable, whether you’re navigating the challenges of a divorce, recovering from the financial impacts of COVID-19, or facing other obstacles. Your credit plays a critical role in securing your future—whether it’s buying a home, getting a car, or achieving financial independence.

At My Credit Girl, I specialize in helping individuals and families overcome credit hurdles with personalized guidance and proven strategies. With over 20 years of experience, I’m here to help you take control of your financial story and open the door to new opportunities.

Let’s start rebuilding today!
📧 Email: Diane at [email protected]
🌐 Website: www.MyCreditGirl.com

Together, we’ll remove obstacles and create a path to the credit you deserve.

Ready to work with you to dispute inaccuracies on your credit report and add seasoned tradelines to drastically IMPROVE YOU SCORE!